Abans Financial ServicesNSE:AFSL -0.06%76 Interest Coverage is 1.28 as of Mar. 2026, which is 69% below its 10-year median of 4.09. GuruFocus rates NSE:AFSL with a GF Score™ of 76/100 and a GF Value™ of ₹5,008.42 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 427 Capital Markets companies, Abans Financial Services ranks worse than 70.96% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Abans Financial Services's
Operating Income
for the
three
months ended in Mar. 2026 was ₹149 Mil. Abans Financial Services's Interest Expense for the
three
months ended in Mar. 2026 was ₹-116 Mil.
Abans Financial Services's interest coverage for the quarter that ended in Mar. 2026 was 1.28.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Abans Financial Services's Interest Coverage or its related term are showing as below:
NSE:AFSL'
s Interest Coverage Range Over the Past 10 Years
Min: 2.87 Med: 4.09 Max: 29.66
Current: 3.78
NSE:AFSL's Interest Coverage is ranked worse than 70.96% of 427
companies
in the Capital Markets industry
Industry Median: 19.12
vs NSE:AFSL: 3.78
Abans Financial Services (NSE:AFSL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Abans Financial Services Interest Coverage Related Terms
Abans Financial Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:AFSL vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Abans Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abans Financial Services Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Abans Financial Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Abans Financial Services's Interest Coverage falls into.
Abans Financial Services Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abans Financial Services (NSE:AFSL) has a Interest Coverage of 1.28 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Abans Financial Services and its competitors. This is 69% below median its historical median of 4.09. Over the past decade, Abans Financial Services' Interest Coverage has ranged from 2.87 to 29.66. According to the industry distribution chart, Abans Financial Services ranks #303 out of 427 companies in the Capital Markets industry, placing it in the top 71%.
Is Abans Financial Services' Interest Coverage too high?
Abans Financial Services' current Interest Coverage of 1.28 is 69% below median its 10-year median of 4.09. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 29.66. The Capital Markets industry median Interest Coverage is 19.12. Abans Financial Services' value of 1.28 is 93.3% below this industry median. Based on the distribution chart, Abans Financial Services ranks #303 out of 427 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Abans Financial Services has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Abans Financial Services' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Abans Financial Services ranks #303 out of 427 companies for Interest Coverage. This places Abans Financial Services in the lower half of its industry. The industry median Interest Coverage is 19.12. Abans Financial Services' value of 1.28 is 93.3% below this benchmark. Historically, Abans Financial Services' own Interest Coverage has ranged from 2.87 to 29.66 over the past decade. While the company's 10-year median is 4.09 vs. the industry median of 19.12, Abans Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.12, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abans Financial Services's current Interest Coverage of 1.28 is 93.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Abans Financial Services and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abans Financial Services's current Interest Coverage is 1.28, which is 69% below median its own 10-year median of 4.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abans Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Abans Financial Services (NSE:AFSL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹5,008.42, compared to a current price of ₹201.00 — trading 96% below its estimated fair value. The current Interest Coverage is 1.28, which is 69% below median its 10-year median of 4.09 and 93.3% below the Capital Markets industry median of 19.12. Abans Financial Services' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Abans Financial Services (NSE:AFSL), the current Interest Coverage is 1.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abans Financial Services (NSE:AFSL) Overvalued in 2026?
Based on GuruFocus' analysis, Abans Financial Services stock appears to be undervalued.
The current stock price of ₹201.00 is trading 96% below its estimated GF Value™ of ₹5,008.42.
GuruFocus considers Abans Financial Services to be Possible Value Trap.
Key valuation signals for NSE:AFSL:
Interest Coverage: 1.28 (69% below median its 10-year median of 4.09)
GF Value™: ₹5,008.42 vs. price of ₹201.00 (96% below fair value)
Industry Position: 93.3% below the Capital Markets median (#303 of 427)
No single metric tells the full story. See the NSE:AFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abans Financial Services Ltd is engaged in providing financial services. The principal activities of the Company include wealth and asset management services including financial asset distribution, broking, lending, credit, investment solutions, asset and portfolio management, treasury operations, and allied activities. The company is also engaged in advisory services like Corporate Finance, Project Finance, Trade Finance, and providing Business & Retail Loans, unsecured and secured against collateral security, investment in government security, and bonds. The operating segments of the company are Agency business, Internal treasury operations, Lending activities, and Others. The majority of its revenue is derived from the Internal treasury operations segment.
76GF Score
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