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Latham GroupSWIM 76 Cash-to-Debt is 0.08 as of Mar. 2026, which is 50% below its 10-year median of 0.16. GuruFocus rates SWIM with a GF Score™ of 76/100 and a GF Value™ of $6.23 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,768 Construction companies, Latham Group ranks worse than 89.14% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Latham Group's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.08.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Latham Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Latham Group's Cash-to-Debt or its related term are showing as below:
SWIM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05 Med: 0.16 Max: 0.39
Current: 0.08
During the past 7 years, Latham Group's highest Cash to Debt Ratio was 0.39. The lowest was 0.05. And the median was 0.16.
SWIM's Cash-to-Debt is ranked worse than 89.14% of 1768
companies
in the Construction industry
Industry Median: 0.73
vs SWIM: 0.08
Latham Group (NAS:SWIM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Latham Group Cash-to-Debt Related Terms
Latham Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Latham Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Building Products & Equipment subindustry, Latham Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latham Group Cash-to-Debt vs Construction Industry
For the Construction industry and Industrials sector, Latham Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Latham Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latham Group (SWIM) has a Cash-to-Debt of 0.08 as of Mar. 2026. This is 50% below median its historical median of 0.16. Over the past decade, Latham Group's Cash-to-Debt has ranged from 0.05 to 0.39. According to the industry distribution chart, Latham Group ranks #1576 out of 1768 companies in the Construction industry, placing it in the top 89.1%.
Is Latham Group's Cash-to-Debt too high?
Latham Group's current Cash-to-Debt of 0.08 is 50% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.39. The Construction industry median Cash-to-Debt is 0.73. Latham Group's value of 0.08 is 89% below this industry median. Based on the distribution chart, Latham Group ranks #1576 out of 1768 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Latham Group has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Latham Group's Cash-to-Debt compare to JBI and NX?
According to the Construction industry distribution chart, Latham Group ranks #1576 out of 1768 companies for Cash-to-Debt. This places Latham Group in the lower half of its industry. The industry median Cash-to-Debt is 0.73. Latham Group's value of 0.08 is 89% below this benchmark. Historically, Latham Group's own Cash-to-Debt has ranged from 0.05 to 0.39 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.73, Latham Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Construction company?
The median Cash-to-Debt among Construction companies is 0.73, based on 1,768 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latham Group's current Cash-to-Debt of 0.08 is 89% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Construction industry, the median Cash-to-Debt is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latham Group's current Cash-to-Debt is 0.08, which is 50% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latham Group stock overvalued right now?
Based on GuruFocus' analysis, Latham Group (SWIM) is currently considered Fairly Valued. The stock's GF Value™ is $6.23, compared to a current price of $5.84 — trading 6.3% below its estimated fair value. The current Cash-to-Debt is 0.08, which is 50% below median its 10-year median of 0.16 and 89% below the Construction industry median of 0.73. Latham Group's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Latham Group (SWIM), the current Cash-to-Debt is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Latham Group (SWIM) Overvalued in 2026?
Based on GuruFocus' analysis, Latham Group stock appears to be undervalued.
The current stock price of $5.84 is trading 6.3% below its estimated GF Value™ of $6.23.
GuruFocus considers Latham Group to be Fairly Valued.
Key valuation signals for SWIM:
Cash-to-Debt: 0.08 (50% below median its 10-year median of 0.16)
GF Value™: $6.23 vs. price of $5.84 (6.3% below fair value)
Industry Position: 89% below the Construction median (#1576 of 1768)
No single metric tells the full story. See the SWIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Latham Group Inc is a designer, manufacturer, and marketer of in-ground residential swimming pools, liners, and covers in North America, Australia, and New Zealand. The company derives a majority of its revenue from the United States.
76GF Score
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