STVLF (Santova) Debt-to-EBITDA : 1.06 (As of Feb. 2026) — 41% Below Median


STVLF Santova Ltd STVLF
87 GF Score
Price $0.11
GF Value $0.19
! 5 Warning Signs
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What is Santova Debt-to-EBITDA?

Santova STVLF 87 Debt-to-EBITDA is 1.06 as of Feb. 2026, which is 41% below its 10-year median of 1.80. GuruFocus rates STVLF with a GF Score™ of 87/100 and a GF Value™ of $0.19. The stock has 5 warning signs investors should review. Among 868 Transportation companies, Santova ranks better than 71.43% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Santova's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was $13.01 Mil. Santova's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was $11.83 Mil. Santova's annualized EBITDA for the quarter that ended in Feb. 2026 was $23.38 Mil. Santova's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 1.06.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Santova's Debt-to-EBITDA or its related term are showing as below:

STVLF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.7   Med: 1.8   Max: 3.25
Current: 1.38

During the past 13 years, the highest Debt-to-EBITDA Ratio of Santova was 3.25. The lowest was 0.70. And the median was 1.80.

STVLF's Debt-to-EBITDA is ranked better than
71.43% of 868 companies
in the Transportation industry
Industry Median: 2.64 vs STVLF: 1.38

Santova  (OTCPK:STVLF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Santova Debt-to-EBITDA Related Terms


Santova Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Santova's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Santova Debt-to-EBITDA Chart

Santova Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.28 0.94 1.03 0.70 1.38

Santova Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.23 0.62 2.19 1.06

STVLF vs UPS, FDX, JBHT: Debt-to-EBITDA Comparison

For the Integrated Freight & Logistics subindustry, Santova's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Santova Debt-to-EBITDA vs Transportation Industry

For the Transportation industry and Industrials sector, Santova's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Santova's Debt-to-EBITDA falls into.


STVLF
87GF Score
Santova Ltd STVLF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Santova Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Santova's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13.007 + 11.832) / 17.997
=1.38

Santova's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13.007 + 11.832) / 23.384
=1.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.06 mean?
Santova (STVLF) has a Debt-to-EBITDA of 1.06 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Santova. This is 41% below median its historical median of 1.80. Over the past decade, Santova's Debt-to-EBITDA has ranged from 0.70 to 3.25. According to the industry distribution chart, Santova ranks #248 out of 868 companies in the Transportation industry, placing it in the top 28.6%.
Is Santova's Debt-to-EBITDA too high?
Santova's current Debt-to-EBITDA of 1.06 is 41% below median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 3.25. The Transportation industry median Debt-to-EBITDA is 2.64. Santova's value of 1.06 is 59.8% below this industry median. Based on the distribution chart, Santova ranks #248 out of 868 companies in the Transportation industry, which is above the industry midpoint. Overall, Santova has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Santova's Debt-to-EBITDA compare to UPS and FDX?
According to the Transportation industry distribution chart, Santova ranks #248 out of 868 companies for Debt-to-EBITDA. This puts Santova in the upper half of its industry. The industry median Debt-to-EBITDA is 2.64. Santova's value of 1.06 is 59.8% below this benchmark. Historically, Santova's own Debt-to-EBITDA has ranged from 0.70 to 3.25 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 2.64, Santova has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Transportation company?
The median Debt-to-EBITDA among Transportation companies is 2.64, based on 868 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Santova's current Debt-to-EBITDA of 1.06 is 59.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Santova. For the Transportation industry, the median Debt-to-EBITDA is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Santova's current Debt-to-EBITDA is 1.06, which is 41% below median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Santova stock overvalued right now?
Santova (STVLF) has a current Debt-to-EBITDA of 1.06. The stock's GF Value™ is $0.19, compared to a current price of $0.11 — trading 44.3% below its estimated fair value. The current Debt-to-EBITDA is 1.06, which is 41% below median its 10-year median of 1.80 and 59.8% below the Transportation industry median of 2.64. Santova's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Santova (STVLF), the current Debt-to-EBITDA is 1.06 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Santova (STVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Santova stock appears to be undervalued. The current stock price of $0.11 is trading 44.3% below its estimated GF Value™ of $0.19.

Key valuation signals for STVLF:

  • Debt-to-EBITDA: 1.06 (41% below median its 10-year median of 1.80)
  • GF Value™: $0.19 vs. price of $0.11 (44.3% below fair value)
  • GF Score™: 87/100 with 5 warning signs
  • Industry Position: 59.8% below the Transportation median (#248 of 868)

No single metric tells the full story. See the STVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Santova Business Description

Other Exchanges SNV:South Africa
Address Level 3 West, 1 Ncondo Place, Umhlanga Ridge, Umhlanga, NL, ZAF, 4319
Santova Ltd is a South African firm engaged in the international trade solutions business. Its core services are Supply chain solutions, business intelligence, logistic services, Client Sourcing, Procurement Management Services, Express sensitive services, and financial services. The company operates in three segments, namely Logistics services segment is into the coordination and control over the forward and reverse movement of client's goods across the entire supply chain from source to destination; Financial services comprise insurance and related services and the Group segment provides support services to all group's business unit. Majority of its revenue is derived from the Logistics segment. Its geographical segments include Africa, Asia Pacific, UK, North America and Europe.
87GF Score

Get the complete analysis for STVLF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.11
Price
$0.19
GF Value