Century Land JSC (STC:CRE) Financial Strength: 7 (As of Mar. 2026) — 17% Above Median

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STC:CRE Century Land JSC STC:CRE
69 GF Score
Price ₫6,500.00
GF Value ₫11,789.21
Valuation Possible Value Trap
! 5 Warning Signs
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What is Century Land JSC Financial Strength?

Century Land JSC STC:CRE -1.81% 69 Financial Strength is 7 as of Mar. 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates STC:CRE with a GF Score™ of 69/100 and a GF Value™ of ₫11,789.21 (Possible Value Trap). The stock has 5 warning signs investors should review.

Century Land JSC has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Century Land JSC's Interest Coverage for the quarter that ended in Mar. 2026 was 2.37. Century Land JSC's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.47. As of today, Century Land JSC's Altman Z-Score is 2.44.


Century Land JSC  (STC:CRE) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Century Land JSC has the Financial Strength Rank of 7.


Century Land JSC Financial Strength Related Terms


STC:CRE vs CBRE, BEKE, JLL: Financial Strength Comparison

For the Real Estate Services subindustry, Century Land JSC's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Land JSC Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Century Land JSC's Financial Strength distribution charts can be found below:

* The bar in red indicates where Century Land JSC's Financial Strength falls into.


STC:CRE
69GF Score
Century Land JSC STC:CRE
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Land JSC Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Century Land JSC's Interest Expense for the months ended in Mar. 2026 was ₫-14,344 Mil. Its Operating Income for the months ended in Mar. 2026 was ₫33,964 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫60,979 Mil.

Century Land JSC's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*33964.214/-14344.291
=2.37

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Century Land JSC's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(778759.759 + 60978.506) / 1800692.776
=0.47

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Century Land JSC has a Z-score of 2.44, indicating it is in Grey Zones. This implies that Century Land JSC is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.44 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Century Land JSC (STC:CRE) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Century Land JSC and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Century Land JSC's Financial Strength has ranged from 1.00 to 8.00.
Is Century Land JSC's Financial Strength too high?
Century Land JSC's current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Century Land JSC has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Century Land JSC's Financial Strength compare to CBRE and BEKE?
Century Land JSC's Financial Strength of 7 can be compared against companies in the Real Estate industry. Historically, Century Land JSC's own Financial Strength has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Century Land JSC and its competitors. Century Land JSC's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Land JSC stock overvalued right now?
Based on GuruFocus' analysis, Century Land JSC (STC:CRE) is currently considered Possible Value Trap. The stock's GF Value™ is ₫11,789.21, compared to a current price of ₫6,500.00 — trading 44.9% below its estimated fair value. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. Century Land JSC's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Century Land JSC (STC:CRE), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Land JSC (STC:CRE) Overvalued in 2026?

Based on GuruFocus' analysis, Century Land JSC stock appears to be undervalued. The current stock price of ₫6,500.00 is trading 44.9% below its estimated GF Value™ of ₫11,789.21. GuruFocus considers Century Land JSC to be Possible Value Trap.

Key valuation signals for STC:CRE:

  • Financial Strength: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: ₫11,789.21 vs. price of ₫6,500.00 (44.9% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the STC:CRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Land JSC Business Description

Address No. 88 Lang Ha Ward, Lang Ha Street, 1st Floor, Building B Sky City, Dong Da District, Ha Noi City, VNM
Century Land JSC is a Vietnam-based real estate company. The company offers real estate services, including consulting real estate developers on projects and sales strategies.
69GF Score

Get the complete analysis for STC:CRE

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫6,500.00
Price
₫11,789.21
GF Value