A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for PSI Software SE's Debt-to-EBITDA or its related term are showing as below:
PSSWF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -347.58 Med: 0.82 Max: 175.26
Current: -347.58
During the past 13 years, the highest Debt-to-EBITDA Ratio of PSI Software SE was 175.26. The lowest was -347.58. And the median was 0.82.
PSSWF's Debt-to-EBITDA is ranked worse than 100% of 1704
companies
in the Software industry
Industry Median: 1.1
vs PSSWF: -347.58
PSI Software SE (OTCPK:PSSWF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
PSI Software SE Debt-to-EBITDA Related Terms
PSI Software SE Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for PSI Software SE's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSSWF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, PSI Software SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSI Software SE Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, PSI Software SE's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PSI Software SE's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
PSI Software SE (PSSWF) has a Debt-to-EBITDA of -1.21 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PSI Software SE. According to the industry distribution chart, PSI Software SE ranks #999999 out of 1704 companies in the Software industry.
Is PSI Software SE's Debt-to-EBITDA too high?
PSI Software SE's current Debt-to-EBITDA is -1.21. Based on the distribution chart, PSI Software SE ranks #999999 out of 1704 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PSI Software SE has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does PSI Software SE's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, PSI Software SE ranks #999999 out of 1704 companies for Debt-to-EBITDA. This places PSI Software SE in the lower half of its industry. The industry median Debt-to-EBITDA is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PSI Software SE. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSI Software SE's current Debt-to-EBITDA is -1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSI Software SE stock overvalued right now?
PSI Software SE (PSSWF) has a current Debt-to-EBITDA of -1.21. The stock's GF Value™ is $14.93, compared to a current price of $23.79 — trading 59.4% above its estimated fair value. The current Debt-to-EBITDA is -1.21. PSI Software SE's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PSI Software SE (PSSWF), the current Debt-to-EBITDA is -1.21 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSI Software SE (PSSWF) Overvalued in 2026?
Based on GuruFocus' analysis, PSI Software SE stock appears to be overvalued.
The current stock price of $23.79 is trading 59.4% above its estimated GF Value™ of $14.93.
Key valuation signals for PSSWF:
Debt-to-EBITDA: -1.21
GF Value™: $14.93 vs. price of $23.79 (59.4% above fair value)
No single metric tells the full story. See the PSSWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSI Software SE is a software producer in process control and information systems. Its core business consists of process control and information systems for managing energy and material flows in industries tailored to the electricity, gas, oil, and district heating sectors, engineering, automobile, and automotive supply and logistics sectors. The company's segments include Energy Management, which offers intelligent solutions for utility companies in the electricity, gas, oil, and water sectors; the Production Management segment provides solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. It generates maximum revenue from the Energy Management segment.
72GF Score
Get the complete analysis for PSSWF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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