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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Jackson Financial's Debt-to-EBITDA or its related term are showing as below:
FRA:8WF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -329.14 Med: 0.56 Max: 3.9
Current: -11.51
During the past 8 years, the highest Debt-to-EBITDA Ratio of Jackson Financial was 3.90. The lowest was -329.14. And the median was 0.56.
FRA:8WF's Debt-to-EBITDA is ranked worse than 100% of 319
companies
in the Insurance industry
Industry Median: 1.19
vs FRA:8WF: -11.51
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Jackson Financial Debt-to-EBITDA Related Terms
Jackson Financial Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Jackson Financial's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:8WF vs LNC, PRI, CNO: Debt-to-EBITDA Comparison
For the Insurance - Life subindustry, Jackson Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jackson Financial Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Jackson Financial's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Jackson Financial's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Jackson Financial (FRA:8WF) has a Debt-to-EBITDA of 1.89 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jackson Financial. This is 238% above median its historical median of 0.56. According to the industry distribution chart, Jackson Financial ranks #999999 out of 319 companies in the Insurance industry.
Is Jackson Financial's Debt-to-EBITDA too high?
Jackson Financial's current Debt-to-EBITDA of 1.89 is 238% above median its 10-year median of 0.56. The Insurance industry median Debt-to-EBITDA is 1.19. Jackson Financial's value of 1.89 is 58.8% above this industry median. Based on the distribution chart, Jackson Financial ranks #999999 out of 319 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jackson Financial has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Jackson Financial's Debt-to-EBITDA compare to LNC and PRI?
According to the Insurance industry distribution chart, Jackson Financial ranks #999999 out of 319 companies for Debt-to-EBITDA. This places Jackson Financial in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. Jackson Financial's value of 1.89 is 58.8% above this benchmark. While the company's 10-year median is 0.56 vs. the industry median of 1.19, Jackson Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jackson Financial's current Debt-to-EBITDA of 1.89 is 58.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jackson Financial. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jackson Financial's current Debt-to-EBITDA is 1.89, which is 238% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jackson Financial stock overvalued right now?
Jackson Financial (FRA:8WF) has a current Debt-to-EBITDA of 1.89. The stock's GF Value™ is €136.12, compared to a current price of €119.15 — trading 12.5% below its estimated fair value. The current Debt-to-EBITDA is 1.89, which is 238% above median its 10-year median of 0.56 and 58.8% above the Insurance industry median of 1.19. Jackson Financial's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Jackson Financial (FRA:8WF), the current Debt-to-EBITDA is 1.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jackson Financial (FRA:8WF) Overvalued in 2026?
Based on GuruFocus' analysis, Jackson Financial stock appears to be undervalued.
The current stock price of €119.15 is trading 12.5% below its estimated GF Value™ of €136.12.
Key valuation signals for FRA:8WF:
Debt-to-EBITDA: 1.89 (238% above median its 10-year median of 0.56)
GF Value™: €136.12 vs. price of €119.15 (12.5% below fair value)
Industry Position: 58.8% above the Insurance median (#999999 of 319)
No single metric tells the full story. See the FRA:8WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
75GF Score
Get the complete analysis for FRA:8WF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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