INTJ (Intelligent Group) Financial Strength: 8 (As of Nov. 2025) — Near Median

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INTJ Intelligent Group Ltd INTJ
39 GF Score
Price $3.30
! 3 Warning Signs
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What is Intelligent Group Financial Strength?

Intelligent Group INTJ +0.71% 39 Financial Strength is 8 as of Nov. 2025, which is at its 10-year median of 8.00. GuruFocus rates INTJ with a GF Score™ of 39/100. The stock has 3 warning signs investors should review.

Intelligent Group has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

Intelligent Group Ltd shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Intelligent Group did not have earnings to cover the interest expense. Intelligent Group's debt to revenue ratio for the quarter that ended in Nov. 2025 was 0.13. As of today, Intelligent Group's Altman Z-Score is 5.24.


Intelligent Group  (NAS:INTJ) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Intelligent Group has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.


Intelligent Group Financial Strength Related Terms


INTJ vs VCIG, GLVT, FOFO: Financial Strength Comparison

For the Consulting Services subindustry, Intelligent Group's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intelligent Group Financial Strength vs Business Services Industry

For the Business Services industry and Industrials sector, Intelligent Group's Financial Strength distribution charts can be found below:

* The bar in red indicates where Intelligent Group's Financial Strength falls into.


INTJ
39GF Score
Intelligent Group Ltd INTJ
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Intelligent Group Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Intelligent Group's Interest Expense for the months ended in Nov. 2025 was $-0.01 Mil. Its Operating Income for the months ended in Nov. 2025 was $-2.45 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Nov. 2025 was $0.22 Mil.

Intelligent Group's Interest Coverage for the quarter that ended in Nov. 2025 is

Intelligent Group did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Intelligent Group's Debt to Revenue Ratio for the quarter that ended in Nov. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Nov. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.129 + 0.215) / 2.644
=0.13

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Intelligent Group has a Z-score of 5.24, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 5.24 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 8 mean?
Intelligent Group (INTJ) has a Financial Strength of 8 as of Nov. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Intelligent Group and its competitors. This is near median its historical median of 8.00. Over the past decade, Intelligent Group's Financial Strength has ranged from 7.00 to 10.00.
Is Intelligent Group's Financial Strength too high?
Intelligent Group's current Financial Strength of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 10.00. Overall, Intelligent Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Intelligent Group's Financial Strength compare to VCIG and GLVT?
Intelligent Group's Financial Strength of 8 can be compared against companies in the Business Services industry. Historically, Intelligent Group's own Financial Strength has ranged from 7.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Business Services company?
A good Financial Strength depends on the Business Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Intelligent Group and its competitors. Intelligent Group's current Financial Strength is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intelligent Group stock overvalued right now?
Intelligent Group (INTJ) has a current Financial Strength of 8. The current Financial Strength is 8, which is near median its 10-year median of 8.00. Intelligent Group's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Intelligent Group (INTJ), the current Financial Strength is 8 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Intelligent Group Business Description

Address 18 Harcourt Road, 1203C, Level 12, Tower 1, Admiralty Centre, Admiralty, Hong Kong, HKG
Intelligent Group Ltd is a professional services provider in Hong Kong that principally engages in the provision of Financial PR services. The company provides a substantial number of holistic and comprehensive Financial PR services to its clients. It advises its clients on their communications and reputation management efforts. Its Financial PR services include creating multi-stakeholder communications programs, arranging press conferences and interviews, participating in the preparation of news releases and shareholders' meetings, monitoring news publications, identifying shareholders, targeting potential investors, organizing corporate events, and implementing crisis management policies and procedures. The company derives all its revenue from Hong Kong.
39GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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