Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
123Fahrschule SEFRA:123F 18 PB Ratio is 2.91 as of Jul. 18, 2026, which is 140% above its 10-year median of 1.21. GuruFocus rates FRA:123F with a GF Score™ of 18/100. The stock has 4 warning signs investors should review. Among 254 Education companies, 123Fahrschule SE ranks worse than 72.83% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), 123Fahrschule SE's share price is €2.52. 123Fahrschule SE's Book Value per Share for the quarter that ended in Dec. 2025 was €0.87. Hence, 123Fahrschule SE's PB Ratio of today is 2.91.
The historical rank and industry rank for 123Fahrschule SE's PB Ratio or its related term are showing as below:
FRA:123F'
s PB Ratio Range Over the Past 10 Years
Min: 0.28 Med: 1.21 Max: 3.54
Current: 2.78
During the past 7 years, 123Fahrschule SE's highest PB Ratio was 3.54. The lowest was 0.28. And the median was 1.21.
FRA:123F's PB Ratio is ranked worse than 72.83% of 254
companies
in the Education industry
Industry Median: 1.41
vs FRA:123F: 2.78
During the past 12 months, 123Fahrschule SE's average Book Value Per Share Growth Rate was -57.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -42.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -29.50% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of 123Fahrschule SE was -12.90% per year. The lowest was -42.90% per year. And the median was -28.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
123Fahrschule SE PB Ratio Related Terms
123Fahrschule SE PB Ratio Historical Data
* Premium members only.
The historical data trend for 123Fahrschule SE's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, 123Fahrschule SE's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
123Fahrschule SE PB Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, 123Fahrschule SE's PB Ratio distribution charts can be found below:
* The bar in red indicates where 123Fahrschule SE's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
123Fahrschule SE (FRA:123F) has a PB Ratio of 2.91 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on 123Fahrschule SE and its competitors. This is 140% above median its historical median of 1.21. Over the past decade, 123Fahrschule SE's PB Ratio has ranged from 0.28 to 3.54. According to the industry distribution chart, 123Fahrschule SE ranks #185 out of 254 companies in the Education industry, placing it in the top 72.8%.
Is 123Fahrschule SE's PB Ratio too high?
123Fahrschule SE's current PB Ratio of 2.91 is 140% above median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 3.54. The Education industry median PB Ratio is 1.41. 123Fahrschule SE's value of 2.91 is 106.4% above this industry median. Based on the distribution chart, 123Fahrschule SE ranks #185 out of 254 companies in the Education industry, which is below the industry midpoint. Overall, 123Fahrschule SE has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does 123Fahrschule SE's PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, 123Fahrschule SE ranks #185 out of 254 companies for PB Ratio. This places 123Fahrschule SE in the lower half of its industry. The industry median PB Ratio is 1.41. 123Fahrschule SE's value of 2.91 is 106.4% above this benchmark. Historically, 123Fahrschule SE's own PB Ratio has ranged from 0.28 to 3.54 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 1.41, 123Fahrschule SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.41, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 123Fahrschule SE's current PB Ratio of 2.91 is 106.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on 123Fahrschule SE and its competitors. For the Education industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 123Fahrschule SE's current PB Ratio is 2.91, which is 140% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 123Fahrschule SE stock overvalued right now?
123Fahrschule SE (FRA:123F) has a current PB Ratio of 2.91. The current PB Ratio is 2.91, which is 140% above median its 10-year median of 1.21 and 106.4% above the Education industry median of 1.41. 123Fahrschule SE's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For 123Fahrschule SE (FRA:123F), the current PB Ratio is 2.91 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
123Fahrschule SE is a digital driving school chain. It is specialized in the consolidation and digital expansion of the classic driving license training of the German driving school market. The company offers its learner drivers a digital, effective and intelligent application software for administration, e-learning and individual learning status control for driver's license training for all driver's license classes.
18GF Score
Get the complete analysis for FRA:123F
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:123F has been successfully added to your 
