BMIT Technologies (MAL:BMIT) Debt-to-EBITDA : 7.82 (As of Jun. 2026) — 1067% Above Median

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MAL:BMIT BMIT Technologies PLC MAL:BMIT
64 GF Score
Price €0.25
GF Value €0.36
Valuation Possible Value Trap
! 11 Warning Signs
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What is BMIT Technologies Debt-to-EBITDA?

BMIT Technologies MAL:BMIT 64 Debt-to-EBITDA is 7.82 as of Jun. 2026, which is 1067% above its 10-year median of 0.67. GuruFocus rates MAL:BMIT with a GF Score™ of 64/100 and a GF Value™ of €0.36 (Possible Value Trap). The stock has 11 warning signs investors should review. Among 1,726 Software companies, BMIT Technologies ranks worse than 92.12% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

BMIT Technologies's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €3.92 Mil. BMIT Technologies's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €64.25 Mil. BMIT Technologies's annualized EBITDA for the quarter that ended in Jun. 2026 was €8.72 Mil. BMIT Technologies's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 7.82.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for BMIT Technologies's Debt-to-EBITDA or its related term are showing as below:

MAL:BMIT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.46   Med: 0.67   Max: 8.2
Current: 8.2

During the past 8 years, the highest Debt-to-EBITDA Ratio of BMIT Technologies was 8.20. The lowest was 0.46. And the median was 0.67.

MAL:BMIT's Debt-to-EBITDA is ranked worse than
92.12% of 1726 companies
in the Software industry
Industry Median: 1.035 vs MAL:BMIT: 8.20

BMIT Technologies  (MAL:BMIT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


BMIT Technologies Debt-to-EBITDA Related Terms


BMIT Technologies Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for BMIT Technologies's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BMIT Technologies Debt-to-EBITDA Chart

BMIT Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 0.62 0.59 5.06 3.94 5.68

BMIT Technologies Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.21 6.05 5.74 8.66 7.82

MAL:BMIT vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, BMIT Technologies's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BMIT Technologies Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, BMIT Technologies's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where BMIT Technologies's Debt-to-EBITDA falls into.


MAL:BMIT
64GF Score
BMIT Technologies PLC MAL:BMIT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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BMIT Technologies Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

BMIT Technologies's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.923 + 65.647) / 12.078
=5.68

BMIT Technologies's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.922 + 64.251) / 8.716
=7.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 7.82 mean?
BMIT Technologies (MAL:BMIT) has a Debt-to-EBITDA of 7.82 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BMIT Technologies. This is 1067% above median its historical median of 0.67. Over the past decade, BMIT Technologies' Debt-to-EBITDA has ranged from 0.46 to 8.20. According to the industry distribution chart, BMIT Technologies ranks #1590 out of 1726 companies in the Software industry, placing it in the top 92.1%.
Is BMIT Technologies' Debt-to-EBITDA too high?
BMIT Technologies' current Debt-to-EBITDA of 7.82 is 1067% above median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 8.20. The Software industry median Debt-to-EBITDA is 1.04. BMIT Technologies' value of 7.82 is 655.6% above this industry median. Based on the distribution chart, BMIT Technologies ranks #1590 out of 1726 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, BMIT Technologies has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BMIT Technologies' Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, BMIT Technologies ranks #1590 out of 1726 companies for Debt-to-EBITDA. This places BMIT Technologies in the lower half of its industry. The industry median Debt-to-EBITDA is 1.04. BMIT Technologies' value of 7.82 is 655.6% above this benchmark. Historically, BMIT Technologies' own Debt-to-EBITDA has ranged from 0.46 to 8.20 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 1.04, BMIT Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.04, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BMIT Technologies's current Debt-to-EBITDA of 7.82 is 655.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BMIT Technologies. For the Software industry, the median Debt-to-EBITDA is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BMIT Technologies's current Debt-to-EBITDA is 7.82, which is 1067% above median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BMIT Technologies stock overvalued right now?
Based on GuruFocus' analysis, BMIT Technologies (MAL:BMIT) is currently considered Possible Value Trap. The stock's GF Value™ is €0.36, compared to a current price of €0.25 — trading 30.6% below its estimated fair value. The current Debt-to-EBITDA is 7.82, which is 1067% above median its 10-year median of 0.67 and 655.6% above the Software industry median of 1.04. BMIT Technologies' overall GF Score™ is 64/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For BMIT Technologies (MAL:BMIT), the current Debt-to-EBITDA is 7.82 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BMIT Technologies (MAL:BMIT) Overvalued in 2026?

Based on GuruFocus' analysis, BMIT Technologies stock appears to be undervalued. The current stock price of €0.25 is trading 30.6% below its estimated GF Value™ of €0.36. GuruFocus considers BMIT Technologies to be Possible Value Trap.

Key valuation signals for MAL:BMIT:

  • Debt-to-EBITDA: 7.82 (1067% above median its 10-year median of 0.67)
  • GF Value™: €0.36 vs. price of €0.25 (30.6% below fair value)
  • GF Score™: 64/100 with 11 warning signs
  • Industry Position: 655.6% above the Software median (#1590 of 1726)

No single metric tells the full story. See the MAL:BMIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BMIT Technologies Business Description

Address Building SCM 02, Level 2, SmartCity Malta, Ricasoli, Kalkara, MLT, SCM 1001
BMIT Technologies PLC, through its subsidiaries, is involved in providing data center services, Information and Communication Technologies, Cloud services, and support services among others. The company serves services to various industries including online gaming, financial services, ICT, manufacturing, media, transportation, retail, and hospitality. The two reportable segments consist of the Data Centre & Managed IT Services segment and the Mobile Network Towers & Property Holdings segment. It derives maximum revenue from Data Centre & Managed IT Services segment. The Group's revenues are derived predominantly from operations carried out in Malta.
64GF Score

Get the complete analysis for MAL:BMIT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.36
GF Value