Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
As of Jun. 2026, Slide Insurance Holdings has a Sloan Ratio of -2.55%, indicating the company is in the safe zone and there is no funny business with accruals.
Slide Insurance Holdings (NAS:SLDE) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Slide Insurance Holdings has a Sloan Ratio of -2.55%, indicating the company is in the safe zone and there is no funny business with accruals.
Slide Insurance Holdings Sloan Ratio % Related Terms
Slide Insurance Holdings Sloan Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Slide Insurance Holdings's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Slide Insurance Holdings Sloan Ratio % vs Insurance Industry
For the Insurance industry and Financial Services sector, Slide Insurance Holdings's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Slide Insurance Holdings's Sloan Ratio % falls into.
Slide Insurance Holdings Sloan Ratio % Calculation
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Slide Insurance Holdings's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Slide Insurance Holdings's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 110.997 (Sep. 2025 ) + 170.386 (Dec. 2025 ) + 139.527 (Mar. 2026 ) + 134.85 (Jun. 2026 ) = $556 Mil.
Slide Insurance Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was 25.273 (Sep. 2025 ) + 421.73 (Dec. 2025 ) + 289.488 (Mar. 2026 ) + 300.523 (Jun. 2026 ) = $1,037 Mil.
Slide Insurance Holdings's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was -18.093 (Sep. 2025 ) + -114.578 (Dec. 2025 ) + -134.067 (Mar. 2026 ) + -122.852 (Jun. 2026 ) = $-390 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Slide Insurance Holdings (SLDE) has a Sloan Ratio % of -2.55% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Slide Insurance Holdings and its competitors.
Is Slide Insurance Holdings' Sloan Ratio % too high?
Slide Insurance Holdings' current Sloan Ratio % is -2.55%. Overall, Slide Insurance Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Slide Insurance Holdings' Sloan Ratio % compare to HCI and SKWD?
Slide Insurance Holdings' Sloan Ratio % of -2.55% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for an Insurance company?
A good Sloan Ratio % depends on the Insurance industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Slide Insurance Holdings and its competitors. Slide Insurance Holdings's current Sloan Ratio % is -2.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Slide Insurance Holdings stock overvalued right now?
Slide Insurance Holdings (SLDE) has a current Sloan Ratio % of -2.55%. The current Sloan Ratio % is -2.55%. Slide Insurance Holdings' overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Slide Insurance Holdings (SLDE), the current Sloan Ratio % is -2.55% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Slide Insurance Holdings Inc operates as a technology enabled coastal specialty insurer company. It is focused on profitable underwriting of single family, condominium and commercial residential policies in the property and casualty (P&C) industry in coastal states along the Atlantic seaboard through insurance subsidiary, Slide Insurance Company (SIC). The company has one reportable segment: insurance. Its offerings include Homeowners Insurance, Condominium Insurance, Landlord Insurance, and Commercial Residential Insurance.
21GF Score
Get the complete analysis for SLDE
Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SLDE has been successfully added to your 
