SLDE (Slide Insurance Holdings) Debt-to-EBITDA : 0.06 (As of Mar. 2026) — 76% Below Median

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SLDE Slide Insurance Holdings Inc SLDE
19 GF Score
Price $20.76
! 3 Warning Signs
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What is Slide Insurance Holdings Debt-to-EBITDA?

Slide Insurance Holdings SLDE -6.23% 19 Debt-to-EBITDA is 0.06 as of Mar. 2026, which is 76% below its 10-year median of 0.25. GuruFocus rates SLDE with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 320 Insurance companies, Slide Insurance Holdings ranks better than 90.31% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Slide Insurance Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0 Mil. Slide Insurance Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $42 Mil. Slide Insurance Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was $752 Mil. Slide Insurance Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.06.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Slide Insurance Holdings's Debt-to-EBITDA or its related term are showing as below:

SLDE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.05   Med: 0.25   Max: 0.88
Current: 0.05

During the past 4 years, the highest Debt-to-EBITDA Ratio of Slide Insurance Holdings was 0.88. The lowest was 0.05. And the median was 0.25.

SLDE's Debt-to-EBITDA is ranked better than
90.31% of 320 companies
in the Insurance industry
Industry Median: 1.19 vs SLDE: 0.05

Slide Insurance Holdings  (NAS:SLDE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Slide Insurance Holdings Debt-to-EBITDA Related Terms


Slide Insurance Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Slide Insurance Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Slide Insurance Holdings Debt-to-EBITDA Chart

Slide Insurance Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.88 0.33 0.17 0.07

Slide Insurance Holdings Quarterly Data
Dec22 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.07 0.05 0.06 0.05

SLDE vs HCI, SKWD, HMN: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Slide Insurance Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Slide Insurance Holdings Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Slide Insurance Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Slide Insurance Holdings's Debt-to-EBITDA falls into.


SLDE
19GF Score
Slide Insurance Holdings Inc SLDE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Slide Insurance Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Slide Insurance Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 43.336) / 605.313
=0.07

Slide Insurance Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 41.68) / 751.648
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.06 mean?
Slide Insurance Holdings (SLDE) has a Debt-to-EBITDA of 0.06 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Slide Insurance Holdings. This is 76% below median its historical median of 0.25. Over the past decade, Slide Insurance Holdings' Debt-to-EBITDA has ranged from 0.05 to 0.88. According to the industry distribution chart, Slide Insurance Holdings ranks #31 out of 320 companies in the Insurance industry, placing it in the top 9.7%.
Is Slide Insurance Holdings' Debt-to-EBITDA too high?
Slide Insurance Holdings' current Debt-to-EBITDA of 0.06 is 76% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.88. The Insurance industry median Debt-to-EBITDA is 1.19. Slide Insurance Holdings' value of 0.06 is 95% below this industry median. Based on the distribution chart, Slide Insurance Holdings ranks #31 out of 320 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Slide Insurance Holdings has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Slide Insurance Holdings' Debt-to-EBITDA compare to HCI and SKWD?
According to the Insurance industry distribution chart, Slide Insurance Holdings ranks #31 out of 320 companies for Debt-to-EBITDA. This places Slide Insurance Holdings in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.19. Slide Insurance Holdings' value of 0.06 is 95% below this benchmark. Historically, Slide Insurance Holdings' own Debt-to-EBITDA has ranged from 0.05 to 0.88 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 1.19, Slide Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Slide Insurance Holdings's current Debt-to-EBITDA of 0.06 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Slide Insurance Holdings. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Slide Insurance Holdings's current Debt-to-EBITDA is 0.06, which is 76% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Slide Insurance Holdings stock overvalued right now?
Slide Insurance Holdings (SLDE) has a current Debt-to-EBITDA of 0.06. The current Debt-to-EBITDA is 0.06, which is 76% below median its 10-year median of 0.25 and 95% below the Insurance industry median of 1.19. Slide Insurance Holdings' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Slide Insurance Holdings (SLDE), the current Debt-to-EBITDA is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Slide Insurance Holdings Business Description

Other Exchanges ID8:Germany
Address 4221 W. Boy Scout boulevard, Suite 200, Tampa, FL, USA, 33607
Slide Insurance Holdings Inc operates as a technology enabled coastal specialty insurer company. It is focused on profitable underwriting of single family, condominium and commercial residential policies in the property and casualty (P&C) industry in coastal states along the Atlantic seaboard through insurance subsidiary, Slide Insurance Company (SIC). The company has one reportable segment: insurance. Its offerings include Homeowners Insurance, Condominium Insurance, Landlord Insurance, and Commercial Residential Insurance.
19GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.76
Price