Abans Financial Services (NSE:AFSL) ROA %: -0.53% (As of Mar. 2026)


NSE:AFSL Abans Financial Services Ltd NSE:AFSL
76 GF Score
Price ₹201.00
GF Value ₹5,008.42
Valuation Possible Value Trap
! 3 Warning Signs
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What is Abans Financial Services ROA %?

Abans Financial Services NSE:AFSL -0.06% 76 ROA % is -0.53% as of Mar. 2026. GuruFocus rates NSE:AFSL with a GF Score™ of 76/100 and a GF Value™ of ₹5,008.42 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 816 Capital Markets companies, Abans Financial Services ranks better than 63.85% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Abans Financial Services's annualized Net Income for the quarter that ended in Mar. 2026 was ₹-155 Mil. Abans Financial Services's average Total Assets over the quarter that ended in Mar. 2026 was ₹29,071 Mil. Therefore, Abans Financial Services's annualized ROA % for the quarter that ended in Mar. 2026 was -0.53%.

The historical rank and industry rank for Abans Financial Services's ROA % or its related term are showing as below:

NSE:AFSL' s ROA % Range Over the Past 10 Years
Min: 2.87   Med: 3.5   Max: 5.17
Current: 3.01

During the past 7 years, Abans Financial Services's highest ROA % was 5.17%. The lowest was 2.87%. And the median was 3.50%.

NSE:AFSL's ROA % is ranked better than
63.85% of 816 companies
in the Capital Markets industry
Industry Median: 1.5 vs NSE:AFSL: 3.01

Abans Financial Services  (NSE:AFSL) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-154.992/29071.043
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-154.992 / 348331.32)*(348331.32 / 29071.043)
=Net Margin %*Asset Turnover
=-0.04 %*11.9821
=-0.53 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Abans Financial Services ROA % Related Terms


Abans Financial Services ROA % Historical Data

* Premium members only.

The historical data trend for Abans Financial Services's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abans Financial Services ROA % Chart

Abans Financial Services Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
Get a 7-Day Free Trial 5.17 4.58 3.75 3.42 3.23

Abans Financial Services Quarterly Data
Mar20 Mar21 Mar22 Aug22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.71 3.92 4.21 3.54 -0.53

NSE:AFSL vs MS, GS, SCHW: ROA % Comparison

For the Capital Markets subindustry, Abans Financial Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abans Financial Services ROA % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Abans Financial Services's ROA % distribution charts can be found below:

* The bar in red indicates where Abans Financial Services's ROA % falls into.


NSE:AFSL
76GF Score
Abans Financial Services Ltd NSE:AFSL
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abans Financial Services ROA % Calculation

Abans Financial Services's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=963.191/( (30598.288+29071.043)/ 2 )
=963.191/29834.6655
=3.23 %

Abans Financial Services's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-154.992/( (0+29071.043)/ 1 )
=-154.992/29071.043
=-0.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -0.53% mean?
Abans Financial Services (NSE:AFSL) has a ROA % of -0.53% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Abans Financial Services and its competitors. Over the past decade, Abans Financial Services' ROA % has ranged from 2.87 to 5.17. According to the industry distribution chart, Abans Financial Services ranks #295 out of 816 companies in the Capital Markets industry, placing it in the top 36.2%.
Is Abans Financial Services' ROA % too high?
Abans Financial Services' current ROA % is -0.53%. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 5.17. Based on the distribution chart, Abans Financial Services ranks #295 out of 816 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Abans Financial Services has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Abans Financial Services' ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Abans Financial Services ranks #295 out of 816 companies for ROA %. This puts Abans Financial Services in the upper half of its industry. The industry median ROA % is 1.50. Historically, Abans Financial Services' own ROA % has ranged from 2.87 to 5.17 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Abans Financial Services and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abans Financial Services's current ROA % is -0.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abans Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Abans Financial Services (NSE:AFSL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹5,008.42, compared to a current price of ₹201.00 — trading 96% below its estimated fair value. The current ROA % is -0.53%. Abans Financial Services' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Abans Financial Services (NSE:AFSL), the current ROA % is -0.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abans Financial Services (NSE:AFSL) Overvalued in 2026?

Based on GuruFocus' analysis, Abans Financial Services stock appears to be undervalued. The current stock price of ₹201.00 is trading 96% below its estimated GF Value™ of ₹5,008.42. GuruFocus considers Abans Financial Services to be Possible Value Trap.

Key valuation signals for NSE:AFSL:

  • ROA %: -0.53%
  • GF Value™: ₹5,008.42 vs. price of ₹201.00 (96% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the NSE:AFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abans Financial Services Business Description

Other Exchanges 543712:India
Address Backbay Reclamation, 36, 37, 38A, Floor 3, 227 Nariman Bhavan, Nariman Point, Mumbai, MH, IND, 400 021
Abans Financial Services Ltd is engaged in providing financial services. The principal activities of the Company include wealth and asset management services including financial asset distribution, broking, lending, credit, investment solutions, asset and portfolio management, treasury operations, and allied activities. The company is also engaged in advisory services like Corporate Finance, Project Finance, Trade Finance, and providing Business & Retail Loans, unsecured and secured against collateral security, investment in government security, and bonds. The operating segments of the company are Agency business, Internal treasury operations, Lending activities, and Others. The majority of its revenue is derived from the Internal treasury operations segment.
76GF Score

Get the complete analysis for NSE:AFSL

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹201.00
Price
₹5,008.42
GF Value