Pasquarelli Auto SpA (MIL:PSQ) Debt-to-EBITDA : 5.46 (As of Dec. 2025) — 73% Above Median

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MIL:PSQ Pasquarelli Auto SpA MIL:PSQ
53 GF Score
Price €1.00
GF Value €1.37
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Pasquarelli Auto SpA Debt-to-EBITDA?

Pasquarelli Auto SpA MIL:PSQ -2.45% 53 Debt-to-EBITDA is 5.46 as of Dec. 2025, which is 73% above its 10-year median of 3.15. GuruFocus rates MIL:PSQ with a GF Score™ of 53/100 and a GF Value™ of €1.37 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,094 Vehicles & Parts companies, Pasquarelli Auto SpA ranks worse than 79.16% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pasquarelli Auto SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €58.7 Mil. Pasquarelli Auto SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €10.8 Mil. Pasquarelli Auto SpA's annualized EBITDA for the quarter that ended in Dec. 2025 was €12.7 Mil. Pasquarelli Auto SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 5.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pasquarelli Auto SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:PSQ' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.13   Med: 3.15   Max: 5.53
Current: 5.53

During the past 5 years, the highest Debt-to-EBITDA Ratio of Pasquarelli Auto SpA was 5.53. The lowest was 2.13. And the median was 3.15.

MIL:PSQ's Debt-to-EBITDA is ranked worse than
79.16% of 1094 companies
in the Vehicles & Parts industry
Industry Median: 2.25 vs MIL:PSQ: 5.53

Pasquarelli Auto SpA  (MIL:PSQ) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pasquarelli Auto SpA Debt-to-EBITDA Related Terms


Pasquarelli Auto SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pasquarelli Auto SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pasquarelli Auto SpA Debt-to-EBITDA Chart

Pasquarelli Auto SpA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
2.22 2.13 3.15 5.05 5.53

Pasquarelli Auto SpA Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only 3.83 4.11 5.18 5.34 5.46

MIL:PSQ vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, Pasquarelli Auto SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pasquarelli Auto SpA Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Pasquarelli Auto SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pasquarelli Auto SpA's Debt-to-EBITDA falls into.


MIL:PSQ
53GF Score
Pasquarelli Auto SpA MIL:PSQ
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pasquarelli Auto SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pasquarelli Auto SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(58.676 + 10.788) / 12.569
=5.53

Pasquarelli Auto SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(58.676 + 10.788) / 12.712
=5.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.46 mean?
Pasquarelli Auto SpA (MIL:PSQ) has a Debt-to-EBITDA of 5.46 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pasquarelli Auto SpA. This is 73% above median its historical median of 3.15. Over the past decade, Pasquarelli Auto SpA's Debt-to-EBITDA has ranged from 2.13 to 5.53. According to the industry distribution chart, Pasquarelli Auto SpA ranks #866 out of 1094 companies in the Vehicles & Parts industry, placing it in the top 79.2%.
Is Pasquarelli Auto SpA's Debt-to-EBITDA too high?
Pasquarelli Auto SpA's current Debt-to-EBITDA of 5.46 is 73% above median its 10-year median of 3.15. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 5.53. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. Pasquarelli Auto SpA's value of 5.46 is 142.7% above this industry median. Based on the distribution chart, Pasquarelli Auto SpA ranks #866 out of 1094 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Pasquarelli Auto SpA has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pasquarelli Auto SpA's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Pasquarelli Auto SpA ranks #866 out of 1094 companies for Debt-to-EBITDA. This places Pasquarelli Auto SpA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. Pasquarelli Auto SpA's value of 5.46 is 142.7% above this benchmark. Historically, Pasquarelli Auto SpA's own Debt-to-EBITDA has ranged from 2.13 to 5.53 over the past decade. While the company's 10-year median is 3.15 vs. the industry median of 2.25, Pasquarelli Auto SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,094 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pasquarelli Auto SpA's current Debt-to-EBITDA of 5.46 is 142.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pasquarelli Auto SpA. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pasquarelli Auto SpA's current Debt-to-EBITDA is 5.46, which is 73% above median its own 10-year median of 3.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pasquarelli Auto SpA stock overvalued right now?
Based on GuruFocus' analysis, Pasquarelli Auto SpA (MIL:PSQ) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.37, compared to a current price of €1.00 — trading 27.4% below its estimated fair value. The current Debt-to-EBITDA is 5.46, which is 73% above median its 10-year median of 3.15 and 142.7% above the Vehicles & Parts industry median of 2.25. Pasquarelli Auto SpA's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pasquarelli Auto SpA (MIL:PSQ), the current Debt-to-EBITDA is 5.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pasquarelli Auto SpA (MIL:PSQ) Overvalued in 2026?

Based on GuruFocus' analysis, Pasquarelli Auto SpA stock appears to be undervalued. The current stock price of €1.00 is trading 27.4% below its estimated GF Value™ of €1.37. GuruFocus considers Pasquarelli Auto SpA to be Modestly Undervalued.

Key valuation signals for MIL:PSQ:

  • Debt-to-EBITDA: 5.46 (73% above median its 10-year median of 3.15)
  • GF Value™: €1.37 vs. price of €1.00 (27.4% below fair value)
  • GF Score™: 53/100 with 4 warning signs
  • Industry Position: 142.7% above the Vehicles & Parts median (#866 of 1094)

No single metric tells the full story. See the MIL:PSQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pasquarelli Auto SpA Business Description

Address Via Piane Sant\'Angelo, 202, exit A14 Vasto Sud, San Salvo, Chieti, ITA, 66050
Pasquarelli Auto SpA operates as an auto retailing company. It offers cars in general, new and used, motorcycles and motorbikes, spare parts and accessories for cars and motorbikes. Its services include repairs and maintenance, rental, finance, and insurance services.
53GF Score

Get the complete analysis for MIL:PSQ

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.00
Price
€1.37
GF Value