Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Jackson Financial (FRA:8WF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Jackson Financial Effective Interest Rate on Debt % Related Terms
Jackson Financial Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Jackson Financial's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jackson Financial Effective Interest Rate on Debt % Chart
FRA:8WF vs LNC, PRI, CNO: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, Jackson Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jackson Financial Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Jackson Financial's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Jackson Financial's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.19% mean?
Jackson Financial (FRA:8WF) has a Effective Interest Rate on Debt % of 2.19% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jackson Financial and its competitors.
Is Jackson Financial's Effective Interest Rate on Debt % too high?
Jackson Financial's current Effective Interest Rate on Debt % is 2.19%. Overall, Jackson Financial has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Jackson Financial's Effective Interest Rate on Debt % compare to LNC and PRI?
Jackson Financial's Effective Interest Rate on Debt % of 2.19% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jackson Financial and its competitors. Jackson Financial's current Effective Interest Rate on Debt % is 2.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jackson Financial stock overvalued right now?
Jackson Financial (FRA:8WF) has a current Effective Interest Rate on Debt % of 2.19%. The stock's GF Value™ is €133.84, compared to a current price of €102.60 — trading 23.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.19%. Jackson Financial's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jackson Financial (FRA:8WF), the current Effective Interest Rate on Debt % is 2.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jackson Financial (FRA:8WF) Overvalued in 2026?
Based on GuruFocus' analysis, Jackson Financial stock appears to be undervalued.
The current stock price of €102.60 is trading 23.3% below its estimated GF Value™ of €133.84.
Key valuation signals for FRA:8WF:
Effective Interest Rate on Debt %: 2.19%
GF Value™: €133.84 vs. price of €102.60 (23.3% below fair value)
No single metric tells the full story. See the FRA:8WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
75GF Score
Get the complete analysis for FRA:8WF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:8WF has been successfully added to your 
