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System IntegratorTSE:3826 -0.22%76 Interest Coverage is 3,579.75 as of Feb. 2026, which is 64% below its 10-year median of 10,000.00. GuruFocus rates TSE:3826 with a GF Score™ of 76/100 and a GF Value™ of 円485.36 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,712 Software companies, System Integrator ranks better than 87.44% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. System Integrator's
Operating Income
for the
six
months ended in Feb. 2026 was 円340 Mil. System Integrator's Interest Expense for the
six
months ended in Feb. 2026 was 円-0 Mil.
System Integrator's interest coverage for the quarter that ended in Feb. 2026 was 3,579.75.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. System Integrator Corp has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for System Integrator's Interest Coverage or its related term are showing as below:
TSE:3826'
s Interest Coverage Range Over the Past 10 Years
Min: 4078.18 Med: No Debt Max: 36509.33
Current: 4078.18
TSE:3826's Interest Coverage is ranked better than 87.44% of 1712
companies
in the Software industry
Industry Median: 24.57
vs TSE:3826: 4078.18
System Integrator (TSE:3826) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
System Integrator Interest Coverage Related Terms
System Integrator Interest Coverage Historical Data
* Premium members only.
The historical data trend for System Integrator's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3826 vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, System Integrator's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
System Integrator Interest Coverage vs Software Industry
For the Software industry and Technology sector, System Integrator's Interest Coverage distribution charts can be found below:
* The bar in red indicates where System Integrator's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
System Integrator (TSE:3826) has a Interest Coverage of 3,579.75 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on System Integrator and its competitors. This is 64% below median its historical median of 10,000.00. Over the past decade, System Integrator's Interest Coverage has ranged from 4,078.18 to 36,509.33. According to the industry distribution chart, System Integrator ranks #215 out of 1712 companies in the Software industry, placing it in the top 12.6%.
Is System Integrator's Interest Coverage too high?
System Integrator's current Interest Coverage of 3,579.75 is 64% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 4,078.18 to a high of 36,509.33. The Software industry median Interest Coverage is 24.57. System Integrator's value of 3,579.75 is 14469.6% above this industry median. Based on the distribution chart, System Integrator ranks #215 out of 1712 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, System Integrator has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does System Integrator's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, System Integrator ranks #215 out of 1712 companies for Interest Coverage. This places System Integrator in the top 13% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.57. System Integrator's value of 3,579.75 is 14469.6% above this benchmark. Historically, System Integrator's own Interest Coverage has ranged from 4,078.18 to 36,509.33 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 24.57, System Integrator has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.57, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. System Integrator's current Interest Coverage of 3,579.75 is 14469.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on System Integrator and its competitors. For the Software industry, the median Interest Coverage is 24.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. System Integrator's current Interest Coverage is 3,579.75, which is 64% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is System Integrator stock overvalued right now?
Based on GuruFocus' analysis, System Integrator (TSE:3826) is currently considered Fairly Valued. The stock's GF Value™ is 円485.36, compared to a current price of 円451.00 — trading 7.1% below its estimated fair value. The current Interest Coverage is 3,579.75, which is 64% below median its 10-year median of 10,000.00 and 14469.6% above the Software industry median of 24.57. System Integrator's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For System Integrator (TSE:3826), the current Interest Coverage is 3,579.75 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is System Integrator (TSE:3826) Overvalued in 2026?
Based on GuruFocus' analysis, System Integrator stock appears to be undervalued.
The current stock price of 円451.00 is trading 7.1% below its estimated GF Value™ of 円485.36.
GuruFocus considers System Integrator to be Fairly Valued.
Key valuation signals for TSE:3826:
Interest Coverage: 3,579.75 (64% below median its 10-year median of 10,000.00)
GF Value™: 円485.36 vs. price of 円451.00 (7.1% below fair value)
Industry Position: 14469.6% above the Software median (#215 of 1712)
No single metric tells the full story. See the TSE:3826 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
System Integrator Corp is engaged in the development of package software and cloud service in Japan. It focuses on develop packages, customize development, cloud services, consulting and other products. It sells a wide variety of in-house products such as ERP, EC, Omni Channel, project management, database development, and design support tool, application design tool, and e-learning.
76GF Score
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