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Nam Long InvestmentSTC:NLG -2.06%82 Debt-to-EBITDA is 4.96 as of Mar. 2026, which is 120% above its 10-year median of 2.25. GuruFocus rates STC:NLG with a GF Score™ of 82/100 and a GF Value™ of ₫42,104.26 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,271 Real Estate companies, Nam Long Investment ranks better than 59.48% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Nam Long Investment's Debt-to-EBITDA or its related term are showing as below:
STC:NLG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.69 Med: 2.25 Max: 4.72
Current: 4.2
During the past 13 years, the highest Debt-to-EBITDA Ratio of Nam Long Investment was 4.72. The lowest was 0.69. And the median was 2.25.
STC:NLG's Debt-to-EBITDA is ranked better than 59.48% of 1271
companies
in the Real Estate industry
Industry Median: 5.63
vs STC:NLG: 4.20
Nam Long Investment (STC:NLG) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Nam Long Investment Debt-to-EBITDA Related Terms
Nam Long Investment Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Nam Long Investment's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nam Long Investment Debt-to-EBITDA Competitor Comparison
For the Real Estate - Development subindustry, Nam Long Investment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nam Long Investment Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Nam Long Investment's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Nam Long Investment's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Nam Long Investment (STC:NLG) has a Debt-to-EBITDA of 4.96 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nam Long Investment. This is 120% above median its historical median of 2.25. Over the past decade, Nam Long Investment's Debt-to-EBITDA has ranged from 0.69 to 4.72. According to the industry distribution chart, Nam Long Investment ranks #515 out of 1271 companies in the Real Estate industry, placing it in the top 40.5%.
Is Nam Long Investment's Debt-to-EBITDA too high?
Nam Long Investment's current Debt-to-EBITDA of 4.96 is 120% above median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 4.72. The Real Estate industry median Debt-to-EBITDA is 5.63. Nam Long Investment's value of 4.96 is 11.9% below this industry median. Based on the distribution chart, Nam Long Investment ranks #515 out of 1271 companies in the Real Estate industry, which is above the industry midpoint. Overall, Nam Long Investment has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Nam Long Investment's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Nam Long Investment ranks #515 out of 1271 companies for Debt-to-EBITDA. This puts Nam Long Investment in the upper half of its industry. The industry median Debt-to-EBITDA is 5.63. Nam Long Investment's value of 4.96 is 11.9% below this benchmark. Historically, Nam Long Investment's own Debt-to-EBITDA has ranged from 0.69 to 4.72 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 5.63, Nam Long Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nam Long Investment's current Debt-to-EBITDA of 4.96 is 11.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nam Long Investment. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nam Long Investment's current Debt-to-EBITDA is 4.96, which is 120% above median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam Long Investment stock overvalued right now?
Based on GuruFocus' analysis, Nam Long Investment (STC:NLG) is currently considered Possible Value Trap. The stock's GF Value™ is ₫42,104.26, compared to a current price of ₫21,350.00 — trading 49.3% below its estimated fair value. The current Debt-to-EBITDA is 4.96, which is 120% above median its 10-year median of 2.25 and 11.9% below the Real Estate industry median of 5.63. Nam Long Investment's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Nam Long Investment (STC:NLG), the current Debt-to-EBITDA is 4.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nam Long Investment (STC:NLG) Overvalued in 2026?
Based on GuruFocus' analysis, Nam Long Investment stock appears to be undervalued.
The current stock price of ₫21,350.00 is trading 49.3% below its estimated GF Value™ of ₫42,104.26.
GuruFocus considers Nam Long Investment to be Possible Value Trap.
Key valuation signals for STC:NLG:
Debt-to-EBITDA: 4.96 (120% above median its 10-year median of 2.25)
GF Value™: ₫42,104.26 vs. price of ₫21,350.00 (49.3% below fair value)
Industry Position: 11.9% below the Real Estate median (#515 of 1271)
No single metric tells the full story. See the STC:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nam Long Investment Corp is a Vietnam-based company real estate company engaged in civil and industrial construction; housing renovation; interior decoration; housing trade; road and bridge construction; construction of drainage systems; and other related activities. The company also develops land banks and housing projects, and is also involved in the management and exploitation of commercial real estate properties.
82GF Score
Get the complete analysis for STC:NLG
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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