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Intelligent GroupINTJ -0.30%39 Debt-to-EBITDA is -0.07 as of Nov. 2025. GuruFocus rates INTJ with a GF Score™ of 39/100. The stock has 3 warning signs investors should review. Among 837 Business Services companies, Intelligent Group ranks worse than 119474.19% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Intelligent Group's Debt-to-EBITDA or its related term are showing as below:
INTJ'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -17.05 Med: 0.16 Max: 0.74
Current: -0.15
During the past 6 years, the highest Debt-to-EBITDA Ratio of Intelligent Group was 0.74. The lowest was -17.05. And the median was 0.16.
INTJ's Debt-to-EBITDA is ranked worse than 100% of 837
companies
in the Business Services industry
Industry Median: 1.6
vs INTJ: -0.15
Intelligent Group (NAS:INTJ) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Intelligent Group Debt-to-EBITDA Related Terms
Intelligent Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Intelligent Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INTJ vs KARX, ZTG, VCIG: Debt-to-EBITDA Comparison
For the Consulting Services subindustry, Intelligent Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intelligent Group Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Intelligent Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Intelligent Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Nov. 2025) EBITDA data.
Intelligent Group (INTJ) has a Debt-to-EBITDA of -0.07 as of Nov. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intelligent Group. According to the industry distribution chart, Intelligent Group ranks #999999 out of 837 companies in the Business Services industry.
Is Intelligent Group's Debt-to-EBITDA too high?
Intelligent Group's current Debt-to-EBITDA is -0.07. Based on the distribution chart, Intelligent Group ranks #999999 out of 837 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Intelligent Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Intelligent Group's Debt-to-EBITDA compare to KARX and ZTG?
According to the Business Services industry distribution chart, Intelligent Group ranks #999999 out of 837 companies for Debt-to-EBITDA. This places Intelligent Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.60, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intelligent Group. For the Business Services industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intelligent Group's current Debt-to-EBITDA is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intelligent Group stock overvalued right now?
Intelligent Group (INTJ) has a current Debt-to-EBITDA of -0.07. The current Debt-to-EBITDA is -0.07. Intelligent Group's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Intelligent Group (INTJ), the current Debt-to-EBITDA is -0.07 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Intelligent Group Ltd is a professional services provider in Hong Kong that principally engages in the provision of Financial PR services. The company provides a substantial number of holistic and comprehensive Financial PR services to its clients. It advises its clients on their communications and reputation management efforts. Its Financial PR services include creating multi-stakeholder communications programs, arranging press conferences and interviews, participating in the preparation of news releases and shareholders' meetings, monitoring news publications, identifying shareholders, targeting potential investors, organizing corporate events, and implementing crisis management policies and procedures. The company derives all its revenue from Hong Kong.
39GF Score
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