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Digia OyjFRA:S2Y -0.36%85 Debt-to-EBITDA is 2.63 as of Jun. 2026, which is 55% above its 10-year median of 1.70. GuruFocus rates FRA:S2Y with a GF Score™ of 85/100 and a GF Value™ of €6.73. The stock has 3 warning signs investors should review. Among 1,726 Software companies, Digia Oyj ranks worse than 77.75% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Digia Oyj's Debt-to-EBITDA or its related term are showing as below:
FRA:S2Y'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.16 Med: 1.7 Max: 5.02
Current: 3.21
During the past 13 years, the highest Debt-to-EBITDA Ratio of Digia Oyj was 5.02. The lowest was 1.16. And the median was 1.70.
FRA:S2Y's Debt-to-EBITDA is ranked worse than 77.75% of 1726
companies
in the Software industry
Industry Median: 1.035
vs FRA:S2Y: 3.21
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Digia Oyj Debt-to-EBITDA Related Terms
Digia Oyj Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Digia Oyj's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:S2Y vs IBM, ACN, FISV: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Digia Oyj's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Digia Oyj Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Digia Oyj's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Digia Oyj's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Digia Oyj (FRA:S2Y) has a Debt-to-EBITDA of 2.63 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Digia Oyj. This is 55% above median its historical median of 1.70. Over the past decade, Digia Oyj's Debt-to-EBITDA has ranged from 1.16 to 5.02. According to the industry distribution chart, Digia Oyj ranks #1342 out of 1726 companies in the Software industry, placing it in the top 77.8%.
Is Digia Oyj's Debt-to-EBITDA too high?
Digia Oyj's current Debt-to-EBITDA of 2.63 is 55% above median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 5.02. The Software industry median Debt-to-EBITDA is 1.04. Digia Oyj's value of 2.63 is 154.1% above this industry median. Based on the distribution chart, Digia Oyj ranks #1342 out of 1726 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Digia Oyj has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Digia Oyj's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Digia Oyj ranks #1342 out of 1726 companies for Debt-to-EBITDA. This places Digia Oyj in the lower half of its industry. The industry median Debt-to-EBITDA is 1.04. Digia Oyj's value of 2.63 is 154.1% above this benchmark. Historically, Digia Oyj's own Debt-to-EBITDA has ranged from 1.16 to 5.02 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 1.04, Digia Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.04, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Digia Oyj's current Debt-to-EBITDA of 2.63 is 154.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Digia Oyj. For the Software industry, the median Debt-to-EBITDA is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Digia Oyj's current Debt-to-EBITDA is 2.63, which is 55% above median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Digia Oyj stock overvalued right now?
Digia Oyj (FRA:S2Y) has a current Debt-to-EBITDA of 2.63. The stock's GF Value™ is €6.73, compared to a current price of €5.60 — trading 16.8% below its estimated fair value. The current Debt-to-EBITDA is 2.63, which is 55% above median its 10-year median of 1.70 and 154.1% above the Software industry median of 1.04. Digia Oyj's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Digia Oyj (FRA:S2Y), the current Debt-to-EBITDA is 2.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Digia Oyj (FRA:S2Y) Overvalued in 2026?
Based on GuruFocus' analysis, Digia Oyj stock appears to be undervalued.
The current stock price of €5.60 is trading 16.8% below its estimated GF Value™ of €6.73.
Key valuation signals for FRA:S2Y:
Debt-to-EBITDA: 2.63 (55% above median its 10-year median of 1.70)
GF Value™: €6.73 vs. price of €5.60 (16.8% below fair value)
Industry Position: 154.1% above the Software median (#1342 of 1726)
No single metric tells the full story. See the FRA:S2Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Digia Oyj is a Finnish-based IT service company. It comprises four service areas: Digital Solutions, Business Platforms, Financial Platforms, and Managed Solutions. The company serves a diverse set of markets, including energy, retail trade, public sector, insurance, manufacturing and service business, banking and investment services, and logistics. Geographically, it operates in Finland, Sweden, Poland, Netherlands & other countries, out of which the majority of its revenue comes from Finland.
85GF Score
Get the complete analysis for FRA:S2Y
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