Abans Financial Services (NSE:AFSL) 3-Year ROIIC % : 17.52% (As of Mar. 2026) — 35% Above Median


NSE:AFSL Abans Financial Services Ltd NSE:AFSL
72 GF Score
Price ₹201.00
GF Value ₹5,039.86
Valuation Possible Value Trap
! 3 Warning Signs
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What is Abans Financial Services 3-Year ROIIC %?

Abans Financial Services NSE:AFSL 72 3-Year ROIIC % is 17.52 as of Mar. 2026, which is 35% above its 10-year median of 13.01. GuruFocus rates NSE:AFSL with a GF Score™ of 72/100 and a GF Value™ of ₹5,039.86 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 656 Capital Markets companies, Abans Financial Services ranks better than 73.78% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Abans Financial Services's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 17.52%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Abans Financial Services's 3-Year ROIIC % or its related term are showing as below:

NSE:AFSL's 3-Year ROIIC % is ranked better than
73.78% of 656 companies
in the Capital Markets industry
Industry Median: 2.895 vs NSE:AFSL: 17.52

Abans Financial Services  (NSE:AFSL) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Abans Financial Services 3-Year ROIIC % Related Terms


Abans Financial Services 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Abans Financial Services's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abans Financial Services 3-Year ROIIC % Chart

Abans Financial Services Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year ROIIC %
Get a 7-Day Free Trial 0.00 -2.07 8.49 132.00 17.52

Abans Financial Services Quarterly Data
Mar20 Mar21 Mar22 Aug22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 132.00 0.00 0.00 0.00 17.52

NSE:AFSL vs MS, GS, SCHW: 3-Year ROIIC % Comparison

For the Capital Markets subindustry, Abans Financial Services's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abans Financial Services 3-Year ROIIC % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Abans Financial Services's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Abans Financial Services's 3-Year ROIIC % falls into.


NSE:AFSL
72GF Score
Abans Financial Services Ltd NSE:AFSL
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abans Financial Services 3-Year ROIIC % Calculation

Abans Financial Services's 3-Year ROIIC % for the quarter that ended in Mar. 2026 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 1363.3448925 (Mar. 2026) - 786.8407834 (Mar. 2023) )/( 14651.708 (Mar. 2026) - 11361.277 (Mar. 2023) )
=576.5041091/3290.431
=17.52%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 17.52 mean?
Abans Financial Services (NSE:AFSL) has a 3-Year ROIIC % of 17.52 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Abans Financial Services and its competitors. This is 35% above median its historical median of 13.01. According to the industry distribution chart, Abans Financial Services ranks #172 out of 656 companies in the Capital Markets industry, placing it in the top 26.2%.
Is Abans Financial Services' 3-Year ROIIC % too high?
Abans Financial Services' current 3-Year ROIIC % of 17.52 is 35% above median its 10-year median of 13.01. The Capital Markets industry median 3-Year ROIIC % is 2.90. Abans Financial Services' value of 17.52 is 505.2% above this industry median. Based on the distribution chart, Abans Financial Services ranks #172 out of 656 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Abans Financial Services has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Abans Financial Services' 3-Year ROIIC % compare to MS and GS?
According to the Capital Markets industry distribution chart, Abans Financial Services ranks #172 out of 656 companies for 3-Year ROIIC %. This puts Abans Financial Services in the upper half of its industry. The industry median 3-Year ROIIC % is 2.90. Abans Financial Services' value of 17.52 is 505.2% above this benchmark. While the company's 10-year median is 13.01 vs. the industry median of 2.90, Abans Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Capital Markets company?
The median 3-Year ROIIC % among Capital Markets companies is 2.90, based on 656 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abans Financial Services's current 3-Year ROIIC % of 17.52 is 505.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Abans Financial Services and its competitors. For the Capital Markets industry, the median 3-Year ROIIC % is 2.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abans Financial Services's current 3-Year ROIIC % is 17.52, which is 35% above median its own 10-year median of 13.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abans Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Abans Financial Services (NSE:AFSL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹5,039.86, compared to a current price of ₹201.00 — trading 96% below its estimated fair value. The current 3-Year ROIIC % is 17.52, which is 35% above median its 10-year median of 13.01 and 505.2% above the Capital Markets industry median of 2.90. Abans Financial Services' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Abans Financial Services (NSE:AFSL), the current 3-Year ROIIC % is 17.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abans Financial Services (NSE:AFSL) Overvalued in 2026?

Based on GuruFocus' analysis, Abans Financial Services stock appears to be undervalued. The current stock price of ₹201.00 is trading 96% below its estimated GF Value™ of ₹5,039.86. GuruFocus considers Abans Financial Services to be Possible Value Trap.

Key valuation signals for NSE:AFSL:

  • 3-Year ROIIC %: 17.52 (35% above median its 10-year median of 13.01)
  • GF Value™: ₹5,039.86 vs. price of ₹201.00 (96% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 505.2% above the Capital Markets median (#172 of 656)

No single metric tells the full story. See the NSE:AFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abans Financial Services Business Description

Other Exchanges 543712:India
Address Backbay Reclamation, 36, 37, 38A, Floor 3, 227 Nariman Bhavan, Nariman Point, Mumbai, MH, IND, 400 021
Abans Financial Services Ltd is engaged in providing financial services. The principal activities of the Company include wealth and asset management services including financial asset distribution, broking, lending, credit, investment solutions, asset and portfolio management, treasury operations, and allied activities. The company is also engaged in advisory services like Corporate Finance, Project Finance, Trade Finance, and providing Business & Retail Loans, unsecured and secured against collateral security, investment in government security, and bonds. The operating segments of the company are Agency business, Internal treasury operations, Lending activities, and Others. The majority of its revenue is derived from the Internal treasury operations segment.
72GF Score

Get the complete analysis for NSE:AFSL

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹201.00
Price
₹5,039.86
GF Value