BMIT TechnologiesMAL:BMIT 57 Interest Coverage is 3.59 as of Dec. 2025, which is 90% below its 10-year median of 36.48. GuruFocus rates MAL:BMIT with a GF Score™ of 57/100 and a GF Value™ of €0.43 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 1,702 Software companies, BMIT Technologies ranks worse than 80.9% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. BMIT Technologies's
Operating Income
for the
six
months ended in Dec. 2025 was €3.89 Mil. BMIT Technologies's Interest Expense for the
six
months ended in Dec. 2025 was €-1.08 Mil.
BMIT Technologies's interest coverage for the quarter that ended in Dec. 2025 was 3.59.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. BMIT Technologies PLC interest coverage is 4.22, which is low.
The historical rank and industry rank for BMIT Technologies's Interest Coverage or its related term are showing as below:
MAL:BMIT'
s Interest Coverage Range Over the Past 10 Years
Min: 4.22 Med: 36.48 Max: No Debt
Current: 4.22
MAL:BMIT's Interest Coverage is ranked worse than 80.9% of 1702
companies
in the Software industry
Industry Median: 24.75
vs MAL:BMIT: 4.22
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
BMIT Technologies Interest Coverage Related Terms
BMIT Technologies Interest Coverage Historical Data
* Premium members only.
The historical data trend for BMIT Technologies's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MAL:BMIT vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, BMIT Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BMIT Technologies Interest Coverage vs Software Industry
For the Software industry and Technology sector, BMIT Technologies's Interest Coverage distribution charts can be found below:
* The bar in red indicates where BMIT Technologies's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BMIT Technologies (MAL:BMIT) has a Interest Coverage of 3.59 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BMIT Technologies and its competitors. This is 90% below median its historical median of 36.48. Over the past decade, BMIT Technologies' Interest Coverage has ranged from 4.22 to 10,000.00. According to the industry distribution chart, BMIT Technologies ranks #1377 out of 1702 companies in the Software industry, placing it in the top 80.9%.
Is BMIT Technologies' Interest Coverage too high?
BMIT Technologies' current Interest Coverage of 3.59 is 90% below median its 10-year median of 36.48. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 10,000.00. The Software industry median Interest Coverage is 24.75. BMIT Technologies' value of 3.59 is 85.5% below this industry median. Based on the distribution chart, BMIT Technologies ranks #1377 out of 1702 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, BMIT Technologies has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BMIT Technologies' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, BMIT Technologies ranks #1377 out of 1702 companies for Interest Coverage. This places BMIT Technologies in the lower half of its industry. The industry median Interest Coverage is 24.75. BMIT Technologies' value of 3.59 is 85.5% below this benchmark. Historically, BMIT Technologies' own Interest Coverage has ranged from 4.22 to 10,000.00 over the past decade. While the company's 10-year median is 36.48 vs. the industry median of 24.75, BMIT Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BMIT Technologies's current Interest Coverage of 3.59 is 85.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BMIT Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BMIT Technologies's current Interest Coverage is 3.59, which is 90% below median its own 10-year median of 36.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BMIT Technologies stock overvalued right now?
Based on GuruFocus' analysis, BMIT Technologies (MAL:BMIT) is currently considered Possible Value Trap. The stock's GF Value™ is €0.43, compared to a current price of €0.26 — trading 38.6% below its estimated fair value. The current Interest Coverage is 3.59, which is 90% below median its 10-year median of 36.48 and 85.5% below the Software industry median of 24.75. BMIT Technologies' overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BMIT Technologies (MAL:BMIT), the current Interest Coverage is 3.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BMIT Technologies (MAL:BMIT) Overvalued in 2026?
Based on GuruFocus' analysis, BMIT Technologies stock appears to be undervalued.
The current stock price of €0.26 is trading 38.6% below its estimated GF Value™ of €0.43.
GuruFocus considers BMIT Technologies to be Possible Value Trap.
Key valuation signals for MAL:BMIT:
Interest Coverage: 3.59 (90% below median its 10-year median of 36.48)
GF Value™: €0.43 vs. price of €0.26 (38.6% below fair value)
Industry Position: 85.5% below the Software median (#1377 of 1702)
No single metric tells the full story. See the MAL:BMIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BMIT Technologies PLC, through its subsidiaries, is involved in providing data center services, Information and Communication Technologies, Cloud services, and support services among others. The company serves services to various industries including online gaming, financial services, ICT, manufacturing, media, transportation, retail, and hospitality. The two reportable segments consist of the Data Centre & Managed IT Services segment and the Mobile Network Towers & Property Holdings segment. It derives maximum revenue from Data Centre & Managed IT Services segment. The Group's revenues are derived predominantly from operations carried out in Malta.
57GF Score
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