Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Abans Financial ServicesNSE:AFSL +0.15%79 Debt-to-EBITDA is 11.40 as of Mar. 2026, which is 148% above its 10-year median of 4.60. GuruFocus rates NSE:AFSL with a GF Score™ of 79/100 and a GF Value™ of ₹5,076.53 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 422 Capital Markets companies, Abans Financial Services ranks worse than 70.14% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Abans Financial Services's Debt-to-EBITDA or its related term are showing as below:
NSE:AFSL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.19 Med: 4.6 Max: 6.74
Current: 4.6
During the past 7 years, the highest Debt-to-EBITDA Ratio of Abans Financial Services was 6.74. The lowest was 1.19. And the median was 4.60.
NSE:AFSL's Debt-to-EBITDA is ranked worse than 70.14% of 422
companies
in the Capital Markets industry
Industry Median: 1.6
vs NSE:AFSL: 4.60
Abans Financial Services (NSE:AFSL) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Abans Financial Services Debt-to-EBITDA Related Terms
Abans Financial Services Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:AFSL vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Abans Financial Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abans Financial Services Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Abans Financial Services's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Abans Financial Services's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Abans Financial Services (NSE:AFSL) has a Debt-to-EBITDA of 11.40 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Abans Financial Services. This is 148% above median its historical median of 4.60. Over the past decade, Abans Financial Services' Debt-to-EBITDA has ranged from 1.19 to 6.74. According to the industry distribution chart, Abans Financial Services ranks #296 out of 422 companies in the Capital Markets industry, placing it in the top 70.1%.
Is Abans Financial Services' Debt-to-EBITDA too high?
Abans Financial Services' current Debt-to-EBITDA of 11.40 is 148% above median its 10-year median of 4.60. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 6.74. The Capital Markets industry median Debt-to-EBITDA is 1.60. Abans Financial Services' value of 11.40 is 612.5% above this industry median. Based on the distribution chart, Abans Financial Services ranks #296 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Abans Financial Services has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Abans Financial Services' Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Abans Financial Services ranks #296 out of 422 companies for Debt-to-EBITDA. This places Abans Financial Services in the lower half of its industry. The industry median Debt-to-EBITDA is 1.60. Abans Financial Services' value of 11.40 is 612.5% above this benchmark. Historically, Abans Financial Services' own Debt-to-EBITDA has ranged from 1.19 to 6.74 over the past decade. While the company's 10-year median is 4.60 vs. the industry median of 1.60, Abans Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.60, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abans Financial Services's current Debt-to-EBITDA of 11.40 is 612.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Abans Financial Services. For the Capital Markets industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abans Financial Services's current Debt-to-EBITDA is 11.40, which is 148% above median its own 10-year median of 4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abans Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Abans Financial Services (NSE:AFSL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹5,076.53, compared to a current price of ₹201.39 — trading 96% below its estimated fair value. The current Debt-to-EBITDA is 11.40, which is 148% above median its 10-year median of 4.60 and 612.5% above the Capital Markets industry median of 1.60. Abans Financial Services' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Abans Financial Services (NSE:AFSL), the current Debt-to-EBITDA is 11.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abans Financial Services (NSE:AFSL) Overvalued in 2026?
Based on GuruFocus' analysis, Abans Financial Services stock appears to be undervalued.
The current stock price of ₹201.39 is trading 96% below its estimated GF Value™ of ₹5,076.53.
GuruFocus considers Abans Financial Services to be Possible Value Trap.
Key valuation signals for NSE:AFSL:
Debt-to-EBITDA: 11.40 (148% above median its 10-year median of 4.60)
GF Value™: ₹5,076.53 vs. price of ₹201.39 (96% below fair value)
Industry Position: 612.5% above the Capital Markets median (#296 of 422)
No single metric tells the full story. See the NSE:AFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abans Financial Services Ltd is engaged in providing financial services. The principal activities of the Company include wealth and asset management services including financial asset distribution, broking, lending, credit, investment solutions, asset and portfolio management, treasury operations, and allied activities. The company is also engaged in advisory services like Corporate Finance, Project Finance, Trade Finance, and providing Business & Retail Loans, unsecured and secured against collateral security, investment in government security, and bonds. The operating segments of the company are Agency business, Internal treasury operations, Lending activities, and Others. The majority of its revenue is derived from the Internal treasury operations segment.
79GF Score
Get the complete analysis for NSE:AFSL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:AFSL has been successfully added to your 
