SWIM (Latham Group) Debt-to-EBITDA : 13.18 (As of Mar. 2026) — 157% Above Median


SWIM Latham Group Inc SWIM
73 GF Score
Price $6.47
GF Value $6.18
Valuation Fairly Valued
! 5 Warning Signs
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What is Latham Group Debt-to-EBITDA?

Latham Group SWIM +1.33% 73 Debt-to-EBITDA is 13.18 as of Mar. 2026, which is 157% above its 10-year median of 5.13. GuruFocus rates SWIM with a GF Score™ of 73/100 and a GF Value™ of $6.18 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,403 Construction companies, Latham Group ranks worse than 66.5% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Latham Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $41.0 Mil. Latham Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $300.6 Mil. Latham Group's annualized EBITDA for the quarter that ended in Mar. 2026 was $25.9 Mil. Latham Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 13.18.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Latham Group's Debt-to-EBITDA or its related term are showing as below:

SWIM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.34   Med: 5.13   Max: 89.5
Current: 3.87

During the past 7 years, the highest Debt-to-EBITDA Ratio of Latham Group was 89.50. The lowest was 3.34. And the median was 5.13.

SWIM's Debt-to-EBITDA is ranked worse than
66.5% of 1403 companies
in the Construction industry
Industry Median: 2.2 vs SWIM: 3.87

Latham Group  (NAS:SWIM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Latham Group Debt-to-EBITDA Related Terms


Latham Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Latham Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Latham Group Debt-to-EBITDA Chart

Latham Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 89.50 5.21 5.41 5.13 3.44

Latham Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.59 1.88 2.26 12.11 13.18

SWIM vs JBI, NX, LMB: Debt-to-EBITDA Comparison

For the Building Products & Equipment subindustry, Latham Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Latham Group Debt-to-EBITDA vs Construction Industry

For the Construction industry and Industrials sector, Latham Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Latham Group's Debt-to-EBITDA falls into.


SWIM
73GF Score
Latham Group Inc SWIM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Latham Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Latham Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.88 + 300.555) / 90.647
=3.44

Latham Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(41.042 + 300.616) / 25.932
=13.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 13.18 mean?
Latham Group (SWIM) has a Debt-to-EBITDA of 13.18 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Latham Group. This is 157% above median its historical median of 5.13. Over the past decade, Latham Group's Debt-to-EBITDA has ranged from 3.34 to 89.50. According to the industry distribution chart, Latham Group ranks #933 out of 1403 companies in the Construction industry, placing it in the top 66.5%.
Is Latham Group's Debt-to-EBITDA too high?
Latham Group's current Debt-to-EBITDA of 13.18 is 157% above median its 10-year median of 5.13. Over the past 10 years, this metric has ranged from a low of 3.34 to a high of 89.50. The Construction industry median Debt-to-EBITDA is 2.20. Latham Group's value of 13.18 is 499.1% above this industry median. Based on the distribution chart, Latham Group ranks #933 out of 1403 companies in the Construction industry, which is below the industry midpoint. Overall, Latham Group has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Latham Group's Debt-to-EBITDA compare to JBI and NX?
According to the Construction industry distribution chart, Latham Group ranks #933 out of 1403 companies for Debt-to-EBITDA. This places Latham Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.20. Latham Group's value of 13.18 is 499.1% above this benchmark. Historically, Latham Group's own Debt-to-EBITDA has ranged from 3.34 to 89.50 over the past decade. While the company's 10-year median is 5.13 vs. the industry median of 2.20, Latham Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.20, based on 1,403 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latham Group's current Debt-to-EBITDA of 13.18 is 499.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Latham Group. For the Construction industry, the median Debt-to-EBITDA is 2.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latham Group's current Debt-to-EBITDA is 13.18, which is 157% above median its own 10-year median of 5.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latham Group stock overvalued right now?
Based on GuruFocus' analysis, Latham Group (SWIM) is currently considered Fairly Valued. The stock's GF Value™ is $6.18, compared to a current price of $6.47 — trading 4.7% above its estimated fair value. The current Debt-to-EBITDA is 13.18, which is 157% above median its 10-year median of 5.13 and 499.1% above the Construction industry median of 2.20. Latham Group's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Latham Group (SWIM), the current Debt-to-EBITDA is 13.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Latham Group (SWIM) Overvalued in 2026?

Based on GuruFocus' analysis, Latham Group stock appears to be overvalued. The current stock price of $6.47 is trading 4.7% above its estimated GF Value™ of $6.18. GuruFocus considers Latham Group to be Fairly Valued.

Key valuation signals for SWIM:

  • Debt-to-EBITDA: 13.18 (157% above median its 10-year median of 5.13)
  • GF Value™: $6.18 vs. price of $6.47 (4.7% above fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 499.1% above the Construction median (#933 of 1403)

No single metric tells the full story. See the SWIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Latham Group Business Description

Address 787 Watervliet Shaker Road, Latham, NY, USA, 12110
Latham Group Inc is a designer, manufacturer, and marketer of in-ground residential swimming pools, liners, and covers in North America, Australia, and New Zealand. The company derives a majority of its revenue from the United States.
73GF Score

Get the complete analysis for SWIM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.47
Price
$6.18
GF Value