VietinBank Securities JSCSTC:CTS -4.08%89 3-Year ROIIC % is 5.14 as of Dec. 2025, which is 40% above its 10-year median of 3.67. GuruFocus rates STC:CTS with a GF Score™ of 89/100 and a GF Value™ of ₫30,588.52 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 658 Capital Markets companies, VietinBank Securities JSC ranks better than 54.86% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
VietinBank Securities JSC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 5.14%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for VietinBank Securities JSC's 3-Year ROIIC % or its related term are showing as below:
STC:CTS's 3-Year ROIIC % is ranked better than 54.86% of 658
companies
in the Capital Markets industry
Industry Median: 2.78
vs STC:CTS: 5.14
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
VietinBank Securities JSC 3-Year ROIIC % Related Terms
VietinBank Securities JSC 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:CTS vs MS, GS, SCHW: 3-Year ROIIC % Comparison
For the Capital Markets subindustry, VietinBank Securities JSC's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VietinBank Securities JSC 3-Year ROIIC % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VietinBank Securities JSC's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where VietinBank Securities JSC's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
VietinBank Securities JSC (STC:CTS) has a 3-Year ROIIC % of 5.14 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on VietinBank Securities JSC and its competitors. This is 40% above median its historical median of 3.67. According to the industry distribution chart, VietinBank Securities JSC ranks #297 out of 658 companies in the Capital Markets industry, placing it in the top 45.1%.
Is VietinBank Securities JSC's 3-Year ROIIC % too high?
VietinBank Securities JSC's current 3-Year ROIIC % of 5.14 is 40% above median its 10-year median of 3.67. The Capital Markets industry median 3-Year ROIIC % is 2.78. VietinBank Securities JSC's value of 5.14 is 84.9% above this industry median. Based on the distribution chart, VietinBank Securities JSC ranks #297 out of 658 companies in the Capital Markets industry, which is above the industry midpoint. Overall, VietinBank Securities JSC has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VietinBank Securities JSC's 3-Year ROIIC % compare to MS and GS?
According to the Capital Markets industry distribution chart, VietinBank Securities JSC ranks #297 out of 658 companies for 3-Year ROIIC %. This puts VietinBank Securities JSC in the upper half of its industry. The industry median 3-Year ROIIC % is 2.78. VietinBank Securities JSC's value of 5.14 is 84.9% above this benchmark. While the company's 10-year median is 3.67 vs. the industry median of 2.78, VietinBank Securities JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Capital Markets company?
The median 3-Year ROIIC % among Capital Markets companies is 2.78, based on 658 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VietinBank Securities JSC's current 3-Year ROIIC % of 5.14 is 84.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on VietinBank Securities JSC and its competitors. For the Capital Markets industry, the median 3-Year ROIIC % is 2.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VietinBank Securities JSC's current 3-Year ROIIC % is 5.14, which is 40% above median its own 10-year median of 3.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VietinBank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, VietinBank Securities JSC (STC:CTS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫30,588.52, compared to a current price of ₫27,050.00 — trading 11.6% below its estimated fair value. The current 3-Year ROIIC % is 5.14, which is 40% above median its 10-year median of 3.67 and 84.9% above the Capital Markets industry median of 2.78. VietinBank Securities JSC's overall GF Score™ is 89/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For VietinBank Securities JSC (STC:CTS), the current 3-Year ROIIC % is 5.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VietinBank Securities JSC (STC:CTS) Overvalued in 2026?
Based on GuruFocus' analysis, VietinBank Securities JSC stock appears to be undervalued.
The current stock price of ₫27,050.00 is trading 11.6% below its estimated GF Value™ of ₫30,588.52.
GuruFocus considers VietinBank Securities JSC to be Modestly Undervalued.
Key valuation signals for STC:CTS:
3-Year ROIIC %: 5.14 (40% above median its 10-year median of 3.67)
GF Value™: ₫30,588.52 vs. price of ₫27,050.00 (11.6% below fair value)
Industry Position: 84.9% above the Capital Markets median (#297 of 658)
No single metric tells the full story. See the STC:CTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VietinBank Securities JSC is engaged in the provision of securities brokerage services, proprietary trading, securities investment advisory services, financial consultancy, underwriting securities, securities depository, and other services in accordance with laws and regulations applicable to securities companies. The company's operating business segments are: Brokerage and services, Proprietary trading, Underwriting, and Consultancy. Maximum revenue is generated from the Proprietary trading segment. Geographically, the company operates only in Vietnam.
89GF Score
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