VietinBank Securities JSCSTC:CTS -1.74%91 Interest Coverage is 0.19 as of Mar. 2026, which is 89% below its 10-year median of 1.70. GuruFocus rates STC:CTS with a GF Score™ of 91/100 and a GF Value™ of ₫30,417.34 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 427 Capital Markets companies, VietinBank Securities JSC ranks worse than 91.33% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. VietinBank Securities JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫27,243 Mil. VietinBank Securities JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-140,335 Mil.
VietinBank Securities JSC's interest coverage for the quarter that ended in Mar. 2026 was 0.19.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for VietinBank Securities JSC's Interest Coverage or its related term are showing as below:
STC:CTS'
s Interest Coverage Range Over the Past 10 Years
Min: 0.39 Med: 1.7 Max: 3.57
Current: 1.16
STC:CTS's Interest Coverage is ranked worse than 91.33% of 427
companies
in the Capital Markets industry
Industry Median: 19.12
vs STC:CTS: 1.16
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
VietinBank Securities JSC Interest Coverage Related Terms
VietinBank Securities JSC Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STC:CTS vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, VietinBank Securities JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VietinBank Securities JSC Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VietinBank Securities JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where VietinBank Securities JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VietinBank Securities JSC (STC:CTS) has a Interest Coverage of 0.19 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VietinBank Securities JSC and its competitors. This is 89% below median its historical median of 1.70. Over the past decade, VietinBank Securities JSC's Interest Coverage has ranged from 0.39 to 3.57. According to the industry distribution chart, VietinBank Securities JSC ranks #390 out of 427 companies in the Capital Markets industry, placing it in the top 91.3%.
Is VietinBank Securities JSC's Interest Coverage too high?
VietinBank Securities JSC's current Interest Coverage of 0.19 is 89% below median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 3.57. The Capital Markets industry median Interest Coverage is 19.12. VietinBank Securities JSC's value of 0.19 is 99% below this industry median. Based on the distribution chart, VietinBank Securities JSC ranks #390 out of 427 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, VietinBank Securities JSC has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VietinBank Securities JSC's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, VietinBank Securities JSC ranks #390 out of 427 companies for Interest Coverage. This places VietinBank Securities JSC in the lower half of its industry. The industry median Interest Coverage is 19.12. VietinBank Securities JSC's value of 0.19 is 99% below this benchmark. Historically, VietinBank Securities JSC's own Interest Coverage has ranged from 0.39 to 3.57 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 19.12, VietinBank Securities JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.12, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VietinBank Securities JSC's current Interest Coverage of 0.19 is 99% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VietinBank Securities JSC and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VietinBank Securities JSC's current Interest Coverage is 0.19, which is 89% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VietinBank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, VietinBank Securities JSC (STC:CTS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫30,417.34, compared to a current price of ₫25,400.00 — trading 16.5% below its estimated fair value. The current Interest Coverage is 0.19, which is 89% below median its 10-year median of 1.70 and 99% below the Capital Markets industry median of 19.12. VietinBank Securities JSC's overall GF Score™ is 91/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VietinBank Securities JSC (STC:CTS), the current Interest Coverage is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VietinBank Securities JSC (STC:CTS) Overvalued in 2026?
Based on GuruFocus' analysis, VietinBank Securities JSC stock appears to be undervalued.
The current stock price of ₫25,400.00 is trading 16.5% below its estimated GF Value™ of ₫30,417.34.
GuruFocus considers VietinBank Securities JSC to be Modestly Undervalued.
Key valuation signals for STC:CTS:
Interest Coverage: 0.19 (89% below median its 10-year median of 1.70)
GF Value™: ₫30,417.34 vs. price of ₫25,400.00 (16.5% below fair value)
Industry Position: 99% below the Capital Markets median (#390 of 427)
No single metric tells the full story. See the STC:CTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VietinBank Securities JSC is engaged in the provision of securities brokerage services, proprietary trading, securities investment advisory services, financial consultancy, underwriting securities, securities depository, and other services in accordance with laws and regulations applicable to securities companies. The company's operating business segments are: Brokerage and services, Proprietary trading, Underwriting, and Consultancy. Maximum revenue is generated from the Proprietary trading segment. Geographically, the company operates only in Vietnam.
91GF Score
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