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TIMTIMB +0.89%90 Debt-to-Equity is 0.66 as of Jun. 2026, which is 32% above its 10-year median of 0.50. GuruFocus rates TIMB with a GF Score™ of 90/100 and a GF Value™ of $20.81 (Fairly Valued). The stock has 2 warning signs investors should review. Among 324 Telecommunication Services companies, TIM ranks worse than 53.09% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for TIM's Debt-to-Equity or its related term are showing as below:
TIMB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.17 Med: 0.5 Max: 0.72
Current: 0.66
During the past 13 years, the highest Debt-to-Equity Ratio of TIM was 0.72. The lowest was 0.17. And the median was 0.50.
TIMB's Debt-to-Equity is ranked worse than 53.09% of 324
companies
in the Telecommunication Services industry
Industry Median: 0.615
vs TIMB: 0.66
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
TIM Debt-to-Equity Related Terms
TIM Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for TIM's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Telecom Services subindustry, TIM's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIM Debt-to-Equity vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, TIM's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where TIM's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIM (TIMB) has a Debt-to-Equity of 0.66 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TIM and its competitors. This is 32% above median its historical median of 0.50. Over the past decade, TIM's Debt-to-Equity has ranged from 0.17 to 0.72. According to the industry distribution chart, TIM ranks #172 out of 324 companies in the Telecommunication Services industry, placing it in the top 53.1%.
Is TIM's Debt-to-Equity too high?
TIM's current Debt-to-Equity of 0.66 is 32% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.72. The Telecommunication Services industry median Debt-to-Equity is 0.62. TIM's value of 0.66 is 7.3% above this industry median. Based on the distribution chart, TIM ranks #172 out of 324 companies in the Telecommunication Services industry, which is below the industry midpoint. Overall, TIM has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TIM's Debt-to-Equity compare to VZ and TMUS?
According to the Telecommunication Services industry distribution chart, TIM ranks #172 out of 324 companies for Debt-to-Equity. This places TIM in the lower half of its industry. The industry median Debt-to-Equity is 0.62. TIM's value of 0.66 is 7.3% above this benchmark. Historically, TIM's own Debt-to-Equity has ranged from 0.17 to 0.72 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.62, TIM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Telecommunication Services company?
The median Debt-to-Equity among Telecommunication Services companies is 0.62, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIM's current Debt-to-Equity of 0.66 is 7.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TIM and its competitors. For the Telecommunication Services industry, the median Debt-to-Equity is 0.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIM's current Debt-to-Equity is 0.66, which is 32% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIM stock overvalued right now?
Based on GuruFocus' analysis, TIM (TIMB) is currently considered Fairly Valued. The stock's GF Value™ is $20.81, compared to a current price of $19.29 — trading 7.3% below its estimated fair value. The current Debt-to-Equity is 0.66, which is 32% above median its 10-year median of 0.50 and 7.3% above the Telecommunication Services industry median of 0.62. TIM's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For TIM (TIMB), the current Debt-to-Equity is 0.66 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TIM (TIMB) Overvalued in 2026?
Based on GuruFocus' analysis, TIM stock appears to be undervalued.
The current stock price of $19.29 is trading 7.3% below its estimated GF Value™ of $20.81.
GuruFocus considers TIM to be Fairly Valued.
Key valuation signals for TIMB:
Debt-to-Equity: 0.66 (32% above median its 10-year median of 0.50)
GF Value™: $20.81 vs. price of $19.29 (7.3% below fair value)
Industry Position: 7.3% above the Telecommunication Services median (#172 of 324)
No single metric tells the full story. See the TIMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TIM, which is 67%-owned by Telecom Italia, is the third-largest wireless carrier in Brazil, with 62 million subscribers, equal to about 23% of the market. The firm owns 49% of I-Systems, an infrastructure partnership that is expanding its network footprint across Brazil. I-Systems can provide broadband service to about 8 million locations, including 6.5 million with fiber, equal to 10%-15% of the country. TIM leases capacity on the venture's network to serve retail broadband customers under the UltraFibra brand, but it has agreed to buy out its joint venture partner in 2026 and will take full ownership of these assets. TIM also resells fiber network access from other providers.
90GF Score
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