Damsan JSC (STC:ADS) Debt-to-EBITDA : 6.28 (As of Mar. 2026) — 29% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:ADS Damsan JSC STC:ADS
82 GF Score
Price ₫7,840.00
GF Value ₫9,799.32
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Damsan JSC Debt-to-EBITDA?

Damsan JSC STC:ADS +2.35% 82 Debt-to-EBITDA is 6.28 as of Mar. 2026, which is 29% above its 10-year median of 4.87. GuruFocus rates STC:ADS with a GF Score™ of 82/100 and a GF Value™ of ₫9,799.32 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 809 Manufacturing - Apparel & Accessories companies, Damsan JSC ranks worse than 68.11% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Damsan JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫819,036 Mil. Damsan JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫156,170 Mil. Damsan JSC's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫155,342 Mil. Damsan JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 6.28.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Damsan JSC's Debt-to-EBITDA or its related term are showing as below:

STC:ADS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.47   Med: 4.87   Max: 7.08
Current: 4.42

During the past 11 years, the highest Debt-to-EBITDA Ratio of Damsan JSC was 7.08. The lowest was 3.47. And the median was 4.87.

STC:ADS's Debt-to-EBITDA is ranked worse than
68.11% of 809 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.72 vs STC:ADS: 4.42

Damsan JSC  (STC:ADS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Damsan JSC Debt-to-EBITDA Related Terms


Damsan JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Damsan JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Damsan JSC Debt-to-EBITDA Chart

Damsan JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.47 3.69 4.19 5.38 4.87

Damsan JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.31 3.98 3.71 4.31 6.28

STC:ADS vs AIN: Debt-to-EBITDA Comparison

For the Textile Manufacturing subindustry, Damsan JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Damsan JSC Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Damsan JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Damsan JSC's Debt-to-EBITDA falls into.


STC:ADS
82GF Score
Damsan JSC STC:ADS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Damsan JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Damsan JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(878104.451 + 98111.533) / 200352.493
=4.87

Damsan JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(819035.522 + 156169.652) / 155342.244
=6.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 6.28 mean?
Damsan JSC (STC:ADS) has a Debt-to-EBITDA of 6.28 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Damsan JSC. This is 29% above median its historical median of 4.87. Over the past decade, Damsan JSC's Debt-to-EBITDA has ranged from 3.47 to 7.08. According to the industry distribution chart, Damsan JSC ranks #551 out of 809 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 68.1%.
Is Damsan JSC's Debt-to-EBITDA too high?
Damsan JSC's current Debt-to-EBITDA of 6.28 is 29% above median its 10-year median of 4.87. Over the past 10 years, this metric has ranged from a low of 3.47 to a high of 7.08. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.72. Damsan JSC's value of 6.28 is 130.9% above this industry median. Based on the distribution chart, Damsan JSC ranks #551 out of 809 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Damsan JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damsan JSC's Debt-to-EBITDA compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Damsan JSC ranks #551 out of 809 companies for Debt-to-EBITDA. This places Damsan JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 2.72. Damsan JSC's value of 6.28 is 130.9% above this benchmark. Historically, Damsan JSC's own Debt-to-EBITDA has ranged from 3.47 to 7.08 over the past decade. While the company's 10-year median is 4.87 vs. the industry median of 2.72, Damsan JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.72, based on 809 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damsan JSC's current Debt-to-EBITDA of 6.28 is 130.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Damsan JSC. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damsan JSC's current Debt-to-EBITDA is 6.28, which is 29% above median its own 10-year median of 4.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damsan JSC stock overvalued right now?
Based on GuruFocus' analysis, Damsan JSC (STC:ADS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫9,799.32, compared to a current price of ₫7,840.00 — trading 20% below its estimated fair value. The current Debt-to-EBITDA is 6.28, which is 29% above median its 10-year median of 4.87 and 130.9% above the Manufacturing - Apparel & Accessories industry median of 2.72. Damsan JSC's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Damsan JSC (STC:ADS), the current Debt-to-EBITDA is 6.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Damsan JSC (STC:ADS) Overvalued in 2026?

Based on GuruFocus' analysis, Damsan JSC stock appears to be undervalued. The current stock price of ₫7,840.00 is trading 20% below its estimated GF Value™ of ₫9,799.32. GuruFocus considers Damsan JSC to be Modestly Undervalued.

Key valuation signals for STC:ADS:

  • Debt-to-EBITDA: 6.28 (29% above median its 10-year median of 4.87)
  • GF Value™: ₫9,799.32 vs. price of ₫7,840.00 (20% below fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 130.9% above the Manufacturing - Apparel & Accessories median (#551 of 809)

No single metric tells the full story. See the STC:ADS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Damsan JSC Business Description

Address Lot A4, Bui Vien Street, Nguyen Duc Canh Industrial Zone, Tran Hung Dao Ward, Hung Yen Province, Thai Binh, VNM
Damsan JSC is a Vietnam-based company operating mainly in the textile manufacturing and real estate industries. It manufactures cotton yarns, coarse textiles, and finished textile products, and is also engaged in developing and trading apartments and other urban real estate projects. Additionally, the company manufactures solar panels for solar farms, rooftop and floating solar projects, street lights, and other applications. Its operating business segments are: Cotton, Yarn, Towel, Real Estate, and Other business operations. The majority of the company's revenue is generated from the manufacturing and sale of yarns. Geographically, it generates maximum revenue from the local market and also has business exposure to other countries.
82GF Score

Get the complete analysis for STC:ADS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫7,840.00
Price
₫9,799.32
GF Value