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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. United Super Markets Holdings's
Operating Income
for the
three
months ended in Feb. 2026 was 円4,667 Mil. United Super Markets Holdings's Interest Expense for the
three
months ended in Feb. 2026 was 円-124 Mil.
United Super Markets Holdings's interest coverage for the quarter that ended in Feb. 2026 was 37.64.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for United Super Markets Holdings's Interest Coverage or its related term are showing as below:
TSE:3222'
s Interest Coverage Range Over the Past 10 Years
Min: 5.98 Med: 69.93 Max: 149.41
Current: 5.98
TSE:3222's Interest Coverage is ranked worse than 56.62% of 839
companies
in the Retail - Cyclical industry
Industry Median: 7.44
vs TSE:3222: 5.98
United Super Markets Holdings (TSE:3222) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
United Super Markets Holdings Interest Coverage Related Terms
United Super Markets Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
United Super Markets Holdings Interest Coverage Chart
For the Department Stores subindustry, United Super Markets Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Super Markets Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, United Super Markets Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where United Super Markets Holdings's Interest Coverage falls into.
United Super Markets Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Super Markets Holdings (TSE:3222) has a Interest Coverage of 37.64 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Super Markets Holdings and its competitors. This is 46% below median its historical median of 69.93. Over the past decade, United Super Markets Holdings' Interest Coverage has ranged from 5.98 to 149.41. According to the industry distribution chart, United Super Markets Holdings ranks #475 out of 839 companies in the Retail - Cyclical industry, placing it in the top 56.6%.
Is United Super Markets Holdings' Interest Coverage too high?
United Super Markets Holdings' current Interest Coverage of 37.64 is 46% below median its 10-year median of 69.93. Over the past 10 years, this metric has ranged from a low of 5.98 to a high of 149.41. The Retail - Cyclical industry median Interest Coverage is 7.44. United Super Markets Holdings' value of 37.64 is 405.9% above this industry median. Based on the distribution chart, United Super Markets Holdings ranks #475 out of 839 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, United Super Markets Holdings has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Super Markets Holdings' Interest Coverage compare to DDS?
According to the Retail - Cyclical industry distribution chart, United Super Markets Holdings ranks #475 out of 839 companies for Interest Coverage. This places United Super Markets Holdings in the lower half of its industry. The industry median Interest Coverage is 7.44. United Super Markets Holdings' value of 37.64 is 405.9% above this benchmark. Historically, United Super Markets Holdings' own Interest Coverage has ranged from 5.98 to 149.41 over the past decade. While the company's 10-year median is 69.93 vs. the industry median of 7.44, United Super Markets Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.44, based on 839 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Super Markets Holdings's current Interest Coverage of 37.64 is 405.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Super Markets Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Super Markets Holdings's current Interest Coverage is 37.64, which is 46% below median its own 10-year median of 69.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Super Markets Holdings stock overvalued right now?
Based on GuruFocus' analysis, United Super Markets Holdings (TSE:3222) is currently considered Fairly Valued. The stock's GF Value™ is 円895.18, compared to a current price of 円819.00 — trading 8.5% below its estimated fair value. The current Interest Coverage is 37.64, which is 46% below median its 10-year median of 69.93 and 405.9% above the Retail - Cyclical industry median of 7.44. United Super Markets Holdings' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Super Markets Holdings (TSE:3222), the current Interest Coverage is 37.64 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Super Markets Holdings (TSE:3222) Overvalued in 2026?
Based on GuruFocus' analysis, United Super Markets Holdings stock appears to be undervalued.
The current stock price of 円819.00 is trading 8.5% below its estimated GF Value™ of 円895.18.
GuruFocus considers United Super Markets Holdings to be Fairly Valued.
Key valuation signals for TSE:3222:
Interest Coverage: 37.64 (46% below median its 10-year median of 69.93)
GF Value™: 円895.18 vs. price of 円819.00 (8.5% below fair value)
Industry Position: 405.9% above the Retail - Cyclical median (#475 of 839)
No single metric tells the full story. See the TSE:3222 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Super Markets Holdings Inc is a Japanese company which is active in supermarket business management. Its business activities include retailing, wholesale, import and export of groceries, household items, clothing items and other. The company actively operates its stores in metropolitan areas.
72GF Score
Get the complete analysis for TSE:3222
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