BMIT Technologies (MAL:BMIT) ROA %: 3.51% (As of Dec. 2025) — 82% Below Median


MAL:BMIT BMIT Technologies PLC MAL:BMIT
57 GF Score
Price €0.26
GF Value €0.43
Valuation Possible Value Trap
! 9 Warning Signs
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What is BMIT Technologies ROA %?

BMIT Technologies MAL:BMIT 57 ROA % is 3.51% as of Dec. 2025, which is 82% below its 10-year median of 19.64. GuruFocus rates MAL:BMIT with a GF Score™ of 57/100 and a GF Value™ of €0.43 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 2,876 Software companies, BMIT Technologies ranks better than 61.82% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. BMIT Technologies's annualized Net Income for the quarter that ended in Dec. 2025 was €3.06 Mil. BMIT Technologies's average Total Assets over the quarter that ended in Dec. 2025 was €87.09 Mil. Therefore, BMIT Technologies's annualized ROA % for the quarter that ended in Dec. 2025 was 3.51%.

The historical rank and industry rank for BMIT Technologies's ROA % or its related term are showing as below:

MAL:BMIT' s ROA % Range Over the Past 10 Years
Min: 4.01   Med: 19.64   Max: 32.98
Current: 4.13

During the past 8 years, BMIT Technologies's highest ROA % was 32.98%. The lowest was 4.01%. And the median was 19.64%.

MAL:BMIT's ROA % is ranked better than
61.82% of 2876 companies
in the Software industry
Industry Median: 1.675 vs MAL:BMIT: 4.13

BMIT Technologies  (MAL:BMIT) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=3.06/87.0885
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.06 / 36.35)*(36.35 / 87.0885)
=Net Margin %*Asset Turnover
=8.42 %*0.4174
=3.51 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


BMIT Technologies ROA % Related Terms


BMIT Technologies ROA % Historical Data

* Premium members only.

The historical data trend for BMIT Technologies's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BMIT Technologies ROA % Chart

BMIT Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial 19.81 21.00 8.89 5.36 4.01

BMIT Technologies Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.04 5.73 5.25 4.98 3.51

MAL:BMIT vs IBM, ACN, FISV: ROA % Comparison

For the Information Technology Services subindustry, BMIT Technologies's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BMIT Technologies ROA % vs Software Industry

For the Software industry and Technology sector, BMIT Technologies's ROA % distribution charts can be found below:

* The bar in red indicates where BMIT Technologies's ROA % falls into.


MAL:BMIT
57GF Score
BMIT Technologies PLC MAL:BMIT
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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BMIT Technologies ROA % Calculation

BMIT Technologies's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=3.432/( (74.87+96.375)/ 2 )
=3.432/85.6225
=4.01 %

BMIT Technologies's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=3.06/( (77.802+96.375)/ 2 )
=3.06/87.0885
=3.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.51% mean?
BMIT Technologies (MAL:BMIT) has a ROA % of 3.51% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on BMIT Technologies and its competitors. This is 82% below median its historical median of 19.64. Over the past decade, BMIT Technologies' ROA % has ranged from 4.01 to 32.98. According to the industry distribution chart, BMIT Technologies ranks #1098 out of 2876 companies in the Software industry, placing it in the top 38.2%.
Is BMIT Technologies' ROA % too high?
BMIT Technologies' current ROA % of 3.51% is 82% below median its 10-year median of 19.64. Over the past 10 years, this metric has ranged from a low of 4.01 to a high of 32.98. The Software industry median ROA % is 1.68. BMIT Technologies' value of 3.51% is 109.6% above this industry median. Based on the distribution chart, BMIT Technologies ranks #1098 out of 2876 companies in the Software industry, which is above the industry midpoint. Overall, BMIT Technologies has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BMIT Technologies' ROA % compare to IBM and ACN?
According to the Software industry distribution chart, BMIT Technologies ranks #1098 out of 2876 companies for ROA %. This puts BMIT Technologies in the upper half of its industry. The industry median ROA % is 1.68. BMIT Technologies' value of 3.51% is 109.6% above this benchmark. Historically, BMIT Technologies' own ROA % has ranged from 4.01 to 32.98 over the past decade. While the company's 10-year median is 19.64 vs. the industry median of 1.68, BMIT Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,876 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BMIT Technologies's current ROA % of 3.51% is 109.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on BMIT Technologies and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BMIT Technologies's current ROA % is 3.51%, which is 82% below median its own 10-year median of 19.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BMIT Technologies stock overvalued right now?
Based on GuruFocus' analysis, BMIT Technologies (MAL:BMIT) is currently considered Possible Value Trap. The stock's GF Value™ is €0.43, compared to a current price of €0.26 — trading 38.6% below its estimated fair value. The current ROA % is 3.51%, which is 82% below median its 10-year median of 19.64 and 109.6% above the Software industry median of 1.68. BMIT Technologies' overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For BMIT Technologies (MAL:BMIT), the current ROA % is 3.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BMIT Technologies (MAL:BMIT) Overvalued in 2026?

Based on GuruFocus' analysis, BMIT Technologies stock appears to be undervalued. The current stock price of €0.26 is trading 38.6% below its estimated GF Value™ of €0.43. GuruFocus considers BMIT Technologies to be Possible Value Trap.

Key valuation signals for MAL:BMIT:

  • ROA %: 3.51% (82% below median its 10-year median of 19.64)
  • GF Value™: €0.43 vs. price of €0.26 (38.6% below fair value)
  • GF Score™: 57/100 with 9 warning signs
  • Industry Position: 109.6% above the Software median (#1098 of 2876)

No single metric tells the full story. See the MAL:BMIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BMIT Technologies Business Description

Address Building SCM 02, Level 2, SmartCity Malta, Ricasoli, Kalkara, MLT, SCM 1001
BMIT Technologies PLC, through its subsidiaries, is involved in providing data center services, Information and Communication Technologies, Cloud services, and support services among others. The company serves services to various industries including online gaming, financial services, ICT, manufacturing, media, transportation, retail, and hospitality. The two reportable segments consist of the Data Centre & Managed IT Services segment and the Mobile Network Towers & Property Holdings segment. It derives maximum revenue from Data Centre & Managed IT Services segment. The Group's revenues are derived predominantly from operations carried out in Malta.
57GF Score

Get the complete analysis for MAL:BMIT

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.26
Price
€0.43
GF Value