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My Food Bag GroupNZSE:MFB +3.33%51 Debt-to-EBITDA is 0.68 as of Mar. 2026, which is 42% below its 10-year median of 1.18. GuruFocus rates NZSE:MFB with a GF Score™ of 51/100 and a GF Value™ of NZ$0.21 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 909 Retail - Cyclical companies, My Food Bag Group ranks better than 82.84% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for My Food Bag Group's Debt-to-EBITDA or its related term are showing as below:
NZSE:MFB'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.32 Med: 1.18 Max: 1.68
Current: 0.76
During the past 6 years, the highest Debt-to-EBITDA Ratio of My Food Bag Group was 1.68. The lowest was 0.32. And the median was 1.18.
NZSE:MFB's Debt-to-EBITDA is ranked better than 82.84% of 909
companies
in the Retail - Cyclical industry
Industry Median: 2.28
vs NZSE:MFB: 0.76
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
My Food Bag Group Debt-to-EBITDA Related Terms
My Food Bag Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for My Food Bag Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:MFB vs AMZN, BABA, PDD: Debt-to-EBITDA Comparison
For the Internet Retail subindustry, My Food Bag Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
My Food Bag Group Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, My Food Bag Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where My Food Bag Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
My Food Bag Group (NZSE:MFB) has a Debt-to-EBITDA of 0.68 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on My Food Bag Group. This is 42% below median its historical median of 1.18. Over the past decade, My Food Bag Group's Debt-to-EBITDA has ranged from 0.32 to 1.68. According to the industry distribution chart, My Food Bag Group ranks #156 out of 909 companies in the Retail - Cyclical industry, placing it in the top 17.2%.
Is My Food Bag Group's Debt-to-EBITDA too high?
My Food Bag Group's current Debt-to-EBITDA of 0.68 is 42% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.68. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. My Food Bag Group's value of 0.68 is 70.2% below this industry median. Based on the distribution chart, My Food Bag Group ranks #156 out of 909 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, My Food Bag Group has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does My Food Bag Group's Debt-to-EBITDA compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, My Food Bag Group ranks #156 out of 909 companies for Debt-to-EBITDA. This places My Food Bag Group in the top 17% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.28. My Food Bag Group's value of 0.68 is 70.2% below this benchmark. Historically, My Food Bag Group's own Debt-to-EBITDA has ranged from 0.32 to 1.68 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 2.28, My Food Bag Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 909 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. My Food Bag Group's current Debt-to-EBITDA of 0.68 is 70.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on My Food Bag Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. My Food Bag Group's current Debt-to-EBITDA is 0.68, which is 42% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My Food Bag Group stock overvalued right now?
Based on GuruFocus' analysis, My Food Bag Group (NZSE:MFB) is currently considered Significantly Overvalued. The stock's GF Value™ is NZ$0.21, compared to a current price of NZ$0.31 — trading 47.6% above its estimated fair value. The current Debt-to-EBITDA is 0.68, which is 42% below median its 10-year median of 1.18 and 70.2% below the Retail - Cyclical industry median of 2.28. My Food Bag Group's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For My Food Bag Group (NZSE:MFB), the current Debt-to-EBITDA is 0.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is My Food Bag Group (NZSE:MFB) Overvalued in 2026?
Based on GuruFocus' analysis, My Food Bag Group stock appears to be overvalued.
The current stock price of NZ$0.31 is trading 47.6% above its estimated GF Value™ of NZ$0.21.
GuruFocus considers My Food Bag Group to be Significantly Overvalued.
Key valuation signals for NZSE:MFB:
Debt-to-EBITDA: 0.68 (42% below median its 10-year median of 1.18)
GF Value™: NZ$0.21 vs. price of NZ$0.31 (47.6% above fair value)
Industry Position: 70.2% below the Retail - Cyclical median (#156 of 909)
No single metric tells the full story. See the NZSE:MFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
My Food Bag Group Ltd operates in the online food delivery market in New Zealand. It delivers bags full of fresh and locally sourced ingredients along with easy-to-follow recipes direct to families across New Zealand. The company drives revenue principally by the volume of bags delivered to customers and the average order value of bags delivered. The company operates in one geographic area, New Zealand.
51GF Score
Get the complete analysis for NZSE:MFB
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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