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Intelligent GroupINTJ +5.35%39 Debt-to-Equity is 0.03 as of Nov. 2025, which is 73% below its 10-year median of 0.11. GuruFocus rates INTJ with a GF Score™ of 39/100. The stock has 3 warning signs investors should review. Among 957 Business Services companies, Intelligent Group ranks better than 89.86% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Intelligent Group's Debt-to-Equity or its related term are showing as below:
INTJ'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.11 Max: 0.28
Current: 0.03
During the past 6 years, the highest Debt-to-Equity Ratio of Intelligent Group was 0.28. The lowest was 0.02. And the median was 0.11.
INTJ's Debt-to-Equity is ranked better than 89.86% of 957
companies
in the Business Services industry
Industry Median: 0.33
vs INTJ: 0.03
Intelligent Group (NAS:INTJ) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Intelligent Group Debt-to-Equity Related Terms
Intelligent Group Debt-to-Equity Historical Data
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The historical data trend for Intelligent Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INTJ vs KARX, ZTG, VCIG: Debt-to-Equity Comparison
For the Consulting Services subindustry, Intelligent Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intelligent Group Debt-to-Equity vs Business Services Industry
For the Business Services industry and Industrials sector, Intelligent Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Intelligent Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intelligent Group (INTJ) has a Debt-to-Equity of 0.03 as of Nov. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Intelligent Group and its competitors. This is 73% below median its historical median of 0.11. Over the past decade, Intelligent Group's Debt-to-Equity has ranged from 0.02 to 0.28. According to the industry distribution chart, Intelligent Group ranks #97 out of 957 companies in the Business Services industry, placing it in the top 10.1%.
Is Intelligent Group's Debt-to-Equity too high?
Intelligent Group's current Debt-to-Equity of 0.03 is 73% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.28. The Business Services industry median Debt-to-Equity is 0.33. Intelligent Group's value of 0.03 is 90.9% below this industry median. Based on the distribution chart, Intelligent Group ranks #97 out of 957 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Intelligent Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Intelligent Group's Debt-to-Equity compare to KARX and ZTG?
According to the Business Services industry distribution chart, Intelligent Group ranks #97 out of 957 companies for Debt-to-Equity. This places Intelligent Group in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.33. Intelligent Group's value of 0.03 is 90.9% below this benchmark. Historically, Intelligent Group's own Debt-to-Equity has ranged from 0.02 to 0.28 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.33, Intelligent Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Business Services company?
The median Debt-to-Equity among Business Services companies is 0.33, based on 957 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intelligent Group's current Debt-to-Equity of 0.03 is 90.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Intelligent Group and its competitors. For the Business Services industry, the median Debt-to-Equity is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intelligent Group's current Debt-to-Equity is 0.03, which is 73% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intelligent Group stock overvalued right now?
Intelligent Group (INTJ) has a current Debt-to-Equity of 0.03. The current Debt-to-Equity is 0.03, which is 73% below median its 10-year median of 0.11 and 90.9% below the Business Services industry median of 0.33. Intelligent Group's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Intelligent Group (INTJ), the current Debt-to-Equity is 0.03 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Intelligent Group Ltd is a professional services provider in Hong Kong that principally engages in the provision of Financial PR services. The company provides a substantial number of holistic and comprehensive Financial PR services to its clients. It advises its clients on their communications and reputation management efforts. Its Financial PR services include creating multi-stakeholder communications programs, arranging press conferences and interviews, participating in the preparation of news releases and shareholders' meetings, monitoring news publications, identifying shareholders, targeting potential investors, organizing corporate events, and implementing crisis management policies and procedures. The company derives all its revenue from Hong Kong.
39GF Score
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