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Apple International CoFRA:D90 +0.93%83 Debt-to-EBITDA is 3.34 as of Dec. 2025, which is 30% below its 10-year median of 4.75. GuruFocus rates FRA:D90 with a GF Score™ of 83/100 and a GF Value™ of €2.61 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,096 Vehicles & Parts companies, Apple International Co ranks worse than 93.7% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Apple International Co's Debt-to-EBITDA or its related term are showing as below:
FRA:D90'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.45 Med: 4.75 Max: 13.64
Current: 13.64
During the past 13 years, the highest Debt-to-EBITDA Ratio of Apple International Co was 13.64. The lowest was 2.45. And the median was 4.75.
FRA:D90's Debt-to-EBITDA is ranked worse than 93.7% of 1096
companies
in the Vehicles & Parts industry
Industry Median: 2.255
vs FRA:D90: 13.64
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Apple International Co Debt-to-EBITDA Related Terms
Apple International Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Apple International Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:D90 vs CVNA, PAG, KMX: Debt-to-EBITDA Comparison
For the Auto & Truck Dealerships subindustry, Apple International Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Apple International Co Debt-to-EBITDA vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Apple International Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Apple International Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
Apple International Co (FRA:D90) has a Debt-to-EBITDA of 3.34 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Apple International Co. This is 30% below median its historical median of 4.75. Over the past decade, Apple International Co's Debt-to-EBITDA has ranged from 2.45 to 13.64. According to the industry distribution chart, Apple International Co ranks #1027 out of 1096 companies in the Vehicles & Parts industry, placing it in the top 93.7%.
Is Apple International Co's Debt-to-EBITDA too high?
Apple International Co's current Debt-to-EBITDA of 3.34 is 30% below median its 10-year median of 4.75. Over the past 10 years, this metric has ranged from a low of 2.45 to a high of 13.64. The Vehicles & Parts industry median Debt-to-EBITDA is 2.26. Apple International Co's value of 3.34 is 48.1% above this industry median. Based on the distribution chart, Apple International Co ranks #1027 out of 1096 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Apple International Co has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Apple International Co's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Apple International Co ranks #1027 out of 1096 companies for Debt-to-EBITDA. This places Apple International Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.26. Apple International Co's value of 3.34 is 48.1% above this benchmark. Historically, Apple International Co's own Debt-to-EBITDA has ranged from 2.45 to 13.64 over the past decade. While the company's 10-year median is 4.75 vs. the industry median of 2.26, Apple International Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.26, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apple International Co's current Debt-to-EBITDA of 3.34 is 48.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Apple International Co. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apple International Co's current Debt-to-EBITDA is 3.34, which is 30% below median its own 10-year median of 4.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apple International Co stock overvalued right now?
Based on GuruFocus' analysis, Apple International Co (FRA:D90) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.61, compared to a current price of €2.18 — trading 16.5% below its estimated fair value. The current Debt-to-EBITDA is 3.34, which is 30% below median its 10-year median of 4.75 and 48.1% above the Vehicles & Parts industry median of 2.26. Apple International Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Apple International Co (FRA:D90), the current Debt-to-EBITDA is 3.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Apple International Co (FRA:D90) Overvalued in 2026?
Based on GuruFocus' analysis, Apple International Co stock appears to be undervalued.
The current stock price of €2.18 is trading 16.5% below its estimated GF Value™ of €2.61.
GuruFocus considers Apple International Co to be Modestly Undervalued.
Key valuation signals for FRA:D90:
Debt-to-EBITDA: 3.34 (30% below median its 10-year median of 4.75)
GF Value™: €2.61 vs. price of €2.18 (16.5% below fair value)
Industry Position: 48.1% above the Vehicles & Parts median (#1027 of 1096)
No single metric tells the full story. See the FRA:D90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Apple International Co Ltd is a second-hand car exporter. Its purchase and sales used cars. It exports used cars and related auto-parts to South-Eastern countries.
83GF Score
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