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Digia OyjFRA:S2Y 81 Return-on-Tangible-Asset is 26.33% as of Dec. 2025, which is 51% above its 10-year median of 17.45. GuruFocus rates FRA:S2Y with a GF Score™ of 81/100 and a GF Value™ of €6.84. The stock has 4 warning signs investors should review. Among 2,893 Software companies, Digia Oyj ranks better than 73.87% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Digia Oyj's annualizedNet Income for the quarter that ended in Dec. 2025 was €21.5 Mil. Digia Oyj's average total tangible assets for the quarter that ended in Dec. 2025 was €81.8 Mil. Therefore, Digia Oyj's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 26.33%.
The historical rank and industry rank for Digia Oyj's Return-on-Tangible-Asset or its related term are showing as below:
FRA:S2Y'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.08 Med: 17.45 Max: 276.48
Current: 9.21
During the past 13 years, Digia Oyj's highest Return-on-Tangible-Asset was 276.48%. The lowest was 3.08%. And the median was 17.45%.
FRA:S2Y's Return-on-Tangible-Asset is ranked better than 73.87% of 2893
companies
in the Software industry
Industry Median: 2.07
vs FRA:S2Y: 9.21
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Digia Oyj Return-on-Tangible-Asset Related Terms
Digia Oyj Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Digia Oyj's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:S2Y vs IBM, ACN, FISV: Return-on-Tangible-Asset Comparison
For the Information Technology Services subindustry, Digia Oyj's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Digia Oyj Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Digia Oyj's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Digia Oyj's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 26.33% mean?
Digia Oyj (FRA:S2Y) has a Return-on-Tangible-Asset of 26.33% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Digia Oyj and its competitors. This is 51% above median its historical median of 17.45. Over the past decade, Digia Oyj's Return-on-Tangible-Asset has ranged from 3.08 to 276.48. According to the industry distribution chart, Digia Oyj ranks #756 out of 2893 companies in the Software industry, placing it in the top 26.1%.
Is Digia Oyj's Return-on-Tangible-Asset too high?
Digia Oyj's current Return-on-Tangible-Asset of 26.33% is 51% above median its 10-year median of 17.45. Over the past 10 years, this metric has ranged from a low of 3.08 to a high of 276.48. The Software industry median Return-on-Tangible-Asset is 2.07. Digia Oyj's value of 26.33% is 1172% above this industry median. Based on the distribution chart, Digia Oyj ranks #756 out of 2893 companies in the Software industry, which is above the industry midpoint. Overall, Digia Oyj has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Digia Oyj's Return-on-Tangible-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Digia Oyj ranks #756 out of 2893 companies for Return-on-Tangible-Asset. This puts Digia Oyj in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.07. Digia Oyj's value of 26.33% is 1172% above this benchmark. Historically, Digia Oyj's own Return-on-Tangible-Asset has ranged from 3.08 to 276.48 over the past decade. While the company's 10-year median is 17.45 vs. the industry median of 2.07, Digia Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.07, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Digia Oyj's current Return-on-Tangible-Asset of 26.33% is 1172% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Digia Oyj and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Digia Oyj's current Return-on-Tangible-Asset is 26.33%, which is 51% above median its own 10-year median of 17.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Digia Oyj stock overvalued right now?
Digia Oyj (FRA:S2Y) has a current Return-on-Tangible-Asset of 26.33%. The stock's GF Value™ is €6.84, compared to a current price of €5.76 — trading 15.8% below its estimated fair value. The current Return-on-Tangible-Asset is 26.33%, which is 51% above median its 10-year median of 17.45 and 1172% above the Software industry median of 2.07. Digia Oyj's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Digia Oyj (FRA:S2Y), the current Return-on-Tangible-Asset is 26.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Digia Oyj (FRA:S2Y) Overvalued in 2026?
Based on GuruFocus' analysis, Digia Oyj stock appears to be undervalued.
The current stock price of €5.76 is trading 15.8% below its estimated GF Value™ of €6.84.
Key valuation signals for FRA:S2Y:
Return-on-Tangible-Asset: 26.33% (51% above median its 10-year median of 17.45)
GF Value™: €6.84 vs. price of €5.76 (15.8% below fair value)
Industry Position: 1172% above the Software median (#756 of 2893)
No single metric tells the full story. See the FRA:S2Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Digia Oyj is a Finnish-based IT service company. It comprises four service areas: Digital Solutions, Business Platforms, Financial Platforms, and Managed Solutions. The company serves a diverse set of markets, including energy, retail trade, public sector, insurance, manufacturing and service business, banking and investment services, and logistics. Geographically, it operates in Finland, Sweden, Poland, Netherlands & other countries, out of which the majority of its revenue comes from Finland.
81GF Score
Get the complete analysis for FRA:S2Y
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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