Jackson Financial (FRA:8WF) Debt-to-EBITDA : (As of Jun. 2026)

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FRA:8WF Jackson Financial Inc FRA:8WF
72 GF Score
Price €104.80
GF Value €84.88
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Jackson Financial Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jackson Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €568 Mil. Jackson Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €1,854 Mil. Jackson Financial's annualized EBITDA for the quarter that ended in Jun. 2026 was €2,381 Mil. Jackson Financial's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 1.02.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jackson Financial's Debt-to-EBITDA or its related term are showing as below:

FRA:8WF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -329.14   Med: 0.56   Max: 64.73
Current: 64.73

During the past 8 years, the highest Debt-to-EBITDA Ratio of Jackson Financial was 64.73. The lowest was -329.14. And the median was 0.56.

FRA:8WF's Debt-to-EBITDA is ranked worse than
99.04% of 313 companies
in the Insurance industry
Industry Median: 1.24 vs FRA:8WF: 64.73

Jackson Financial  (FRA:8WF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Jackson Financial Debt-to-EBITDA Related Terms


Jackson Financial Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jackson Financial's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jackson Financial Debt-to-EBITDA Chart

Jackson Financial Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Jackson Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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FRA:8WF vs PRI, LNC, CNO: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, Jackson Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jackson Financial Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Jackson Financial's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jackson Financial's Debt-to-EBITDA falls into.


FRA:8WF
72GF Score
Jackson Financial Inc FRA:8WF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jackson Financial Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jackson Financial's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9.3660862531398 + 1766.7844522968) / -12.404991602636
=-143.18

Jackson Financial's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(567.65503367445 + 1854.2814659319) / 2380.6458875026
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Jackson Financial (FRA:8WF) Overvalued in 2026?

Based on GuruFocus' analysis, Jackson Financial stock appears to be overvalued. The current stock price of €104.80 is trading 23.5% above its estimated GF Value™ of €84.88. GuruFocus considers Jackson Financial to be Modestly Overvalued.

Key valuation signals for FRA:8WF:

  • Debt-to-EBITDA:
  • GF Value™: €84.88 vs. price of €104.80 (23.5% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the FRA:8WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jackson Financial Business Description

Other Exchanges JXN:USA0JKF:UK
Address 1 Corporate Way, Lansing, MI, USA, 48951
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
72GF Score

Get the complete analysis for FRA:8WF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€104.80
Price
€84.88
GF Value