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System IntegratorTSE:3826 +1.01%76 Debt-to-EBITDA is 0.01 as of Feb. 2026, which is 50% below its 10-year median of 0.02. GuruFocus rates TSE:3826 with a GF Score™ of 76/100 and a GF Value™ of 円488.72 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,721 Software companies, System Integrator ranks better than 97.33% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for System Integrator's Debt-to-EBITDA or its related term are showing as below:
TSE:3826'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02 Med: 0.02 Max: 0.02
Current: 0.02
During the past 13 years, the highest Debt-to-EBITDA Ratio of System Integrator was 0.02. The lowest was 0.02. And the median was 0.02.
TSE:3826's Debt-to-EBITDA is ranked better than 97.33% of 1721
companies
in the Software industry
Industry Median: 0.98
vs TSE:3826: 0.02
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
System Integrator Debt-to-EBITDA Related Terms
System Integrator Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for System Integrator's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:3826 vs CRM, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, System Integrator's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
System Integrator Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, System Integrator's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where System Integrator's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
System Integrator (TSE:3826) has a Debt-to-EBITDA of 0.01 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on System Integrator. This is 50% below median its historical median of 0.02. Over the past decade, System Integrator's Debt-to-EBITDA has ranged from 0.02 to 0.02. According to the industry distribution chart, System Integrator ranks #46 out of 1721 companies in the Software industry, placing it in the top 2.7%.
Is System Integrator's Debt-to-EBITDA too high?
System Integrator's current Debt-to-EBITDA of 0.01 is 50% below median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.02. The Software industry median Debt-to-EBITDA is 0.98. System Integrator's value of 0.01 is 99% below this industry median. Based on the distribution chart, System Integrator ranks #46 out of 1721 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, System Integrator has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does System Integrator's Debt-to-EBITDA compare to CRM and SHOP?
According to the Software industry distribution chart, System Integrator ranks #46 out of 1721 companies for Debt-to-EBITDA. This places System Integrator in the top 3% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 0.98. System Integrator's value of 0.01 is 99% below this benchmark. Historically, System Integrator's own Debt-to-EBITDA has ranged from 0.02 to 0.02 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.98, System Integrator has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. System Integrator's current Debt-to-EBITDA of 0.01 is 99% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on System Integrator. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. System Integrator's current Debt-to-EBITDA is 0.01, which is 50% below median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is System Integrator stock overvalued right now?
Based on GuruFocus' analysis, System Integrator (TSE:3826) is currently considered Fairly Valued. The stock's GF Value™ is 円488.72, compared to a current price of 円499.00 — trading 2.1% above its estimated fair value. The current Debt-to-EBITDA is 0.01, which is 50% below median its 10-year median of 0.02 and 99% below the Software industry median of 0.98. System Integrator's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For System Integrator (TSE:3826), the current Debt-to-EBITDA is 0.01 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is System Integrator (TSE:3826) Overvalued in 2026?
Based on GuruFocus' analysis, System Integrator stock appears to be overvalued.
The current stock price of 円499.00 is trading 2.1% above its estimated GF Value™ of 円488.72.
GuruFocus considers System Integrator to be Fairly Valued.
Key valuation signals for TSE:3826:
Debt-to-EBITDA: 0.01 (50% below median its 10-year median of 0.02)
GF Value™: 円488.72 vs. price of 円499.00 (2.1% above fair value)
Industry Position: 99% below the Software median (#46 of 1721)
No single metric tells the full story. See the TSE:3826 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
System Integrator Corp is engaged in the development of package software and cloud service in Japan. It focuses on develop packages, customize development, cloud services, consulting and other products. It sells a wide variety of in-house products such as ERP, EC, Omni Channel, project management, database development, and design support tool, application design tool, and e-learning.
76GF Score
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