Nam Long Investment (STC:NLG) Financial Strength: 7 (As of Jun. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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STC:NLG Nam Long Investment Corp STC:NLG
85 GF Score
Price ₫24,300.00
GF Value ₫27,183.04
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Nam Long Investment Financial Strength?

Nam Long Investment STC:NLG 85 Financial Strength is 7 as of Jun. 2026, which is at its 10-year median of 7.00. GuruFocus rates STC:NLG with a GF Score™ of 85/100 and a GF Value™ of ₫27,183.04 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Nam Long Investment has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Nam Long Investment's Interest Coverage for the quarter that ended in Jun. 2026 was 0.68. Nam Long Investment's debt to revenue ratio for the quarter that ended in Jun. 2026 was 3.13. As of today, Nam Long Investment's Altman Z-Score is 1.77.


Nam Long Investment  (STC:NLG) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Nam Long Investment has the Financial Strength Rank of 7.


Nam Long Investment Financial Strength Related Terms


Nam Long Investment Financial Strength Competitor Comparison

For the Real Estate - Development subindustry, Nam Long Investment's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nam Long Investment Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Nam Long Investment's Financial Strength distribution charts can be found below:

* The bar in red indicates where Nam Long Investment's Financial Strength falls into.


STC:NLG
85GF Score
Nam Long Investment Corp STC:NLG
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Nam Long Investment Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Nam Long Investment's Interest Expense for the months ended in Jun. 2026 was ₫-61,281 Mil. Its Operating Income for the months ended in Jun. 2026 was ₫41,931 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫4,280,978 Mil.

Nam Long Investment's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*41931.135/-61281.227
=0.68

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Nam Long Investment's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(914693.89 + 4280977.917) / 1660570.604
=3.13

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Nam Long Investment has a Z-score of 1.77, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.77 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Nam Long Investment (STC:NLG) has a Financial Strength of 7 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Nam Long Investment and its competitors. This is near median its historical median of 7.00. Over the past decade, Nam Long Investment's Financial Strength has ranged from 5.00 to 8.00.
Is Nam Long Investment's Financial Strength too high?
Nam Long Investment's current Financial Strength of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. Overall, Nam Long Investment has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nam Long Investment's Financial Strength compare to competitors?
Nam Long Investment's Financial Strength of 7 can be compared against companies in the Real Estate industry. Historically, Nam Long Investment's own Financial Strength has ranged from 5.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Nam Long Investment and its competitors. Nam Long Investment's current Financial Strength is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam Long Investment stock overvalued right now?
Based on GuruFocus' analysis, Nam Long Investment (STC:NLG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫27,183.04, compared to a current price of ₫24,300.00 — trading 10.6% below its estimated fair value. The current Financial Strength is 7, which is near median its 10-year median of 7.00. Nam Long Investment's overall GF Score™ is 85/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Nam Long Investment (STC:NLG), the current Financial Strength is 7 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nam Long Investment (STC:NLG) Overvalued in 2026?

Based on GuruFocus' analysis, Nam Long Investment stock appears to be undervalued. The current stock price of ₫24,300.00 is trading 10.6% below its estimated GF Value™ of ₫27,183.04. GuruFocus considers Nam Long Investment to be Modestly Undervalued.

Key valuation signals for STC:NLG:

  • Financial Strength: 7 (near median its 10-year median of 7.00)
  • GF Value™: ₫27,183.04 vs. price of ₫24,300.00 (10.6% below fair value)
  • GF Score™: 85/100 with 8 warning signs

No single metric tells the full story. See the STC:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nam Long Investment Business Description

Address Nguyen Khac Vien Street, No. 6, 11th Floor, Capital Tower, Tan Phu Ward, District 7, Ho Chi Minh, VNM
Nam Long Investment Corp is a Vietnam-based company real estate company engaged in civil and industrial construction; housing renovation; interior decoration; housing trade; road and bridge construction; construction of drainage systems; and other related activities. The company also develops land banks and housing projects, and is also involved in the management and exploitation of commercial real estate properties.
85GF Score

Get the complete analysis for STC:NLG

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫24,300.00
Price
₫27,183.04
GF Value