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VietinBank Securities JSCSTC:CTS -4.04%90 Debt-to-EBITDA is 10.43 as of Mar. 2026, which is 13% above its 10-year median of 9.19. GuruFocus rates STC:CTS with a GF Score™ of 90/100 and a GF Value™ of ₫30,738.18 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 423 Capital Markets companies, VietinBank Securities JSC ranks worse than 82.27% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for VietinBank Securities JSC's Debt-to-EBITDA or its related term are showing as below:
STC:CTS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.59 Med: 9.19 Max: 11.96
Current: 8.42
During the past 8 years, the highest Debt-to-EBITDA Ratio of VietinBank Securities JSC was 11.96. The lowest was 4.59. And the median was 9.19.
STC:CTS's Debt-to-EBITDA is ranked worse than 82.27% of 423
companies
in the Capital Markets industry
Industry Median: 1.56
vs STC:CTS: 8.42
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
VietinBank Securities JSC Debt-to-EBITDA Related Terms
VietinBank Securities JSC Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:CTS vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, VietinBank Securities JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VietinBank Securities JSC Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VietinBank Securities JSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where VietinBank Securities JSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
VietinBank Securities JSC (STC:CTS) has a Debt-to-EBITDA of 10.43 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VietinBank Securities JSC. This is 13% above median its historical median of 9.19. Over the past decade, VietinBank Securities JSC's Debt-to-EBITDA has ranged from 4.59 to 11.96. According to the industry distribution chart, VietinBank Securities JSC ranks #348 out of 423 companies in the Capital Markets industry, placing it in the top 82.3%.
Is VietinBank Securities JSC's Debt-to-EBITDA too high?
VietinBank Securities JSC's current Debt-to-EBITDA of 10.43 is 13% above median its 10-year median of 9.19. Over the past 10 years, this metric has ranged from a low of 4.59 to a high of 11.96. The Capital Markets industry median Debt-to-EBITDA is 1.56. VietinBank Securities JSC's value of 10.43 is 568.6% above this industry median. Based on the distribution chart, VietinBank Securities JSC ranks #348 out of 423 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, VietinBank Securities JSC has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VietinBank Securities JSC's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, VietinBank Securities JSC ranks #348 out of 423 companies for Debt-to-EBITDA. This places VietinBank Securities JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.56. VietinBank Securities JSC's value of 10.43 is 568.6% above this benchmark. Historically, VietinBank Securities JSC's own Debt-to-EBITDA has ranged from 4.59 to 11.96 over the past decade. While the company's 10-year median is 9.19 vs. the industry median of 1.56, VietinBank Securities JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.56, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VietinBank Securities JSC's current Debt-to-EBITDA of 10.43 is 568.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VietinBank Securities JSC. For the Capital Markets industry, the median Debt-to-EBITDA is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VietinBank Securities JSC's current Debt-to-EBITDA is 10.43, which is 13% above median its own 10-year median of 9.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VietinBank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, VietinBank Securities JSC (STC:CTS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫30,738.18, compared to a current price of ₫26,100.00 — trading 15.1% below its estimated fair value. The current Debt-to-EBITDA is 10.43, which is 13% above median its 10-year median of 9.19 and 568.6% above the Capital Markets industry median of 1.56. VietinBank Securities JSC's overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For VietinBank Securities JSC (STC:CTS), the current Debt-to-EBITDA is 10.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VietinBank Securities JSC (STC:CTS) Overvalued in 2026?
Based on GuruFocus' analysis, VietinBank Securities JSC stock appears to be undervalued.
The current stock price of ₫26,100.00 is trading 15.1% below its estimated GF Value™ of ₫30,738.18.
GuruFocus considers VietinBank Securities JSC to be Modestly Undervalued.
Key valuation signals for STC:CTS:
Debt-to-EBITDA: 10.43 (13% above median its 10-year median of 9.19)
GF Value™: ₫30,738.18 vs. price of ₫26,100.00 (15.1% below fair value)
Industry Position: 568.6% above the Capital Markets median (#348 of 423)
No single metric tells the full story. See the STC:CTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VietinBank Securities JSC is engaged in the provision of securities brokerage services, proprietary trading, securities investment advisory services, financial consultancy, underwriting securities, securities depository, and other services in accordance with laws and regulations applicable to securities companies. The company's operating business segments are: Brokerage and services, Proprietary trading, Underwriting, and Consultancy. Maximum revenue is generated from the Proprietary trading segment. Geographically, the company operates only in Vietnam.
90GF Score
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