Century Land JSC (STC:CRE) Debt-to-EBITDA : 4.83 (As of Mar. 2026) — 116% Above Median

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STC:CRE Century Land JSC STC:CRE
69 GF Score
Price ₫6,600.00
GF Value ₫11,651.90
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Century Land JSC Debt-to-EBITDA?

Century Land JSC STC:CRE -2.94% 69 Debt-to-EBITDA is 4.83 as of Mar. 2026, which is 116% above its 10-year median of 2.24. GuruFocus rates STC:CRE with a GF Score™ of 69/100 and a GF Value™ of ₫11,651.90 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,275 Real Estate companies, Century Land JSC ranks better than 62.82% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Century Land JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫778,760 Mil. Century Land JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫60,979 Mil. Century Land JSC's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫173,822 Mil. Century Land JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.83.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Century Land JSC's Debt-to-EBITDA or its related term are showing as below:

STC:CRE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.16   Med: 2.24   Max: 5.53
Current: 3.62

During the past 8 years, the highest Debt-to-EBITDA Ratio of Century Land JSC was 5.53. The lowest was 0.16. And the median was 2.24.

STC:CRE's Debt-to-EBITDA is ranked better than
62.82% of 1275 companies
in the Real Estate industry
Industry Median: 5.62 vs STC:CRE: 3.62

Century Land JSC  (STC:CRE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Century Land JSC Debt-to-EBITDA Related Terms


Century Land JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Century Land JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Land JSC Debt-to-EBITDA Chart

Century Land JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 2.23 2.24 5.53 5.30 3.86

Century Land JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 3.22 4.25 4.70 4.83

STC:CRE vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Century Land JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Land JSC Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Century Land JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Century Land JSC's Debt-to-EBITDA falls into.


STC:CRE
69GF Score
Century Land JSC STC:CRE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Century Land JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Century Land JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(659799.777 + 174862.942) / 216468.396
=3.86

Century Land JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(778759.759 + 60978.506) / 173821.692
=4.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.83 mean?
Century Land JSC (STC:CRE) has a Debt-to-EBITDA of 4.83 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Century Land JSC. This is 116% above median its historical median of 2.24. Over the past decade, Century Land JSC's Debt-to-EBITDA has ranged from 0.16 to 5.53. According to the industry distribution chart, Century Land JSC ranks #474 out of 1275 companies in the Real Estate industry, placing it in the top 37.2%.
Is Century Land JSC's Debt-to-EBITDA too high?
Century Land JSC's current Debt-to-EBITDA of 4.83 is 116% above median its 10-year median of 2.24. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 5.53. The Real Estate industry median Debt-to-EBITDA is 5.62. Century Land JSC's value of 4.83 is 14.1% below this industry median. Based on the distribution chart, Century Land JSC ranks #474 out of 1275 companies in the Real Estate industry, which is above the industry midpoint. Overall, Century Land JSC has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Century Land JSC's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Century Land JSC ranks #474 out of 1275 companies for Debt-to-EBITDA. This puts Century Land JSC in the upper half of its industry. The industry median Debt-to-EBITDA is 5.62. Century Land JSC's value of 4.83 is 14.1% below this benchmark. Historically, Century Land JSC's own Debt-to-EBITDA has ranged from 0.16 to 5.53 over the past decade. While the company's 10-year median is 2.24 vs. the industry median of 5.62, Century Land JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Land JSC's current Debt-to-EBITDA of 4.83 is 14.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Century Land JSC. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Land JSC's current Debt-to-EBITDA is 4.83, which is 116% above median its own 10-year median of 2.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Land JSC stock overvalued right now?
Based on GuruFocus' analysis, Century Land JSC (STC:CRE) is currently considered Possible Value Trap. The stock's GF Value™ is ₫11,651.90, compared to a current price of ₫6,600.00 — trading 43.4% below its estimated fair value. The current Debt-to-EBITDA is 4.83, which is 116% above median its 10-year median of 2.24 and 14.1% below the Real Estate industry median of 5.62. Century Land JSC's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Century Land JSC (STC:CRE), the current Debt-to-EBITDA is 4.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Land JSC (STC:CRE) Overvalued in 2026?

Based on GuruFocus' analysis, Century Land JSC stock appears to be undervalued. The current stock price of ₫6,600.00 is trading 43.4% below its estimated GF Value™ of ₫11,651.90. GuruFocus considers Century Land JSC to be Possible Value Trap.

Key valuation signals for STC:CRE:

  • Debt-to-EBITDA: 4.83 (116% above median its 10-year median of 2.24)
  • GF Value™: ₫11,651.90 vs. price of ₫6,600.00 (43.4% below fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 14.1% below the Real Estate median (#474 of 1275)

No single metric tells the full story. See the STC:CRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Land JSC Business Description

Address No. 88 Lang Ha Ward, Lang Ha Street, 1st Floor, Building B Sky City, Dong Da District, Ha Noi City, VNM
Century Land JSC is a Vietnam-based real estate company. The company offers real estate services, including consulting real estate developers on projects and sales strategies.
69GF Score

Get the complete analysis for STC:CRE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫6,600.00
Price
₫11,651.90
GF Value