VietinBank Securities JSC (STC:CTS) 3-Year RORE % : 25.85% (As of Mar. 2026)


STC:CTS VietinBank Securities JSC STC:CTS
88 GF Score
Price ₫28,200.00
GF Value ₫30,541.84
Valuation Fairly Valued
! 8 Warning Signs
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What is VietinBank Securities JSC 3-Year RORE %?

VietinBank Securities JSC STC:CTS -0.70% 88 3-Year RORE % is 25.85 as of Mar. 2026. GuruFocus rates STC:CTS with a GF Score™ of 88/100 and a GF Value™ of ₫30,541.84 (Fairly Valued). The stock has 8 warning signs investors should review. Among 764 Capital Markets companies, VietinBank Securities JSC ranks better than 60.99% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. VietinBank Securities JSC's 3-Year RORE % for the quarter that ended in Mar. 2026 was 25.85%.

The industry rank for VietinBank Securities JSC's 3-Year RORE % or its related term are showing as below:

STC:CTS's 3-Year RORE % is ranked better than
60.99% of 764 companies
in the Capital Markets industry
Industry Median: 15.015 vs STC:CTS: 25.85

VietinBank Securities JSC  (STC:CTS) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


VietinBank Securities JSC 3-Year RORE % Related Terms


VietinBank Securities JSC 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for VietinBank Securities JSC's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VietinBank Securities JSC 3-Year RORE % Chart

VietinBank Securities JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial 54.05 -5.12 -31.64 32.93 42.27

VietinBank Securities JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.20 50.20 51.76 42.27 25.85

STC:CTS vs MS, GS, SCHW: 3-Year RORE % Comparison

For the Capital Markets subindustry, VietinBank Securities JSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VietinBank Securities JSC 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, VietinBank Securities JSC's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where VietinBank Securities JSC's 3-Year RORE % falls into.


STC:CTS
88GF Score
VietinBank Securities JSC STC:CTS
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VietinBank Securities JSC 3-Year RORE % Calculation

VietinBank Securities JSC's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2157.032-1014.533 )/( 4419.222-0 )
=1142.499/4419.222
=25.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 25.85 mean?
VietinBank Securities JSC (STC:CTS) has a 3-Year RORE % of 25.85 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on VietinBank Securities JSC and its competitors. According to the industry distribution chart, VietinBank Securities JSC ranks #298 out of 764 companies in the Capital Markets industry, placing it in the top 39%.
Is VietinBank Securities JSC's 3-Year RORE % too high?
VietinBank Securities JSC's current 3-Year RORE % is 25.85. The Capital Markets industry median 3-Year RORE % is 15.02. VietinBank Securities JSC's value of 25.85 is 72.2% above this industry median. Based on the distribution chart, VietinBank Securities JSC ranks #298 out of 764 companies in the Capital Markets industry, which is above the industry midpoint. Overall, VietinBank Securities JSC has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does VietinBank Securities JSC's 3-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, VietinBank Securities JSC ranks #298 out of 764 companies for 3-Year RORE %. This puts VietinBank Securities JSC in the upper half of its industry. The industry median 3-Year RORE % is 15.02. VietinBank Securities JSC's value of 25.85 is 72.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 15.02, based on 764 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VietinBank Securities JSC's current 3-Year RORE % of 25.85 is 72.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on VietinBank Securities JSC and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 15.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VietinBank Securities JSC's current 3-Year RORE % is 25.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VietinBank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, VietinBank Securities JSC (STC:CTS) is currently considered Fairly Valued. The stock's GF Value™ is ₫30,541.84, compared to a current price of ₫28,200.00 — trading 7.7% below its estimated fair value. The current 3-Year RORE % is 25.85 and 72.2% above the Capital Markets industry median of 15.02. VietinBank Securities JSC's overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For VietinBank Securities JSC (STC:CTS), the current 3-Year RORE % is 25.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VietinBank Securities JSC (STC:CTS) Overvalued in 2026?

Based on GuruFocus' analysis, VietinBank Securities JSC stock appears to be undervalued. The current stock price of ₫28,200.00 is trading 7.7% below its estimated GF Value™ of ₫30,541.84. GuruFocus considers VietinBank Securities JSC to be Fairly Valued.

Key valuation signals for STC:CTS:

  • 3-Year RORE %: 25.85
  • GF Value™: ₫30,541.84 vs. price of ₫28,200.00 (7.7% below fair value)
  • GF Score™: 88/100 with 8 warning signs
  • Industry Position: 72.2% above the Capital Markets median (#298 of 764)

No single metric tells the full story. See the STC:CTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VietinBank Securities JSC Business Description

Address Diplomatic Corps Area, Floor 1st to 4th, Building N02-T2, Xuan Dinh Ward, Ha Noi, VNM
VietinBank Securities JSC is engaged in the provision of securities brokerage services, proprietary trading, securities investment advisory services, financial consultancy, underwriting securities, securities depository, and other services in accordance with laws and regulations applicable to securities companies. The company's operating business segments are: Brokerage and services, Proprietary trading, Underwriting, and Consultancy. Maximum revenue is generated from the Proprietary trading segment. Geographically, the company operates only in Vietnam.
88GF Score

Get the complete analysis for STC:CTS

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫28,200.00
Price
₫30,541.84
GF Value