Jackson Financial (FRA:8WF) Retained Earnings: €6,027 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:8WF Jackson Financial Inc FRA:8WF
74 GF Score
Price €100.25
GF Value €135.98
! 7 Warning Signs
View Full Analysis

What is Jackson Financial Retained Earnings?

Jackson Financial FRA:8WF -4.66% 74 Retained Earnings is €6,027 Mil as of Mar. 2026. GuruFocus rates FRA:8WF with a GF Score™ of 74/100 and a GF Value™ of €135.98. The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Jackson Financial's retained earnings for the quarter that ended in Mar. 2026 was €6,027 Mil.

Jackson Financial's quarterly retained earnings declined from Sep. 2025 (€6,595 Mil) to Dec. 2025 (€6,380 Mil) and declined from Dec. 2025 (€6,380 Mil) to Mar. 2026 (€6,027 Mil).

Jackson Financial's annual retained earnings increased from Dec. 2023 (€6,454 Mil) to Dec. 2024 (€7,366 Mil) but then declined from Dec. 2024 (€7,366 Mil) to Dec. 2025 (€6,380 Mil).


Jackson Financial  (FRA:8WF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Jackson Financial Retained Earnings Historical Data

* Premium members only.

The historical data trend for Jackson Financial's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jackson Financial Retained Earnings Chart

Jackson Financial Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 2,485.97 6,044.43 6,453.85 7,365.92 6,380.23

Jackson Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,051.28 6,704.51 6,595.33 6,380.23 6,027.32
FRA:8WF
74GF Score
Jackson Financial Inc FRA:8WF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jackson Financial Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €6,027 Mil mean?
Jackson Financial (FRA:8WF) has a Retained Earnings of €6,027 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Jackson Financial and its competitors.
Is Jackson Financial's Retained Earnings too high?
Jackson Financial's current Retained Earnings is €6,027 Mil. Overall, Jackson Financial has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Jackson Financial's Retained Earnings compare to LNC and PRI?
Jackson Financial's Retained Earnings of €6,027 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Jackson Financial and its competitors. Jackson Financial's current Retained Earnings is €6,027 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jackson Financial stock overvalued right now?
Jackson Financial (FRA:8WF) has a current Retained Earnings of €6,027 Mil. The stock's GF Value™ is €135.98, compared to a current price of €100.25 — trading 26.3% below its estimated fair value. The current Retained Earnings is €6,027 Mil. Jackson Financial's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Jackson Financial (FRA:8WF), the current Retained Earnings is €6,027 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jackson Financial (FRA:8WF) Overvalued in 2026?

Based on GuruFocus' analysis, Jackson Financial stock appears to be undervalued. The current stock price of €100.25 is trading 26.3% below its estimated GF Value™ of €135.98.

Key valuation signals for FRA:8WF:

  • Retained Earnings: €6,027 Mil
  • GF Value™: €135.98 vs. price of €100.25 (26.3% below fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the FRA:8WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jackson Financial Business Description

Other Exchanges JXN:USA0JKF:UK
Address 1 Corporate Way, Lansing, MI, USA, 48951
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
74GF Score

Get the complete analysis for FRA:8WF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€100.25
Price
€135.98
GF Value