OPLN (Openlane) Debt-to-EBITDA : 1.57 (As of Jun. 2026) — 60% Below Median

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OPLN Openlane Inc OPLN
69 GF Score
Price $34.19
GF Value $22.75
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Openlane Debt-to-EBITDA?

Openlane OPLN -0.67% 69 Debt-to-EBITDA is 1.57 as of Jun. 2026, which is 60% below its 10-year median of 3.89. GuruFocus rates OPLN with a GF Score™ of 69/100 and a GF Value™ of $22.75 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,107 Vehicles & Parts companies, Openlane ranks better than 59.71% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Openlane's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $6 Mil. Openlane's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $580 Mil. Openlane's annualized EBITDA for the quarter that ended in Jun. 2026 was $374 Mil. Openlane's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 1.57.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Openlane's Debt-to-EBITDA or its related term are showing as below:

OPLN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -21.59   Med: 3.89   Max: 12.88
Current: 1.74

During the past 13 years, the highest Debt-to-EBITDA Ratio of Openlane was 12.88. The lowest was -21.59. And the median was 3.89.

OPLN's Debt-to-EBITDA is ranked better than
59.71% of 1107 companies
in the Vehicles & Parts industry
Industry Median: 2.28 vs OPLN: 1.74

Openlane  (NYSE:OPLN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Openlane Debt-to-EBITDA Related Terms


Openlane Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Openlane's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Openlane Debt-to-EBITDA Chart

Openlane Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.82 3.21 -21.59 1.03 1.95

Openlane Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.22 2.27 1.55 1.57

OPLN vs ABG, GPI, VVV: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, Openlane's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Openlane Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Openlane's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Openlane's Debt-to-EBITDA falls into.


OPLN
69GF Score
Openlane Inc OPLN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Openlane Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Openlane's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.5 + 583.1) / 302
=1.95

Openlane's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.5 + 580) / 373.6
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.57 mean?
Openlane (OPLN) has a Debt-to-EBITDA of 1.57 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Openlane. This is 60% below median its historical median of 3.89. According to the industry distribution chart, Openlane ranks #446 out of 1107 companies in the Vehicles & Parts industry, placing it in the top 40.3%.
Is Openlane's Debt-to-EBITDA too high?
Openlane's current Debt-to-EBITDA of 1.57 is 60% below median its 10-year median of 3.89. The Vehicles & Parts industry median Debt-to-EBITDA is 2.28. Openlane's value of 1.57 is 31.1% below this industry median. Based on the distribution chart, Openlane ranks #446 out of 1107 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Openlane has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Openlane's Debt-to-EBITDA compare to ABG and GPI?
According to the Vehicles & Parts industry distribution chart, Openlane ranks #446 out of 1107 companies for Debt-to-EBITDA. This puts Openlane in the upper half of its industry. The industry median Debt-to-EBITDA is 2.28. Openlane's value of 1.57 is 31.1% below this benchmark. While the company's 10-year median is 3.89 vs. the industry median of 2.28, Openlane has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.28, based on 1,107 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Openlane's current Debt-to-EBITDA of 1.57 is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Openlane. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Openlane's current Debt-to-EBITDA is 1.57, which is 60% below median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Openlane stock overvalued right now?
Based on GuruFocus' analysis, Openlane (OPLN) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.75, compared to a current price of $34.19 — trading 50.3% above its estimated fair value. The current Debt-to-EBITDA is 1.57, which is 60% below median its 10-year median of 3.89 and 31.1% below the Vehicles & Parts industry median of 2.28. Openlane's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Openlane (OPLN), the current Debt-to-EBITDA is 1.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Openlane (OPLN) Overvalued in 2026?

Based on GuruFocus' analysis, Openlane stock appears to be overvalued. The current stock price of $34.19 is trading 50.3% above its estimated GF Value™ of $22.75. GuruFocus considers Openlane to be Significantly Overvalued.

Key valuation signals for OPLN:

  • Debt-to-EBITDA: 1.57 (60% below median its 10-year median of 3.89)
  • GF Value™: $22.75 vs. price of $34.19 (50.3% above fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 31.1% below the Vehicles & Parts median (#446 of 1107)

No single metric tells the full story. See the OPLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Openlane Business Description

Other Exchanges XKR:Germany
Address 11299 North Illinois Street, Suite 500, Carmel, IN, USA, 46032
Openlane Inc provides a digital marketplace for used vehicles, connecting sellers and buyers in North America and Europe for fast and transparent transactions. Its services include financing, repossessions, repairs, transportation, warranty, and inventory management. The company operates used-vehicle auctions and has two main segments: Marketplace and Finance, with majority revenue coming from the Marketplace segment, which to used vehicle remarketing, including marketplace services, remarketing, or make ready services and all are interrelated, synergistic elements along the auto remarketing chain. The Finance segment, through AFC engaged in business of providing short-term, inventory-secured financing to independent vehicle dealers.
69GF Score

Get the complete analysis for OPLN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.19
Price
$22.75
GF Value