Damsan JSC (STC:ADS) Interest Coverage: 2.09 (As of Mar. 2026) — Near Median


STC:ADS Damsan JSC STC:ADS
72 GF Score
Price ₫9,220.00
GF Value ₫9,907.62
Valuation Fairly Valued
! 4 Warning Signs
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What is Damsan JSC Interest Coverage?

Damsan JSC STC:ADS +0.77% 72 Interest Coverage is 2.09 as of Mar. 2026, which is 0% above its 10-year median of 2.08. GuruFocus rates STC:ADS with a GF Score™ of 72/100 and a GF Value™ of ₫9,907.62 (Fairly Valued). The stock has 4 warning signs investors should review. Among 742 Manufacturing - Apparel & Accessories companies, Damsan JSC ranks worse than 56.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Damsan JSC's Operating Income for the three months ended in Mar. 2026 was ₫22,996 Mil. Damsan JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-11,026 Mil. Damsan JSC's interest coverage for the quarter that ended in Mar. 2026 was 2.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Damsan JSC's Interest Coverage or its related term are showing as below:

STC:ADS' s Interest Coverage Range Over the Past 10 Years
Min: 0.56   Med: 2.08   Max: 3.88
Current: 3.88


STC:ADS's Interest Coverage is ranked worse than
56.33% of 742 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.435 vs STC:ADS: 3.88

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Damsan JSC  (STC:ADS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Damsan JSC Interest Coverage Related Terms


Damsan JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Damsan JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Damsan JSC Interest Coverage Chart

Damsan JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.38 2.04 2.29 2.03 3.53

Damsan JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 4.61 2.99 5.69 2.09

STC:ADS vs AIN: Interest Coverage Comparison

For the Textile Manufacturing subindustry, Damsan JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Damsan JSC Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Damsan JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Damsan JSC's Interest Coverage falls into.


STC:ADS
72GF Score
Damsan JSC STC:ADS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Damsan JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Damsan JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Damsan JSC's Interest Expense was ₫-55,807 Mil. Its Operating Income was ₫196,821 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫98,112 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*196821.233/-55806.73
=3.53

Damsan JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Damsan JSC's Interest Expense was ₫-11,026 Mil. Its Operating Income was ₫22,996 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫156,170 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*22995.836/-11025.909
=2.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.09 mean?
Damsan JSC (STC:ADS) has a Interest Coverage of 2.09 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Damsan JSC and its competitors. This is near median its historical median of 2.08. Over the past decade, Damsan JSC's Interest Coverage has ranged from 0.56 to 3.88. According to the industry distribution chart, Damsan JSC ranks #418 out of 742 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 56.3%.
Is Damsan JSC's Interest Coverage too high?
Damsan JSC's current Interest Coverage of 2.09 is near median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 3.88. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. Damsan JSC's value of 2.09 is 61.5% below this industry median. Based on the distribution chart, Damsan JSC ranks #418 out of 742 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Damsan JSC has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Damsan JSC's Interest Coverage compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Damsan JSC ranks #418 out of 742 companies for Interest Coverage. This places Damsan JSC in the lower half of its industry. The industry median Interest Coverage is 5.44. Damsan JSC's value of 2.09 is 61.5% below this benchmark. Historically, Damsan JSC's own Interest Coverage has ranged from 0.56 to 3.88 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 5.44, Damsan JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 742 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damsan JSC's current Interest Coverage of 2.09 is 61.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Damsan JSC and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damsan JSC's current Interest Coverage is 2.09, which is near median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damsan JSC stock overvalued right now?
Based on GuruFocus' analysis, Damsan JSC (STC:ADS) is currently considered Fairly Valued. The stock's GF Value™ is ₫9,907.62, compared to a current price of ₫9,220.00 — trading 6.9% below its estimated fair value. The current Interest Coverage is 2.09, which is near median its 10-year median of 2.08 and 61.5% below the Manufacturing - Apparel & Accessories industry median of 5.44. Damsan JSC's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Damsan JSC (STC:ADS), the current Interest Coverage is 2.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Damsan JSC (STC:ADS) Overvalued in 2026?

Based on GuruFocus' analysis, Damsan JSC stock appears to be undervalued. The current stock price of ₫9,220.00 is trading 6.9% below its estimated GF Value™ of ₫9,907.62. GuruFocus considers Damsan JSC to be Fairly Valued.

Key valuation signals for STC:ADS:

  • Interest Coverage: 2.09 (near median its 10-year median of 2.08)
  • GF Value™: ₫9,907.62 vs. price of ₫9,220.00 (6.9% below fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 61.5% below the Manufacturing - Apparel & Accessories median (#418 of 742)

No single metric tells the full story. See the STC:ADS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Damsan JSC Business Description

Address Lot A4, Bui Vien Street, Nguyen Duc Canh Industrial Zone, Tran Hung Dao Ward, Hung Yen Province, Thai Binh, VNM
Damsan JSC is a Vietnam-based company operating mainly in the textile manufacturing and real estate industries. It manufactures cotton yarns, coarse textiles, and finished textile products, and is also engaged in developing and trading apartments and other urban real estate projects. Additionally, the company manufactures solar panels for solar farms, rooftop and floating solar projects, street lights, and other applications. Its operating business segments are: Cotton, Yarn, Towel, Real Estate, and Other business operations. The majority of the company's revenue is generated from the manufacturing and sale of yarns. Geographically, it generates maximum revenue from the local market and also has business exposure to other countries.
72GF Score

Get the complete analysis for STC:ADS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫9,220.00
Price
₫9,907.62
GF Value