Pasquarelli Auto SpA (MIL:PSQ) Interest Coverage: 1.59 (As of Dec. 2025) — 73% Below Median


MIL:PSQ Pasquarelli Auto SpA MIL:PSQ
52 GF Score
Price €1.02
GF Value €1.39
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Pasquarelli Auto SpA Interest Coverage?

Pasquarelli Auto SpA MIL:PSQ 52 Interest Coverage is 1.59 as of Dec. 2025, which is 73% below its 10-year median of 5.98. GuruFocus rates MIL:PSQ with a GF Score™ of 52/100 and a GF Value™ of €1.39 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Pasquarelli Auto SpA ranks worse than 79.55% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pasquarelli Auto SpA's Operating Income for the six months ended in Dec. 2025 was €5.1 Mil. Pasquarelli Auto SpA's Interest Expense for the six months ended in Dec. 2025 was €-3.2 Mil. Pasquarelli Auto SpA's interest coverage for the quarter that ended in Dec. 2025 was 1.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pasquarelli Auto SpA's Interest Coverage or its related term are showing as below:

MIL:PSQ' s Interest Coverage Range Over the Past 10 Years
Min: 2.36   Med: 5.98   Max: 20.38
Current: 2.36


MIL:PSQ's Interest Coverage is ranked worse than
79.55% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs MIL:PSQ: 2.36

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pasquarelli Auto SpA  (MIL:PSQ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pasquarelli Auto SpA Interest Coverage Related Terms


Pasquarelli Auto SpA Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pasquarelli Auto SpA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pasquarelli Auto SpA Interest Coverage Chart

Pasquarelli Auto SpA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
14.62 20.38 5.98 2.77 2.36

Pasquarelli Auto SpA Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only 3.82 3.95 2.06 4.18 1.59

MIL:PSQ vs CVNA, PAG, ALTB: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, Pasquarelli Auto SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pasquarelli Auto SpA Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Pasquarelli Auto SpA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pasquarelli Auto SpA's Interest Coverage falls into.


MIL:PSQ
52GF Score
Pasquarelli Auto SpA MIL:PSQ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pasquarelli Auto SpA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pasquarelli Auto SpA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pasquarelli Auto SpA's Interest Expense was €-4.6 Mil. Its Operating Income was €10.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €10.8 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*10.81/-4.574
=2.36

Pasquarelli Auto SpA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Pasquarelli Auto SpA's Interest Expense was €-3.2 Mil. Its Operating Income was €5.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €10.8 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.11/-3.21
=1.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.59 mean?
Pasquarelli Auto SpA (MIL:PSQ) has a Interest Coverage of 1.59 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pasquarelli Auto SpA and its competitors. This is 73% below median its historical median of 5.98. Over the past decade, Pasquarelli Auto SpA's Interest Coverage has ranged from 2.36 to 20.38. According to the industry distribution chart, Pasquarelli Auto SpA ranks #848 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 79.5%.
Is Pasquarelli Auto SpA's Interest Coverage too high?
Pasquarelli Auto SpA's current Interest Coverage of 1.59 is 73% below median its 10-year median of 5.98. Over the past 10 years, this metric has ranged from a low of 2.36 to a high of 20.38. The Vehicles & Parts industry median Interest Coverage is 8.30. Pasquarelli Auto SpA's value of 1.59 is 80.8% below this industry median. Based on the distribution chart, Pasquarelli Auto SpA ranks #848 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Pasquarelli Auto SpA has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pasquarelli Auto SpA's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Pasquarelli Auto SpA ranks #848 out of 1066 companies for Interest Coverage. This places Pasquarelli Auto SpA in the lower half of its industry. The industry median Interest Coverage is 8.30. Pasquarelli Auto SpA's value of 1.59 is 80.8% below this benchmark. Historically, Pasquarelli Auto SpA's own Interest Coverage has ranged from 2.36 to 20.38 over the past decade. While the company's 10-year median is 5.98 vs. the industry median of 8.30, Pasquarelli Auto SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pasquarelli Auto SpA's current Interest Coverage of 1.59 is 80.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pasquarelli Auto SpA and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pasquarelli Auto SpA's current Interest Coverage is 1.59, which is 73% below median its own 10-year median of 5.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pasquarelli Auto SpA stock overvalued right now?
Based on GuruFocus' analysis, Pasquarelli Auto SpA (MIL:PSQ) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.39, compared to a current price of €1.02 — trading 26.6% below its estimated fair value. The current Interest Coverage is 1.59, which is 73% below median its 10-year median of 5.98 and 80.8% below the Vehicles & Parts industry median of 8.30. Pasquarelli Auto SpA's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pasquarelli Auto SpA (MIL:PSQ), the current Interest Coverage is 1.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pasquarelli Auto SpA (MIL:PSQ) Overvalued in 2026?

Based on GuruFocus' analysis, Pasquarelli Auto SpA stock appears to be undervalued. The current stock price of €1.02 is trading 26.6% below its estimated GF Value™ of €1.39. GuruFocus considers Pasquarelli Auto SpA to be Modestly Undervalued.

Key valuation signals for MIL:PSQ:

  • Interest Coverage: 1.59 (73% below median its 10-year median of 5.98)
  • GF Value™: €1.39 vs. price of €1.02 (26.6% below fair value)
  • GF Score™: 52/100 with 3 warning signs
  • Industry Position: 80.8% below the Vehicles & Parts median (#848 of 1066)

No single metric tells the full story. See the MIL:PSQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pasquarelli Auto SpA Business Description

Address Via Piane Sant\'Angelo, 202, exit A14 Vasto Sud, San Salvo, Chieti, ITA, 66050
Pasquarelli Auto SpA operates as an auto retailing company. It offers cars in general, new and used, motorcycles and motorbikes, spare parts and accessories for cars and motorbikes. Its services include repairs and maintenance, rental, finance, and insurance services.
52GF Score

Get the complete analysis for MIL:PSQ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.02
Price
€1.39
GF Value