OPLN (Openlane) Debt-to-Equity: 0.37 (As of Jun. 2026) — 73% Below Median

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OPLN Openlane Inc OPLN
69 GF Score
Price $34.97
GF Value $22.51
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Openlane Debt-to-Equity?

Openlane OPLN 69 Debt-to-Equity is 0.37 as of Jun. 2026, which is 73% below its 10-year median of 1.36. GuruFocus rates OPLN with a GF Score™ of 69/100 and a GF Value™ of $22.51 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,219 Vehicles & Parts companies, Openlane ranks better than 57.18% on this metric.

Openlane's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $6 Mil. Openlane's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $580 Mil. Openlane's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1,571 Mil. Openlane's debt to equity for the quarter that ended in Jun. 2026 was 0.37.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Openlane's Debt-to-Equity or its related term are showing as below:

OPLN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04   Med: 1.36   Max: 2.46
Current: 0.37

During the past 13 years, the highest Debt-to-Equity Ratio of Openlane was 2.46. The lowest was 0.04. And the median was 1.36.

OPLN's Debt-to-Equity is ranked better than
57.18% of 1219 companies
in the Vehicles & Parts industry
Industry Median: 0.46 vs OPLN: 0.37

Openlane  (NYSE:OPLN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Openlane Debt-to-Equity Related Terms


Openlane Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Openlane's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Openlane Debt-to-Equity Chart

Openlane Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.29 0.38 0.32 0.21 0.47

Openlane Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.05 0.47 0.48 0.37

OPLN vs VVV, ABG, CARG: Debt-to-Equity Comparison

For the Auto & Truck Dealerships subindustry, Openlane's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Openlane Debt-to-Equity vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Openlane's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Openlane's Debt-to-Equity falls into.


OPLN
69GF Score
Openlane Inc OPLN
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Openlane Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Openlane's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Openlane's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.37 mean?
Openlane (OPLN) has a Debt-to-Equity of 0.37 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Openlane and its competitors. This is 73% below median its historical median of 1.36. Over the past decade, Openlane's Debt-to-Equity has ranged from 0.04 to 2.46. According to the industry distribution chart, Openlane ranks #522 out of 1219 companies in the Vehicles & Parts industry, placing it in the top 42.8%.
Is Openlane's Debt-to-Equity too high?
Openlane's current Debt-to-Equity of 0.37 is 73% below median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 2.46. The Vehicles & Parts industry median Debt-to-Equity is 0.46. Openlane's value of 0.37 is 19.6% below this industry median. Based on the distribution chart, Openlane ranks #522 out of 1219 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Openlane has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Openlane's Debt-to-Equity compare to VVV and ABG?
According to the Vehicles & Parts industry distribution chart, Openlane ranks #522 out of 1219 companies for Debt-to-Equity. This puts Openlane in the upper half of its industry. The industry median Debt-to-Equity is 0.46. Openlane's value of 0.37 is 19.6% below this benchmark. Historically, Openlane's own Debt-to-Equity has ranged from 0.04 to 2.46 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 0.46, Openlane has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Vehicles & Parts company?
The median Debt-to-Equity among Vehicles & Parts companies is 0.46, based on 1,219 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Openlane's current Debt-to-Equity of 0.37 is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Openlane and its competitors. For the Vehicles & Parts industry, the median Debt-to-Equity is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Openlane's current Debt-to-Equity is 0.37, which is 73% below median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Openlane stock overvalued right now?
Based on GuruFocus' analysis, Openlane (OPLN) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.51, compared to a current price of $34.97 — trading 55.4% above its estimated fair value. The current Debt-to-Equity is 0.37, which is 73% below median its 10-year median of 1.36 and 19.6% below the Vehicles & Parts industry median of 0.46. Openlane's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Openlane (OPLN), the current Debt-to-Equity is 0.37 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Openlane (OPLN) Overvalued in 2026?

Based on GuruFocus' analysis, Openlane stock appears to be overvalued. The current stock price of $34.97 is trading 55.4% above its estimated GF Value™ of $22.51. GuruFocus considers Openlane to be Significantly Overvalued.

Key valuation signals for OPLN:

  • Debt-to-Equity: 0.37 (73% below median its 10-year median of 1.36)
  • GF Value™: $22.51 vs. price of $34.97 (55.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 19.6% below the Vehicles & Parts median (#522 of 1219)

No single metric tells the full story. See the OPLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Openlane Business Description

Other Exchanges XKR:Germany
Address 11299 North Illinois Street, Suite 500, Carmel, IN, USA, 46032
Openlane Inc provides a digital marketplace for used vehicles, connecting sellers and buyers in North America and Europe for fast and transparent transactions. Its services include financing, repossessions, repairs, transportation, warranty, and inventory management. The company operates used-vehicle auctions and has two main segments: Marketplace and Finance, with majority revenue coming from the Marketplace segment, which to used vehicle remarketing, including marketplace services, remarketing, or make ready services and all are interrelated, synergistic elements along the auto remarketing chain. The Finance segment, through AFC engaged in business of providing short-term, inventory-secured financing to independent vehicle dealers.
69GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.97
Price
$22.51
GF Value