Apple International Co (FRA:D90) PB Ratio: 0.46 (As of Jul. 15, 2026) — 18% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:D90 Apple International Co Ltd FRA:D90
83 GF Score
Price €2.06
GF Value €2.59
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Apple International Co PB Ratio?

Apple International Co FRA:D90 +0.98% 83 PB Ratio is 0.46 as of Jul. 15, 2026, which is 18% below its 10-year median of 0.56. GuruFocus rates FRA:D90 with a GF Score™ of 83/100 and a GF Value™ of €2.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,295 Vehicles & Parts companies, Apple International Co ranks better than 83.09% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Apple International Co's share price is €2.06. Apple International Co's Book Value per Share for the quarter that ended in Dec. 2025 was €4.43. Hence, Apple International Co's PB Ratio of today is 0.46.

The historical rank and industry rank for Apple International Co's PB Ratio or its related term are showing as below:

FRA:D90' s PB Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.56   Max: 0.87
Current: 0.47

During the past 13 years, Apple International Co's highest PB Ratio was 0.87. The lowest was 0.27. And the median was 0.56.

FRA:D90's PB Ratio is ranked better than
83.09% of 1295 companies
in the Vehicles & Parts industry
Industry Median: 1.38 vs FRA:D90: 0.47

During the past 12 months, Apple International Co's average Book Value Per Share Growth Rate was 7.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Apple International Co was 17.30% per year. The lowest was -23.80% per year. And the median was 4.00% per year.

Back to Basics: PB Ratio


Apple International Co  (FRA:D90) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Apple International Co PB Ratio Related Terms


Apple International Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Apple International Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Apple International Co PB Ratio Chart

Apple International Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.61 0.54 0.41

Apple International Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.44 0.45 0.41 0.41

FRA:D90 vs CVNA, PAG, ALTB: PB Ratio Comparison

For the Auto & Truck Dealerships subindustry, Apple International Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Apple International Co PB Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Apple International Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Apple International Co's PB Ratio falls into.


FRA:D90
83GF Score
Apple International Co Ltd FRA:D90
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Apple International Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Apple International Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=2.06/4.434
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.46 mean?
Apple International Co (FRA:D90) has a PB Ratio of 0.46 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Apple International Co and its competitors. This is 18% below median its historical median of 0.56. Over the past decade, Apple International Co's PB Ratio has ranged from 0.27 to 0.87. According to the industry distribution chart, Apple International Co ranks #219 out of 1295 companies in the Vehicles & Parts industry, placing it in the top 16.9%.
Is Apple International Co's PB Ratio too high?
Apple International Co's current PB Ratio of 0.46 is 18% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.87. The Vehicles & Parts industry median PB Ratio is 1.38. Apple International Co's value of 0.46 is 66.7% below this industry median. Based on the distribution chart, Apple International Co ranks #219 out of 1295 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Apple International Co has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Apple International Co's PB Ratio compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Apple International Co ranks #219 out of 1295 companies for PB Ratio. This places Apple International Co in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.38. Apple International Co's value of 0.46 is 66.7% below this benchmark. Historically, Apple International Co's own PB Ratio has ranged from 0.27 to 0.87 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.38, Apple International Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Vehicles & Parts company?
The median PB Ratio among Vehicles & Parts companies is 1.38, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apple International Co's current PB Ratio of 0.46 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Apple International Co and its competitors. For the Vehicles & Parts industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apple International Co's current PB Ratio is 0.46, which is 18% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apple International Co stock overvalued right now?
Based on GuruFocus' analysis, Apple International Co (FRA:D90) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.59, compared to a current price of €2.06 — trading 20.5% below its estimated fair value. The current PB Ratio is 0.46, which is 18% below median its 10-year median of 0.56 and 66.7% below the Vehicles & Parts industry median of 1.38. Apple International Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Apple International Co (FRA:D90), the current PB Ratio is 0.46 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Apple International Co (FRA:D90) Overvalued in 2026?

Based on GuruFocus' analysis, Apple International Co stock appears to be undervalued. The current stock price of €2.06 is trading 20.5% below its estimated GF Value™ of €2.59. GuruFocus considers Apple International Co to be Modestly Undervalued.

Key valuation signals for FRA:D90:

  • PB Ratio: 0.46 (18% below median its 10-year median of 0.56)
  • GF Value™: €2.59 vs. price of €2.06 (20.5% below fair value)
  • GF Score™: 83/100 with 4 warning signs
  • Industry Position: 66.7% below the Vehicles & Parts median (#219 of 1295)

No single metric tells the full story. See the FRA:D90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Apple International Co Business Description

Other Exchanges 2788:Japan
Address No.3-3 Yokkaichi, Mie Prefecture Hinaga 2-chome, Yokkaichi-shi, JPN, 510-0885
Apple International Co Ltd is a second-hand car exporter. Its purchase and sales used cars. It exports used cars and related auto-parts to South-Eastern countries.
83GF Score

Get the complete analysis for FRA:D90

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.06
Price
€2.59
GF Value