Century Land JSC (STC:CRE) Effective Interest Rate on Debt %: 6.85% (As of Mar. 2026)


STC:CRE Century Land JSC STC:CRE
69 GF Score
Price ₫6,960.00
GF Value ₫11,318.46
Valuation Possible Value Trap
! 5 Warning Signs
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What is Century Land JSC Effective Interest Rate on Debt %?

Century Land JSC STC:CRE -0.57% 69 Effective Interest Rate on Debt % is 6.85% as of Mar. 2026. GuruFocus rates STC:CRE with a GF Score™ of 69/100 and a GF Value™ of ₫11,318.46 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Century Land JSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫57,377 Mil. Century Land JSC's average total debt for the quarter that ended in Mar. 2026 was ₫837,200 Mil. Therefore, Century Land JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.85%.


Century Land JSC  (STC:CRE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Century Land JSC Effective Interest Rate on Debt % Related Terms


Century Land JSC Effective Interest Rate on Debt % Historical Data

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The historical data trend for Century Land JSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Land JSC Effective Interest Rate on Debt % Chart

Century Land JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 12.06 10.96 9.91 8.37 8.31

Century Land JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.19 7.66 8.19 7.49 6.85

STC:CRE vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Century Land JSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Land JSC Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Century Land JSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Century Land JSC's Effective Interest Rate on Debt % falls into.


STC:CRE
69GF Score
Century Land JSC STC:CRE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Land JSC Effective Interest Rate on Debt % Calculation

Century Land JSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -74010.125/( (946528.48+834662.719)/ 2 )
=-1  *  -74010.125/890595.5995
=8.31 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=511.944 + 946016.536
=946528.48

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=174862.942 + 659799.777
=834662.719

Century Land JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -57377.164/( (834662.719+839738.265)/ 2 )
=-1  *  -57377.164/837200.492
=6.85 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=174862.942 + 659799.777
=834662.719

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=60978.506 + 778759.759
=839738.265

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.85% mean?
Century Land JSC (STC:CRE) has a Effective Interest Rate on Debt % of 6.85% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Century Land JSC and its competitors.
Is Century Land JSC's Effective Interest Rate on Debt % too high?
Century Land JSC's current Effective Interest Rate on Debt % is 6.85%. Overall, Century Land JSC has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Century Land JSC's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Century Land JSC's Effective Interest Rate on Debt % of 6.85% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Century Land JSC and its competitors. Century Land JSC's current Effective Interest Rate on Debt % is 6.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Land JSC stock overvalued right now?
Based on GuruFocus' analysis, Century Land JSC (STC:CRE) is currently considered Possible Value Trap. The stock's GF Value™ is ₫11,318.46, compared to a current price of ₫6,960.00 — trading 38.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.85%. Century Land JSC's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Century Land JSC (STC:CRE), the current Effective Interest Rate on Debt % is 6.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Land JSC (STC:CRE) Overvalued in 2026?

Based on GuruFocus' analysis, Century Land JSC stock appears to be undervalued. The current stock price of ₫6,960.00 is trading 38.5% below its estimated GF Value™ of ₫11,318.46. GuruFocus considers Century Land JSC to be Possible Value Trap.

Key valuation signals for STC:CRE:

  • Effective Interest Rate on Debt %: 6.85%
  • GF Value™: ₫11,318.46 vs. price of ₫6,960.00 (38.5% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the STC:CRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Land JSC Business Description

Address No. 88 Lang Ha Ward, Lang Ha Street, 1st Floor, Building B Sky City, Dong Da District, Ha Noi City, VNM
Century Land JSC is a Vietnam-based real estate company. The company offers real estate services, including consulting real estate developers on projects and sales strategies.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫6,960.00
Price
₫11,318.46
GF Value