PSI Software SEPSSWF 71 Equity-to-Asset is 0.23 as of Sep. 2025, which is 39% below its 10-year median of 0.38. GuruFocus rates PSSWF with a GF Score™ of 71/100 and a GF Value™ of $14.70. The stock has 7 warning signs investors should review. Among 2,878 Software companies, PSI Software SE ranks worse than 82.38% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. PSI Software SE's Total Stockholders Equity for the quarter that ended in Sep. 2025 was $82.8 Mil. PSI Software SE's Total Assets for the quarter that ended in Sep. 2025 was $362.5 Mil.
Therefore, PSI Software SE's Equity to Asset Ratio for the quarter that ended in Sep. 2025 was 0.23.
The historical rank and industry rank for PSI Software SE's Equity-to-Asset or its related term are showing as below:
PSSWF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.23 Med: 0.38 Max: 0.44
Current: 0.23
During the past 13 years, the highest Equity to Asset Ratio of PSI Software SE was 0.44. The lowest was 0.23. And the median was 0.38.
PSSWF's Equity-to-Asset is ranked worse than 82.38% of 2878
companies
in the Software industry
Industry Median: 0.56
vs PSSWF: 0.23
PSI Software SE (OTCPK:PSSWF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PSI Software SE Equity-to-Asset Related Terms
PSI Software SE Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for PSI Software SE's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSSWF vs UBER, SHOP, CRM: Equity-to-Asset Comparison
For the Software - Application subindustry, PSI Software SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSI Software SE Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, PSI Software SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PSI Software SE's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
PSI Software SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSI Software SE (PSSWF) has a Equity-to-Asset of 0.23 as of Sep. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PSI Software SE and its competitors. This is 39% below median its historical median of 0.38. Over the past decade, PSI Software SE's Equity-to-Asset has ranged from 0.23 to 0.44. According to the industry distribution chart, PSI Software SE ranks #2371 out of 2878 companies in the Software industry, placing it in the top 82.4%.
Is PSI Software SE's Equity-to-Asset too high?
PSI Software SE's current Equity-to-Asset of 0.23 is 39% below median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.44. The Software industry median Equity-to-Asset is 0.56. PSI Software SE's value of 0.23 is 58.9% below this industry median. Based on the distribution chart, PSI Software SE ranks #2371 out of 2878 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PSI Software SE has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does PSI Software SE's Equity-to-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, PSI Software SE ranks #2371 out of 2878 companies for Equity-to-Asset. This places PSI Software SE in the lower half of its industry. The industry median Equity-to-Asset is 0.56. PSI Software SE's value of 0.23 is 58.9% below this benchmark. Historically, PSI Software SE's own Equity-to-Asset has ranged from 0.23 to 0.44 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 0.56, PSI Software SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,878 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSI Software SE's current Equity-to-Asset of 0.23 is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PSI Software SE and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSI Software SE's current Equity-to-Asset is 0.23, which is 39% below median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSI Software SE stock overvalued right now?
PSI Software SE (PSSWF) has a current Equity-to-Asset of 0.23. The stock's GF Value™ is $14.70, compared to a current price of $23.79 — trading 61.9% above its estimated fair value. The current Equity-to-Asset is 0.23, which is 39% below median its 10-year median of 0.38 and 58.9% below the Software industry median of 0.56. PSI Software SE's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PSI Software SE (PSSWF), the current Equity-to-Asset is 0.23 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSI Software SE (PSSWF) Overvalued in 2026?
Based on GuruFocus' analysis, PSI Software SE stock appears to be overvalued.
The current stock price of $23.79 is trading 61.9% above its estimated GF Value™ of $14.70.
Key valuation signals for PSSWF:
Equity-to-Asset: 0.23 (39% below median its 10-year median of 0.38)
GF Value™: $14.70 vs. price of $23.79 (61.9% above fair value)
Industry Position: 58.9% below the Software median (#2371 of 2878)
No single metric tells the full story. See the PSSWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSI Software SE is a software producer in process control and information systems. Its core business consists of process control and information systems for managing energy and material flows in industries tailored to the electricity, gas, oil, and district heating sectors, engineering, automobile, and automotive supply and logistics sectors. The company's segments include Energy Management, which offers intelligent solutions for utility companies in the electricity, gas, oil, and water sectors; the Production Management segment provides solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. It generates maximum revenue from the Energy Management segment.
71GF Score
Get the complete analysis for PSSWF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PSSWF has been successfully added to your 
