TIM (TIMB) Liabilities-to-Assets : 0.56 (As of Jun. 2026)

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TIMB TIM SA TIMB
84 GF Score
Price $18.04
GF Value $20.23
Valuation Modestly Undervalued
! 2 Warning Signs
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What is TIM Liabilities-to-Assets?

TIM TIMB -1.90% 84 Liabilities-to-Assets is 0.56 as of Jun. 2026. GuruFocus rates TIMB with a GF Score™ of 84/100 and a GF Value™ of $20.23 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. TIM's Total Liabilities for the quarter that ended in Jun. 2026 was $6,279 Mil. TIM's Total Assets for the quarter that ended in Jun. 2026 was $11,161 Mil. Therefore, TIM's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.56.


TIM  (NYSE:TIMB) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


TIM Liabilities-to-Assets Related Terms


TIM Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for TIM's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TIM Liabilities-to-Assets Chart

TIM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.55 0.53 0.53 0.58

TIM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.56 0.58 0.58 0.56

TIMB vs VZ, TMUS, T: Liabilities-to-Assets Comparison

For the Telecom Services subindustry, TIM's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TIM Liabilities-to-Assets vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, TIM's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where TIM's Liabilities-to-Assets falls into.


TIMB
84GF Score
TIM SA TIMB
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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TIM Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

TIM's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=6041.716/10436.64
=0.58

TIM's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=6279.104/11161.011
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.56 mean?
TIM (TIMB) has a Liabilities-to-Assets of 0.56 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on TIM and its competitors.
Is TIM's Liabilities-to-Assets too high?
TIM's current Liabilities-to-Assets is 0.56. Overall, TIM has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TIM's Liabilities-to-Assets compare to VZ and TMUS?
TIM's Liabilities-to-Assets of 0.56 can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Telecommunication Services company?
A good Liabilities-to-Assets depends on the Telecommunication Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on TIM and its competitors. TIM's current Liabilities-to-Assets is 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIM stock overvalued right now?
Based on GuruFocus' analysis, TIM (TIMB) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.23, compared to a current price of $18.04 — trading 10.8% below its estimated fair value. The current Liabilities-to-Assets is 0.56. TIM's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For TIM (TIMB), the current Liabilities-to-Assets is 0.56 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TIM (TIMB) Overvalued in 2026?

Based on GuruFocus' analysis, TIM stock appears to be undervalued. The current stock price of $18.04 is trading 10.8% below its estimated GF Value™ of $20.23. GuruFocus considers TIM to be Modestly Undervalued.

Key valuation signals for TIMB:

  • Liabilities-to-Assets: 0.56
  • GF Value™: $20.23 vs. price of $18.04 (10.8% below fair value)
  • GF Score™: 84/100 with 2 warning signs

No single metric tells the full story. See the TIMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TIM Business Description

Address Avenida Joao Cabral de Melo Neto, 850, Torre Norte, 12th Floor, Room 1212, Barra da Tijuca, Rio de Janeiro, RJ, BRA, 22775-057
TIM, which is 67%-owned by Telecom Italia, is the third-largest wireless carrier in Brazil, with 62 million subscribers, equal to about 23% of the market. The firm owns 49% of I-Systems, an infrastructure partnership that is expanding its network footprint across Brazil. I-Systems can provide broadband service to about 8 million locations, including 6.5 million with fiber, equal to 10%-15% of the country. TIM leases capacity on the venture's network to serve retail broadband customers under the UltraFibra brand, but it has agreed to buy out its joint venture partner in 2026 and will take full ownership of these assets. TIM also resells fiber network access from other providers.
84GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.04
Price
$20.23
GF Value