PSI Software SE has the Financial Strength Rank of 4.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
PSI Software SE did not have earnings to cover the interest expense.
PSI Software SE's debt to revenue ratio for the quarter that ended in Sep. 2025 was 0.31.
As of today, PSI Software SE's Altman Z-Score is 2.72.
PSI Software SE (OTCPK:PSSWF) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
PSI Software SE has the Financial Strength Rank of 4.
PSI Software SE Financial Strength Related Terms
PSSWF vs UBER, SHOP, CRM: Financial Strength Comparison
For the Software - Application subindustry, PSI Software SE's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSI Software SE Financial Strength vs Software Industry
For the Software industry and Technology sector, PSI Software SE's Financial Strength distribution charts can be found below:
* The bar in red indicates where PSI Software SE's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
PSI Software SE has a Z-score of 2.72, indicating it is in Grey Zones. This implies that PSI Software SE is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.72 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSI Software SE (PSSWF) has a Financial Strength of 4 as of Sep. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PSI Software SE and its competitors. This is 43% below median its historical median of 7.00. Over the past decade, PSI Software SE's Financial Strength has ranged from 3.00 to 8.00.
Is PSI Software SE's Financial Strength too high?
PSI Software SE's current Financial Strength of 4 is 43% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. Overall, PSI Software SE has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does PSI Software SE's Financial Strength compare to UBER and SHOP?
PSI Software SE's Financial Strength of 4 can be compared against companies in the Software industry. Historically, PSI Software SE's own Financial Strength has ranged from 3.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PSI Software SE and its competitors. PSI Software SE's current Financial Strength is 4, which is 43% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSI Software SE stock overvalued right now?
PSI Software SE (PSSWF) has a current Financial Strength of 4. The stock's GF Value™ is $14.70, compared to a current price of $23.79 — trading 61.9% above its estimated fair value. The current Financial Strength is 4, which is 43% below median its 10-year median of 7.00. PSI Software SE's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For PSI Software SE (PSSWF), the current Financial Strength is 4 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSI Software SE (PSSWF) Overvalued in 2026?
Based on GuruFocus' analysis, PSI Software SE stock appears to be overvalued.
The current stock price of $23.79 is trading 61.9% above its estimated GF Value™ of $14.70.
Key valuation signals for PSSWF:
Financial Strength: 4 (43% below median its 10-year median of 7.00)
GF Value™: $14.70 vs. price of $23.79 (61.9% above fair value)
No single metric tells the full story. See the PSSWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSI Software SE is a software producer in process control and information systems. Its core business consists of process control and information systems for managing energy and material flows in industries tailored to the electricity, gas, oil, and district heating sectors, engineering, automobile, and automotive supply and logistics sectors. The company's segments include Energy Management, which offers intelligent solutions for utility companies in the electricity, gas, oil, and water sectors; the Production Management segment provides solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. It generates maximum revenue from the Energy Management segment.
71GF Score
Get the complete analysis for PSSWF
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PSSWF has been successfully added to your 