Nam Long InvestmentSTC:NLG -0.19%85 Interest Coverage is 2.23 as of Mar. 2026, which is 75% below its 10-year median of 9.10. GuruFocus rates STC:NLG with a GF Score™ of 85/100 and a GF Value™ of ₫41,327.95 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,299 Real Estate companies, Nam Long Investment ranks better than 50.19% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Nam Long Investment's
Operating Income
for the
three
months ended in Mar. 2026 was ₫192,682 Mil. Nam Long Investment's Interest Expense for the
three
months ended in Mar. 2026 was ₫-86,429 Mil.
Nam Long Investment's interest coverage for the quarter that ended in Mar. 2026 was 2.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Nam Long Investment's Interest Coverage or its related term are showing as below:
STC:NLG'
s Interest Coverage Range Over the Past 10 Years
Min: 2.13 Med: 9.1 Max: 32.5
Current: 4.31
STC:NLG's Interest Coverage is ranked better than 50.19% of 1299
companies
in the Real Estate industry
Industry Median: 4.25
vs STC:NLG: 4.31
Nam Long Investment (STC:NLG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Nam Long Investment Interest Coverage Related Terms
Nam Long Investment Interest Coverage Historical Data
* Premium members only.
The historical data trend for Nam Long Investment's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Nam Long Investment Interest Coverage Competitor Comparison
For the Real Estate - Development subindustry, Nam Long Investment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nam Long Investment Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Nam Long Investment's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Nam Long Investment's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nam Long Investment (STC:NLG) has a Interest Coverage of 2.23 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nam Long Investment and its competitors. This is 75% below median its historical median of 9.10. Over the past decade, Nam Long Investment's Interest Coverage has ranged from 2.13 to 32.50. According to the industry distribution chart, Nam Long Investment ranks #647 out of 1299 companies in the Real Estate industry, placing it in the top 49.8%.
Is Nam Long Investment's Interest Coverage too high?
Nam Long Investment's current Interest Coverage of 2.23 is 75% below median its 10-year median of 9.10. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 32.50. The Real Estate industry median Interest Coverage is 4.25. Nam Long Investment's value of 2.23 is 47.5% below this industry median. Based on the distribution chart, Nam Long Investment ranks #647 out of 1299 companies in the Real Estate industry, which is above the industry midpoint. Overall, Nam Long Investment has a GF Score™ of 85/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Nam Long Investment's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Nam Long Investment ranks #647 out of 1299 companies for Interest Coverage. This puts Nam Long Investment in the upper half of its industry. The industry median Interest Coverage is 4.25. Nam Long Investment's value of 2.23 is 47.5% below this benchmark. Historically, Nam Long Investment's own Interest Coverage has ranged from 2.13 to 32.50 over the past decade. While the company's 10-year median is 9.10 vs. the industry median of 4.25, Nam Long Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nam Long Investment's current Interest Coverage of 2.23 is 47.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nam Long Investment and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nam Long Investment's current Interest Coverage is 2.23, which is 75% below median its own 10-year median of 9.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam Long Investment stock overvalued right now?
Based on GuruFocus' analysis, Nam Long Investment (STC:NLG) is currently considered Possible Value Trap. The stock's GF Value™ is ₫41,327.95, compared to a current price of ₫26,400.00 — trading 36.1% below its estimated fair value. The current Interest Coverage is 2.23, which is 75% below median its 10-year median of 9.10 and 47.5% below the Real Estate industry median of 4.25. Nam Long Investment's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nam Long Investment (STC:NLG), the current Interest Coverage is 2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nam Long Investment (STC:NLG) Overvalued in 2026?
Based on GuruFocus' analysis, Nam Long Investment stock appears to be undervalued.
The current stock price of ₫26,400.00 is trading 36.1% below its estimated GF Value™ of ₫41,327.95.
GuruFocus considers Nam Long Investment to be Possible Value Trap.
Key valuation signals for STC:NLG:
Interest Coverage: 2.23 (75% below median its 10-year median of 9.10)
GF Value™: ₫41,327.95 vs. price of ₫26,400.00 (36.1% below fair value)
Industry Position: 47.5% below the Real Estate median (#647 of 1299)
No single metric tells the full story. See the STC:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nam Long Investment Corp is a Vietnam-based company real estate company engaged in civil and industrial construction; housing renovation; interior decoration; housing trade; road and bridge construction; construction of drainage systems; and other related activities. The company also develops land banks and housing projects, and is also involved in the management and exploitation of commercial real estate properties.
85GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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