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TIMTIMB -2.23%87 Debt-to-EBITDA is 1.24 as of Mar. 2026, which is 2% below its 10-year median of 1.26. GuruFocus rates TIMB with a GF Score™ of 87/100 and a GF Value™ of $20.21 (Fairly Valued). The stock has 2 warning signs investors should review. Among 302 Telecommunication Services companies, TIM ranks better than 70.53% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for TIM's Debt-to-EBITDA or its related term are showing as below:
TIMB'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.58 Med: 1.26 Max: 1.76
Current: 1.13
During the past 13 years, the highest Debt-to-EBITDA Ratio of TIM was 1.76. The lowest was 0.58. And the median was 1.26.
TIMB's Debt-to-EBITDA is ranked better than 70.53% of 302
companies
in the Telecommunication Services industry
Industry Median: 2
vs TIMB: 1.13
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
TIM Debt-to-EBITDA Related Terms
TIM Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for TIM's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Telecom Services subindustry, TIM's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIM Debt-to-EBITDA vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, TIM's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where TIM's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
TIM (TIMB) has a Debt-to-EBITDA of 1.24 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TIM. This is near median its historical median of 1.26. Over the past decade, TIM's Debt-to-EBITDA has ranged from 0.58 to 1.76. According to the industry distribution chart, TIM ranks #89 out of 302 companies in the Telecommunication Services industry, placing it in the top 29.5%.
Is TIM's Debt-to-EBITDA too high?
TIM's current Debt-to-EBITDA of 1.24 is near median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.76. The Telecommunication Services industry median Debt-to-EBITDA is 2.00. TIM's value of 1.24 is 38% below this industry median. Based on the distribution chart, TIM ranks #89 out of 302 companies in the Telecommunication Services industry, which is above the industry midpoint. Overall, TIM has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TIM's Debt-to-EBITDA compare to TMUS and VZ?
According to the Telecommunication Services industry distribution chart, TIM ranks #89 out of 302 companies for Debt-to-EBITDA. This puts TIM in the upper half of its industry. The industry median Debt-to-EBITDA is 2.00. TIM's value of 1.24 is 38% below this benchmark. Historically, TIM's own Debt-to-EBITDA has ranged from 0.58 to 1.76 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 2.00, TIM has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Telecommunication Services company?
The median Debt-to-EBITDA among Telecommunication Services companies is 2.00, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIM's current Debt-to-EBITDA of 1.24 is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TIM. For the Telecommunication Services industry, the median Debt-to-EBITDA is 2.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIM's current Debt-to-EBITDA is 1.24, which is near median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIM stock overvalued right now?
Based on GuruFocus' analysis, TIM (TIMB) is currently considered Fairly Valued. The stock's GF Value™ is $20.21, compared to a current price of $21.53 — trading 6.5% above its estimated fair value. The current Debt-to-EBITDA is 1.24, which is near median its 10-year median of 1.26 and 38% below the Telecommunication Services industry median of 2.00. TIM's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For TIM (TIMB), the current Debt-to-EBITDA is 1.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TIM (TIMB) Overvalued in 2026?
Based on GuruFocus' analysis, TIM stock appears to be overvalued.
The current stock price of $21.53 is trading 6.5% above its estimated GF Value™ of $20.21.
GuruFocus considers TIM to be Fairly Valued.
Key valuation signals for TIMB:
Debt-to-EBITDA: 1.24 (near median its 10-year median of 1.26)
GF Value™: $20.21 vs. price of $21.53 (6.5% above fair value)
Industry Position: 38% below the Telecommunication Services median (#89 of 302)
No single metric tells the full story. See the TIMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TIM, which is 67%-owned by Telecom Italia, is the third-largest wireless carrier in Brazil, with 62 million subscribers, equal to about 23% of the market. The firm owns 49% of I-Systems, an infrastructure partnership that is expanding its network footprint across Brazil. I-Systems can provide broadband service to about 8 million locations, including 6.5 million with fiber, equal to 10%-15% of the country. TIM leases capacity on the venture's network to serve retail broadband customers under the UltraFibra brand, but it has agreed to buy out its joint venture partner in 2026 and will take full ownership of these assets. TIM also resells fiber network access from other providers.
87GF Score
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