United Super Markets Holdings (TSE:3222) Debt-to-EBITDA : 0.69 (As of Feb. 2026) — 60% Below Median

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TSE:3222 United Super Markets Holdings Inc TSE:3222
70 GF Score
Price 円850.00
GF Value 円898.01
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is United Super Markets Holdings Debt-to-EBITDA?

United Super Markets Holdings TSE:3222 +0.59% 70 Debt-to-EBITDA is 0.69 as of Feb. 2026, which is 60% below its 10-year median of 1.71. GuruFocus rates TSE:3222 with a GF Score™ of 70/100 and a GF Value™ of 円898.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 910 Retail - Cyclical companies, United Super Markets Holdings ranks worse than 63.63% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Super Markets Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円9,516 Mil. United Super Markets Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円44,509 Mil. United Super Markets Holdings's annualized EBITDA for the quarter that ended in Feb. 2026 was 円78,564 Mil. United Super Markets Holdings's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 0.69.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for United Super Markets Holdings's Debt-to-EBITDA or its related term are showing as below:

TSE:3222' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.25   Med: 1.71   Max: 3.23
Current: 3.23

During the past 11 years, the highest Debt-to-EBITDA Ratio of United Super Markets Holdings was 3.23. The lowest was 1.25. And the median was 1.71.

TSE:3222's Debt-to-EBITDA is ranked worse than
63.63% of 910 companies
in the Retail - Cyclical industry
Industry Median: 2.28 vs TSE:3222: 3.23

United Super Markets Holdings  (TSE:3222) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


United Super Markets Holdings Debt-to-EBITDA Related Terms


United Super Markets Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Super Markets Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Super Markets Holdings Debt-to-EBITDA Chart

United Super Markets Holdings Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.68 2.35 2.42 2.57 2.70

United Super Markets Holdings Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.92 1.52 -1.46 0.69 -11.23

TSE:3222 vs DDS: Debt-to-EBITDA Comparison

For the Department Stores subindustry, United Super Markets Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Super Markets Holdings Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, United Super Markets Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Super Markets Holdings's Debt-to-EBITDA falls into.


TSE:3222
70GF Score
United Super Markets Holdings Inc TSE:3222
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Super Markets Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Super Markets Holdings's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9516 + 44509) / 20010
=2.70

United Super Markets Holdings's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9516 + 44509) / 78564
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.69 mean?
United Super Markets Holdings (TSE:3222) has a Debt-to-EBITDA of 0.69 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Super Markets Holdings. This is 60% below median its historical median of 1.71. Over the past decade, United Super Markets Holdings' Debt-to-EBITDA has ranged from 1.25 to 3.23. According to the industry distribution chart, United Super Markets Holdings ranks #579 out of 910 companies in the Retail - Cyclical industry, placing it in the top 63.6%.
Is United Super Markets Holdings' Debt-to-EBITDA too high?
United Super Markets Holdings' current Debt-to-EBITDA of 0.69 is 60% below median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 3.23. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. United Super Markets Holdings' value of 0.69 is 69.7% below this industry median. Based on the distribution chart, United Super Markets Holdings ranks #579 out of 910 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, United Super Markets Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Super Markets Holdings' Debt-to-EBITDA compare to DDS?
According to the Retail - Cyclical industry distribution chart, United Super Markets Holdings ranks #579 out of 910 companies for Debt-to-EBITDA. This places United Super Markets Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 2.28. United Super Markets Holdings' value of 0.69 is 69.7% below this benchmark. Historically, United Super Markets Holdings' own Debt-to-EBITDA has ranged from 1.25 to 3.23 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 2.28, United Super Markets Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Super Markets Holdings's current Debt-to-EBITDA of 0.69 is 69.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Super Markets Holdings. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Super Markets Holdings's current Debt-to-EBITDA is 0.69, which is 60% below median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Super Markets Holdings stock overvalued right now?
Based on GuruFocus' analysis, United Super Markets Holdings (TSE:3222) is currently considered Fairly Valued. The stock's GF Value™ is 円898.01, compared to a current price of 円850.00 — trading 5.3% below its estimated fair value. The current Debt-to-EBITDA is 0.69, which is 60% below median its 10-year median of 1.71 and 69.7% below the Retail - Cyclical industry median of 2.28. United Super Markets Holdings' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For United Super Markets Holdings (TSE:3222), the current Debt-to-EBITDA is 0.69 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Super Markets Holdings (TSE:3222) Overvalued in 2026?

Based on GuruFocus' analysis, United Super Markets Holdings stock appears to be undervalued. The current stock price of 円850.00 is trading 5.3% below its estimated GF Value™ of 円898.01. GuruFocus considers United Super Markets Holdings to be Fairly Valued.

Key valuation signals for TSE:3222:

  • Debt-to-EBITDA: 0.69 (60% below median its 10-year median of 1.71)
  • GF Value™: 円898.01 vs. price of 円850.00 (5.3% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 69.7% below the Retail - Cyclical median (#579 of 910)

No single metric tells the full story. See the TSE:3222 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Super Markets Holdings Business Description

Address 2-9-17 Kanda Surugadai, Chiyoda-ku, Tokyo, JPN, 101-0029
United Super Markets Holdings Inc is a Japanese company which is active in supermarket business management. Its business activities include retailing, wholesale, import and export of groceries, household items, clothing items and other. The company actively operates its stores in metropolitan areas.
70GF Score

Get the complete analysis for TSE:3222

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円850.00
Price
円898.01
GF Value